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채권할인율",{"id":291,"disclosureMonth":268,"companyCode":273,"companyName":274,"productCode":275,"productName":276,"joinWay":277,"mortgageType":292,"mortgageTypeName":293,"repaymentType":279,"repaymentTypeName":280,"rateType":281,"rateTypeName":282,"rateMin":283,"rateMax":284,"rateAvg":294,"loanLimit":286,"earlyRepaymentFee":287,"delinquencyRate":288,"incidentalExpense":289},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":296,"disclosureMonth":268,"companyCode":297,"companyName":298,"productCode":299,"productName":300,"joinWay":277,"mortgageType":292,"mortgageTypeName":293,"repaymentType":279,"repaymentTypeName":280,"rateType":281,"rateTypeName":282,"rateMin":301,"rateMax":302,"rateAvg":303,"loanLimit":304,"earlyRepaymentFee":305,"delinquencyRate":306,"incidentalExpense":307},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":309,"disclosureMonth":268,"companyCode":297,"companyName":298,"productCode":310,"productName":311,"joinWay":277,"mortgageType":278,"mortgageTypeName":79,"repaymentType":279,"repaymentTypeName":280,"rateType":281,"rateTypeName":282,"rateMin":301,"rateMax":302,"rateAvg":9,"loanLimit":304,"earlyRepaymentFee":305,"delinquencyRate":306,"incidentalExpense":307},"0010001-1054-A-S-C","1054","우리아파트론",{"id":313,"disclosureMonth":268,"companyCode":314,"companyName":315,"productCode":316,"productName":317,"joinWay":277,"mortgageType":278,"mortgageTypeName":79,"repaymentType":318,"repaymentTypeName":319,"rateType":281,"rateTypeName":282,"rateMin":320,"rateMax":321,"rateAvg":322,"loanLimit":323,"earlyRepaymentFee":324,"delinquencyRate":325,"incidentalExpense":326},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 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70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 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등",{"id":392,"disclosureMonth":268,"companyCode":393,"companyName":394,"productCode":395,"productName":396,"joinWay":397,"mortgageType":292,"mortgageTypeName":293,"repaymentType":318,"repaymentTypeName":319,"rateType":281,"rateTypeName":282,"rateMin":398,"rateMax":399,"rateAvg":400,"loanLimit":401,"earlyRepaymentFee":402,"delinquencyRate":403,"incidentalExpense":404},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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