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도움대출II","영업점,모집인","A","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":207,"disclosureMonth":184,"companyCode":189,"companyName":190,"productCode":191,"productName":192,"joinWay":193,"mortgageType":208,"mortgageTypeName":209,"repaymentType":195,"repaymentTypeName":196,"rateType":197,"rateTypeName":198,"rateMin":199,"rateMax":200,"rateAvg":210,"loanLimit":202,"earlyRepaymentFee":203,"delinquencyRate":204,"incidentalExpense":205},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":212,"disclosureMonth":184,"companyCode":213,"companyName":214,"productCode":215,"productName":216,"joinWay":193,"mortgageType":208,"mortgageTypeName":209,"repaymentType":195,"repaymentTypeName":196,"rateType":197,"rateTypeName":198,"rateMin":217,"rateMax":218,"rateAvg":219,"loanLimit":220,"earlyRepaymentFee":221,"delinquencyRate":222,"incidentalExpense":223},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":225,"disclosureMonth":184,"companyCode":213,"companyName":214,"productCode":226,"productName":227,"joinWay":193,"mortgageType":194,"mortgageTypeName":68,"repaymentType":195,"repaymentTypeName":196,"rateType":197,"rateTypeName":198,"rateMin":217,"rateMax":218,"rateAvg":9,"loanLimit":220,"earlyRepaymentFee":221,"delinquencyRate":222,"incidentalExpense":223},"0010001-1054-A-S-C","1054","우리아파트론",{"id":229,"disclosureMonth":184,"companyCode":230,"companyName":231,"productCode":232,"productName":233,"joinWay":193,"mortgageType":194,"mortgageTypeName":68,"repaymentType":234,"repaymentTypeName":235,"rateType":197,"rateTypeName":198,"rateMin":236,"rateMax":237,"rateAvg":238,"loanLimit":239,"earlyRepaymentFee":240,"delinquencyRate":241,"incidentalExpense":242},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":244,"disclosureMonth":184,"companyCode":213,"companyName":214,"productCode":215,"productName":216,"joinWay":193,"mortgageType":208,"mortgageTypeName":209,"repaymentType":234,"repaymentTypeName":235,"rateType":197,"rateTypeName":198,"rateMin":245,"rateMax":246,"rateAvg":247,"loanLimit":220,"earlyRepaymentFee":221,"delinquencyRate":222,"incidentalExpense":223},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":249,"disclosureMonth":184,"companyCode":213,"companyName":214,"productCode":226,"productName":227,"joinWay":193,"mortgageType":194,"mortgageTypeName":68,"repaymentType":234,"repaymentTypeName":235,"rateType":197,"rateTypeName":198,"rateMin":245,"rateMax":246,"rateAvg":250,"loanLimit":220,"earlyRepaymentFee":221,"delinquencyRate":222,"incidentalExpense":223},"0010001-1054-A-D-C",4.75,{"id":252,"disclosureMonth":184,"companyCode":253,"companyName":254,"productCode":255,"productName":256,"joinWay":193,"mortgageType":208,"mortgageTypeName":209,"repaymentType":234,"repaymentTypeName":235,"rateType":197,"rateTypeName":198,"rateMin":257,"rateMax":258,"rateAvg":9,"loanLimit":259,"earlyRepaymentFee":260,"delinquencyRate":261,"incidentalExpense":262},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":264,"disclosureMonth":184,"companyCode":253,"companyName":254,"productCode":255,"productName":256,"joinWay":193,"mortgageType":194,"mortgageTypeName":68,"repaymentType":234,"repaymentTypeName":235,"rateType":197,"rateTypeName":198,"rateMin":257,"rateMax":258,"rateAvg":265,"loanLimit":259,"earlyRepaymentFee":260,"delinquencyRate":261,"incidentalExpense":262},"0010016-20461501000001001-A-D-C",4.66,{"id":267,"disclosureMonth":184,"companyCode":253,"companyName":254,"productCode":268,"productName":269,"joinWay":193,"mortgageType":208,"mortgageTypeName":209,"repaymentType":234,"repaymentTypeName":235,"rateType":197,"rateTypeName":198,"rateMin":257,"rateMax":258,"rateAvg":270,"loanLimit":259,"earlyRepaymentFee":260,"delinquencyRate":261,"incidentalExpense":262},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":272,"disclosureMonth":184,"companyCode":253,"companyName":254,"productCode":268,"productName":269,"joinWay":193,"mortgageType":194,"mortgageTypeName":68,"repaymentType":234,"repaymentTypeName":235,"rateType":197,"rateTypeName":198,"rateMin":257,"rateMax":258,"rateAvg":273,"loanLimit":259,"earlyRepaymentFee":260,"delinquencyRate":261,"incidentalExpense":262},"0010016-20283701000001001-A-D-C",4.92,{"id":275,"disclosureMonth":184,"companyCode":230,"companyName":231,"productCode":276,"productName":277,"joinWay":193,"mortgageType":208,"mortgageTypeName":209,"repaymentType":234,"repaymentTypeName":235,"rateType":197,"rateTypeName":198,"rateMin":278,"rateMax":279,"rateAvg":280,"loanLimit":239,"earlyRepaymentFee":240,"delinquencyRate":241,"incidentalExpense":242},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":282,"disclosureMonth":184,"companyCode":283,"companyName":284,"productCode":285,"productName":286,"joinWay":287,"mortgageType":194,"mortgageTypeName":68,"repaymentType