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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":528,"disclosureMonth":504,"companyCode":509,"companyName":510,"productCode":511,"productName":512,"joinWay":513,"mortgageType":529,"mortgageTypeName":530,"repaymentType":516,"repaymentTypeName":517,"rateType":518,"rateTypeName":519,"rateMin":520,"rateMax":521,"rateAvg":531,"loanLimit":523,"earlyRepaymentFee":524,"delinquencyRate":525,"incidentalExpense":526},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":533,"disclosureMonth":504,"companyCode":534,"companyName":535,"productCode":536,"productName":537,"joinWay":513,"mortgageType":529,"mortgageTypeName":530,"repaymentType":516,"repaymentTypeName":517,"rateType":518,"rateTypeName":519,"rateMin":538,"rateMax":539,"rateAvg":540,"loanLimit":541,"earlyRepaymentFee":542,"delinquencyRate":543,"incidentalExpense":544},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":546,"disclosureMonth":504,"companyCode":534,"companyName":535,"productCode":547,"productName":548,"joinWay":513,"mortgageType":514,"mortgageTypeName":515,"repaymentType":516,"repaymentTypeName":517,"rateType":518,"rateTypeName":519,"rateMin":538,"rateMax":539,"rateAvg":24,"loanLimit":541,"earlyRepaymentFee":542,"delinquencyRate":543,"incidentalExpense":544},"0010001-1054-A-S-C","1054","우리아파트론",{"id":550,"disclosureMonth":504,"companyCode":551,"companyName":552,"productCode":553,"productName":554,"joinWay":513,"mortgageType":514,"mortgageTypeName":515,"repaymentType":555,"repaymentTypeName":556,"rateType":518,"rateTypeName":519,"rateMin":557,"rateMax":558,"rateAvg":155,"loanLimit":559,"earlyRepaymentFee":560,"delinquencyRate":561,"incidentalExpense":562},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":564,"disclosureMonth":504,"companyCode":534,"companyName":535,"productCode":536,"productName":537,"joinWay":513,"mortgageType":529,"mortgageTypeName":530,"repaymentType":555,"repaymentTypeName":556,"rateType":518,"rateTypeName":519,"rateMin":565,"rateMax":566,"rateAvg":567,"loanLimit":541,"earlyRepaymentFee":542,"delinquencyRate":543,"incidentalExpense":544},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":569,"disclosureMonth":504,"companyCode":534,"companyName":535,"productCode":547,"productName":548,"joinWay":513,"mortgageType":514,"mortgageTypeName":515,"repaymentType":555,"repaymentTypeName":556,"rateType":518,"rateTypeName":519,"rateMin":565,"rateMax":566,"rateAvg":570,"loanLimit":541,"earlyRepaymentFee":542,"delinquencyRate":543,"incidentalExpense":544},"0010001-1054-A-D-C",4.75,{"id":572,"disclosureMonth":504,"companyCode":573,"companyName":574,"productCode":575,"productName":576,"joinWay":513,"mortgageType":529,"mortgageTypeName":530,"repaymentType":555,"repaymentTypeName":556,"rateType":518,"rateTypeName":519,"rateMin":577,"rateMax":578,"rateAvg":24,"loanLimit":579,"earlyRepaymentFee":580,"delinquencyRate":581,"incidentalExpense":582},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":584,"disclosureMonth":504,"companyCode":573,"companyName":574,"productCode":575,"productName":576,"joinWay":513,"mortgageType":514,"mortgageTypeName":515,"repaymentType":555,"repaymentTypeName":556,"rateType":518,"rateTypeName":519,"rateMin":577,"rateMax":578,"rateAvg":585,"loanLimit":579,"earlyRepaymentFee":580,"delinquencyRate":581,"incidentalExpense":582},"0010016-20461501000001001-A-D-C",4.66,{"id":587,"disclosureMonth":504,"companyCode":573,"companyName":574,"productCode":588,"productName":589,"joinWay":513,"mortgageType":529,"mortgageTypeName":530,"repaymentType":555,"repaymentTypeName":556,"rateType":518,"rateTypeName":519,"rateMin":577,"rateMax":578,"rateAvg":590,"loanLimit":579,"earlyRepaymentFee":580,"delinquencyRate":581,"incidentalExpense":582},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":592,"disclosureMonth":504,"companyCode":573,"companyName":574,"productCode":588,"productName":589,"joinWay":513,"mortgageType":514,"mortgageTypeName":515,"repaymentType":555,"repaymentTypeName":556,"rateType":518,"rateTypeName":519,"rateMin":577,"rateMax":578,"rateAvg":593,"loanLimit":579,"earlyRepaymentFee":580,"delinquencyRate":581,"incidentalExpense":582},"0010