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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":890,"disclosureMonth":866,"companyCode":871,"companyName":872,"productCode":873,"productName":874,"joinWay":875,"mortgageType":891,"mortgageTypeName":892,"repaymentType":878,"repaymentTypeName":879,"rateType":880,"rateTypeName":881,"rateMin":882,"rateMax":883,"rateAvg":893,"loanLimit":885,"earlyRepaymentFee":886,"delinquencyRate":887,"incidentalExpense":888},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":895,"disclosureMonth":866,"companyCode":896,"companyName":897,"productCode":898,"productName":899,"joinWay":875,"mortgageType":891,"mortgageTypeName":892,"repaymentType":878,"repaymentTypeName":879,"rateType":880,"rateTypeName":881,"rateMin":900,"rateMax":901,"rateAvg":902,"loanLimit":903,"earlyRepaymentFee":904,"delinquencyRate":905,"incidentalExpense":906},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":908,"disclosureMonth":866,"companyCode":896,"companyName":897,"productCode":909,"productName":910,"joinWay":875,"mortgageType":876,"mortgageTypeName":877,"repaymentType":878,"repaymentTypeName":879,"rateType":880,"rateTypeName":881,"rateMin":900,"rateMax":901,"rateAvg":9,"loanLimit":903,"earlyRepaymentFee":904,"delinquencyRate":905,"incidentalExpense":906},"0010001-1054-A-S-C","1054","우리아파트론",{"id":912,"disclosureMonth":866,"companyCode":913,"companyName":914,"productCode":915,"productName":916,"joinWay":875,"mortgageType":876,"mortgageTypeName":877,"repaymentType":917,"repaymentTypeName":918,"rateType":880,"rateTypeName":881,"rateMin":919,"rateMax":920,"rateAvg":86,"loanLimit":921,"earlyRepaymentFee":922,"delinquencyRate":923,"incidentalExpense":924},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 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대출금액*120%*1%*채권할인율",{"id":926,"disclosureMonth":866,"companyCode":896,"companyName":897,"productCode":898,"productName":899,"joinWay":875,"mortgageType":891,"mortgageTypeName":892,"repaymentType":917,"repaymentTypeName":918,"rateType":880,"rateTypeName":881,"rateMin":927,"rateMax":928,"rateAvg":929,"loanLimit":903,"earlyRepaymentFee":904,"delinquencyRate":905,"incidentalExpense":906},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":931,"disclosureMonth":866,"companyCode":896,"companyName":897,"productCode":909,"productName":910,"joinWay":875,"mortgageType":876,"mortgageTypeName":877,"repaymentType":917,"repaymentTypeName":918,"rateType":880,"rateTypeName":881,"rateMin":927,"rateMax":928,"rateAvg":932,"loanLimit":903,"earlyRepaymentFee":904,"delinquencyRate":905,"incidentalExpense":906},"0010001-1054-A-D-C",4.75,{"id":934,"disclosureMonth":866,"companyCode":935,"companyName":936,"productCode":937,"productName":938,"joinWay":875,"mortgageType":891,"mortgageTypeName":892,"repaymentType":917,"repaymentTypeName":918,"rateType":880,"rateTypeName":881,"rateMin":939,"rateMax":940,"rateAvg":9,"loanLimit":941,"earlyRepaymentFee":942,"delinquencyRate":943,"incidentalExpense":944},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":946,"disclosureMonth":866,"companyCode":935,"companyName":936,"productCode":937,"productName":938,"joinWay":875,"mortgageType":876,"mortgageTypeName":877,"repaymentType":917,"repaymentTypeName":918,"rateType":880,"rateTypeName":881,"rateMin":939,"rateMax":940,"rateAvg":947,"loanLimit":941,"earlyRepaymentFee":942,"delinquencyRate":943,"incidentalExpense":944},"0010016-20461501000001001-A-D-C",4.66,{"id":949,"disclosureMonth":866,"companyCode":935,"companyName":936,"productCode":950,"productName":951,"joinWay":875,"mortgageType":891,"mortgageTypeName":892,"repaymentType":917,"repaymentTypeName":918,"rateType":880,"rateTypeName":881,"rateMin":939,"rateMax":940,"rateAvg":952,"loanLimit":941,"earlyRepaymentFee":942,"delinquencyRate":943,"incidentalExpense":944},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":954,"disclosureMonth":866,"companyCode":935,"companyName":936,"productCode":950,"productName":951,"joinWay":875,"mortgageType":876,"mortgageTypeName":877,"repaymentType":917,"repaymentTypeName":918,"rateType":880,"rateTypeName":881,"rateMin":939,"rateMax":940,"rateAvg":955,"loanLimit":941,"earlyRepaymentFee":942,"delinquencyRate":943,"incidentalExpense":944},"0010016-20283701000001001-A-D-C",4.92,{"id":957,"disclosureMonth":866,"companyCode":913,"companyName":914,"productCode":958,"productName":959,"joinWay":875,"mortgageType":891,"mortgageTypeName":892,"repaymentType":917,"repaymentTypeName":918,