":195,"repaymentTypeName":196,"rateType":197,"rateTypeName":198,"rateMin":288,"rateMax":289,"rateAvg":9,"loanLimit":220,"earlyRepaymentFee":290,"delinquencyRate":291,"incidentalExpense":292},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":294,"disclosureMonth":184,"companyCode":295,"companyName":296,"productCode":297,"productName":298,"joinWay":299,"mortgageType":194,"mortgageTypeName":68,"repaymentType":234,"repaymentTypeName":235,"rateType":197,"rateTypeName":198,"rateMin":300,"rateMax":301,"rateAvg":302,"loanLimit":303,"earlyRepaymentFee":304,"delinquencyRate":305,"incidentalExpense":306},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":308,"disclosureMonth":184,"companyCode":309,"companyName":310,"productCode":311,"productName":312,"joinWay":313,"mortgageType":208,"mortgageTypeName":209,"repaymentType":234,"repaymentTypeName":235,"rateType":197,"rateTypeName":198,"rateMin":314,"rateMax":315,"rateAvg":316,"loanLimit":317,"earlyRepaymentFee":318,"delinquencyRate":319,"incidentalExpense":320},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":322,"disclosureMonth":184,"companyCode":309,"companyName":310,"productCode":311,"productName":312,"joinWay":313,"mortgageType":194,"mortgageTypeName":68,"repaymentType":234,"repaymentTypeName":235,"rateType":197,"rateTypeName":198,"rateMin":314,"rateMax":315,"rateAvg":323,"loanLimit":317,"earlyRepaymentFee":318,"delinquencyRate":319,"incidentalExpense":320},"0013175-2001104780001-A-D-C",5.13,{"id":325,"disclosureMonth":184,"companyCode":309,"companyName":310,"productCode":311,"productName":312,"joinWay":313,"mortgageType":194,"mortgageTypeName":68,"repaymentType":195,"repaymentTypeName":196,"rateType":197,"rateTypeName":198,"rateMin":314,"rateMax":315,"rateAvg":326,"loanLimit":317,"earlyRepaymentFee":318,"delinquencyRate":319,"incidentalExpense":320},"0013175-2001104780001-A-S-C",4.86,{"id":328,"disclosureMonth":184,"companyCode":309,"companyName":310,"productCode":311,"productName":312,"joinWay":313,"mortgageType":208,"mortgageTypeName":209,"repaymentType":195,"repaymentTypeName":196,"rateType":197,"rateTypeName":198,"rateMin":314,"rateMax":315,"rateAvg":273,"loanLimit":317,"earlyRepaymentFee":318,"delinquencyRate":319,"incidentalExpense":320},"0013175-2001104780001-E-S-C",{"id":330,"disclosureMonth":184,"companyCode":331,"companyName":332,"productCode":70,"productName":333,"joinWay":334,"mortgageType":194,"mortgageTypeName":68,"repaymentType":195,"repaymentTypeName":196,"rateType":197,"rateTypeName":198,"rateMin":335,"rateMax":336,"rateAvg":9,"loanLimit":337,"earlyRepaymentFee":338,"delinquencyRate":339,"incidentalExpense":340},"0010030-1-A-S-C","0010030","한국산업은행","산은 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매입비용",{"id":342,"disclosureMonth":184,"companyCode":331,"companyName":332,"productCode":70,"productName":333,"joinWay":334,"mortgageType":208,"mortgageTypeName":209,"repaymentType":195,"repaymentTypeName":196,"rateType":197,"rateTypeName":198,"rateMin":335,"rateMax":336,"rateAvg":9,"loanLimit":337,"earlyRepaymentFee":338,"delinquencyRate":339,"incidentalExpense":340},"0010030-1-E-S-C",{"id":344,"disclosureMonth":184,"companyCode":345,"companyName":346,"productCode":347,"productName":348,"joinWay":193,"mortgageType":194,"mortgageTypeName":68,"repaymentType":195,"repaymentTypeName":196,"rateType":197,"rateTypeName":198,"rateMin":250,"rateMax":349,"rateAvg":9,"loanLimit":220,"earlyRepaymentFee":350,"delinquencyRate":351,"incidentalExpense":352},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":354,"disclosureMonth":184,"companyCode":345,"companyName":346,"productCode":347,"productName":348,"joinWay":193,"mortgageType":208,"mortgageTypeName":209,"repaymentType":195,"repaymentTypeName":196,"rateType":197,"rateTypeName":198,"rateMin":250,"rateMax":349,"rateAvg":9,"loanLimit":220,"earlyRepaymentFee":350,"delinquencyRate":351,"incidentalExpense":352},"0010927-KB200300000002-E-S-C",{"id":356,"disclosureMonth":184,"companyCode":189,"companyName":190,"productCode":357,"productName":358,"joinWay":299,"mortgageType":194,"mortgageTypeName":68,"repaymentType":234,"repaymentTypeName":235,"rateType":197,"rateTypeName":198,"rateMin":359,"rateMax":360,"rateAvg":361,"loanLimit":362,"earlyRepaymentFee":203,"delinquencyRate":204,"incidentalExpense":363},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":365,"disclosureMonth":184,"companyCode":366,"companyName":367,"productCode":368,"productName":369,"joinWay":299,"mortgageType":194,"mortgageTypeName":68,"repaymentType":234,"repaymentTypeName":235,"rateType":197,"rateTypeName":198,"rateMin":370,"rateMax":371,"rateAvg":372,"loanLimit":373,"earlyRepaymentFee":79,"delinquencyRate":374,"incidentalExpense":375},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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