016-20283701000001001-A-D-C",4.92,{"id":595,"disclosureMonth":504,"companyCode":551,"companyName":552,"productCode":596,"productName":597,"joinWay":513,"mortgageType":529,"mortgageTypeName":530,"repaymentType":555,"repaymentTypeName":556,"rateType":518,"rateTypeName":519,"rateMin":598,"rateMax":599,"rateAvg":600,"loanLimit":559,"earlyRepaymentFee":560,"delinquencyRate":561,"incidentalExpense":562},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":602,"disclosureMonth":504,"companyCode":603,"companyName":604,"productCode":605,"productName":606,"joinWay":607,"mortgageType":514,"mortgageTypeName":515,"repaymentType":516,"repaymentTypeName":517,"rateType":518,"rateTypeName":519,"rateMin":608,"rateMax":609,"rateAvg":24,"loanLimit":541,"earlyRepaymentFee":610,"delinquencyRate":611,"incidentalExpense":612},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":614,"disclosureMonth":504,"companyCode":615,"companyName":616,"productCode":617,"productName":618,"joinWay":619,"mortgageType":514,"mortgageTypeName":515,"repaymentType":555,"repaymentTypeName":556,"rateType":518,"rateTypeName":519,"rateMin":620,"rateMax":621,"rateAvg":622,"loanLimit":623,"earlyRepaymentFee":624,"delinquencyRate":625,"incidentalExpense":626},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":628,"disclosureMonth":504,"companyCode":629,"companyName":630,"productCode":631,"productName":632,"joinWay":633,"mortgageType":529,"mortgageTypeName":530,"repaymentType":555,"repaymentTypeName":556,"rateType":518,"rateTypeName":519,"rateMin":634,"rateMax":635,"rateAvg":636,"loanLimit":637,"earlyRepaymentFee":638,"delinquencyRate":639,"incidentalExpense":640},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":642,"disclosureMonth":504,"companyCode":629,"companyName":630,"productCode":631,"productName":632,"joinWay":633,"mortgageType":514,"mortgageTypeName":515,"repaymentType":555,"repaymentTypeName":556,"rateType":518,"rateTypeName":519,"rateMin":634,"rateMax":635,"rateAvg":643,"loanLimit":637,"earlyRepaymentFee":638,"delinquencyRate":639,"incidentalExpense":640},"0013175-2001104780001-A-D-C",5.13,{"id":645,"disclosureMonth":504,"companyCode":629,"companyName":630,"productCode":631,"productName":632,"joinWay":633,"mortgageType":514,"mortgageTypeName":515,"repaymentType":516,"repaymentTypeName":517,"rateType":518,"rateTypeName":519,"rateMin":634,"rateMax":635,"rateAvg":646,"loanLimit":637,"earlyRepaymentFee":638,"delinquencyRate":639,"incidentalExpense":640},"0013175-2001104780001-A-S-C",4.86,{"id":648,"disclosureMonth":504,"companyCode":629,"companyName":630,"productCode":631,"productName":632,"joinWay":633,"mortgageType":529,"mortgageTypeName":530,"repaymentType":516,"repaymentTypeName":517,"rateType":518,"rateTypeName":519,"rateMin":634,"rateMax":635,"rateAvg":593,"loanLimit":637,"earlyRepaymentFee":638,"delinquencyRate":639,"incidentalExpense":640},"0013175-2001104780001-E-S-C",{"id":650,"disclosureMonth":504,"companyCode":651,"companyName":652,"productCode":653,"productName":654,"joinWay":655,"mortgageType":514,"mortgageTypeName":515,"repaymentType":516,"repaymentTypeName":517,"rateType":518,"rateTypeName":519,"rateMin":656,"rateMax":657,"rateAvg":24,"loanLimit":658,"earlyRepaymentFee":659,"delinquencyRate":660,"incidentalExpense":661},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":663,"disclosureMonth":504,"companyCode":651,"companyName":652,"productCode":653,"productName":654,"joinWay":655,"mortgageType":529,"mortgageTypeName":530,"repaymentType":516,"repaymentTypeName":517,"rateType":518,"rateTypeName":519,"rateMin":656,"rateMax":657,"rateAvg":24,"loanLimit":658,"earlyRepaymentFee":659,"delinquencyRate":660,"incidentalExpense":661},"0010030-1-E-S-C",{"id":665,"disclosureMonth":504,"companyCode":666,"companyName":667,"productCode":668,"productName":669,"joinWay":513,"mortgageType":514,"mortgageTypeName":515,"repaymentType":516,"repaymentTypeName":517,"rateType":518,"rateTypeName":519,"rateMin":570,"rateMax":670,"rateAvg":24,"loanLimit":541,"earlyRepaymentFee":671,"delinquencyRate":672,"incidentalExpense":673},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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