"rateType":880,"rateTypeName":881,"rateMin":960,"rateMax":961,"rateAvg":962,"loanLimit":921,"earlyRepaymentFee":922,"delinquencyRate":923,"incidentalExpense":924},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":964,"disclosureMonth":866,"companyCode":965,"companyName":966,"productCode":967,"productName":968,"joinWay":969,"mortgageType":876,"mortgageTypeName":877,"repaymentType":878,"repaymentTypeName":879,"rateType":880,"rateTypeName":881,"rateMin":970,"rateMax":971,"rateAvg":9,"loanLimit":903,"earlyRepaymentFee":972,"delinquencyRate":973,"incidentalExpense":974},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":976,"disclosureMonth":866,"companyCode":977,"companyName":978,"productCode":979,"productName":980,"joinWay":981,"mortgageType":876,"mortgageTypeName":877,"repaymentType":917,"repaymentTypeName":918,"rateType":880,"rateTypeName":881,"rateMin":982,"rateMax":983,"rateAvg":984,"loanLimit":985,"earlyRepaymentFee":986,"delinquencyRate":987,"incidentalExpense":988},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":990,"disclosureMonth":866,"companyCode":991,"companyName":992,"productCode":993,"productName":994,"joinWay":995,"mortgageType":891,"mortgageTypeName":892,"repaymentType":917,"repaymentTypeName":918,"rateType":880,"rateTypeName":881,"rateMin":996,"rateMax":997,"rateAvg":998,"loanLimit":999,"earlyRepaymentFee":1000,"delinquencyRate":1001,"incidentalExpense":1002},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1004,"disclosureMonth":866,"companyCode":991,"companyName":992,"productCode":993,"productName":994,"joinWay":995,"mortgageType":876,"mortgageTypeName":877,"repaymentType":917,"repaymentTypeName":918,"rateType":880,"rateTypeName":881,"rateMin":996,"rateMax":997,"rateAvg":1005,"loanLimit":999,"earlyRepaymentFee":1000,"delinquencyRate":1001,"incidentalExpense":1002},"0013175-2001104780001-A-D-C",5.13,{"id":1007,"disclosureMonth":866,"companyCode":991,"companyName":992,"productCode":993,"productName":994,"joinWay":995,"mortgageType":876,"mortgageTypeName":877,"repaymentType":878,"repaymentTypeName":879,"rateType":880,"rateTypeName":881,"rateMin":996,"rateMax":997,"rateAvg":1008,"loanLimit":999,"earlyRepaymentFee":1000,"delinquencyRate":1001,"incidentalExpense":1002},"0013175-2001104780001-A-S-C",4.86,{"id":1010,"disclosureMonth":866,"companyCode":991,"companyName":992,"productCode":993,"productName":994,"joinWay":995,"mortgageType":891,"mortgageTypeName":892,"repaymentType":878,"repaymentTypeName":879,"rateType":880,"rateTypeName":881,"rateMin":996,"rateMax":997,"rateAvg":955,"loanLimit":999,"earlyRepaymentFee":1000,"delinquencyRate":1001,"incidentalExpense":1002},"0013175-2001104780001-E-S-C",{"id":1012,"disclosureMonth":866,"companyCode":1013,"companyName":1014,"productCode":1015,"productName":1016,"joinWay":1017,"mortgageType":876,"mortgageTypeName":877,"repaymentType":878,"repaymentTypeName":879,"rateType":880,"rateTypeName":881,"rateMin":1018,"rateMax":1019,"rateAvg":9,"loanLimit":1020,"earlyRepaymentFee":1021,"delinquencyRate":1022,"incidentalExpense":1023},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":1025,"disclosureMonth":866,"companyCode":1013,"companyName":1014,"productCode":1015,"productName":1016,"joinWay":1017,"mortgageType":891,"mortgageTypeName":892,"repaymentType":878,"repaymentTypeName":879,"rateType":880,"rateTypeName":881,"rateMin":1018,"rateMax":1019,"rateAvg":9,"loanLimit":1020,"earlyRepaymentFee":1021,"delinquencyRate":1022,"incidentalExpense":1023},"0010030-1-E-S-C",{"id":1027,"disclosureMonth":866,"companyCode":1028,"companyName":1029,"productCode":1030,"productName":1031,"joinWay":875,"mortgageType":876,"mortgageTypeName":877,"repaymentType":878,"repaymentTypeName":879,"rateType":880,"rateTypeName":881,"rateMin":932,"rateMax":1032,"rateAvg":9,"loanLimit":903,"earlyRepaymentFee":1033,"delinquencyRate":1034,"incidentalExpense":1035},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 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채권할인율\n주택신보출연료(주택자금용도)",{"id":1048,"disclosureMonth":866,"companyCode":1049,"companyName":1050,"productCode":1051,"productName":1052,"joinWay":981,"mortgageType":876,"mortgageTypeName":877,"repaymentType":917,"repaymentTypeName":918,"rateType":880,"rateTypeName":881,"rateMin":1053,"rateMax":1054,"rateAvg":1055,"loanLimit":1056,"earlyRepaymentFee":1057,"delinquencyRate":1058,"incidentalExpense":1059},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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