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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1231,"disclosureMonth":1162,"companyCode":1201,"companyName":1202,"productCode":1203,"productName":1204,"joinWay":1180,"mortgageType":1196,"mortgageTypeName":1197,"repaymentType":1222,"repaymentTypeName":1223,"rateType":1185,"rateTypeName":1186,"rateMin":1232,"rateMax":1233,"rateAvg":1234,"loanLimit":1208,"earlyRepaymentFee":1209,"delinquencyRate":1210,"incidentalExpense":1211},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1236,"disclosureMonth":1162,"companyCode":1201,"companyName":1202,"productCode":1214,"productName":1215,"joinWay":1180,"mortgageType":1181,"mortgageTypeName":1182,"repaymentType":1222,"repaymentTypeName":1223,"rateType":1185,"rateTypeName":1186,"rateMin":1232,"rateMax":1233,"rateAvg":1237,"loanLimit":1208,"earlyRepaymentFee":1209,"delinquencyRate":1210,"incidentalExpense":1211},"0010001-1054-A-D-C",4.75,{"id":1239,"disclosureMonth":1162,"companyCode":1240,"companyName":1241,"productCode":1242,"productName":1243,"joinWay":1180,"mortgageType":1196,"mortgageTypeName":1197,"repaymentType":1222,"repaymentTypeName":1223,"rateType":1185,"rateTypeName":1186,"rateMin":1244,"rateMax":1245,"rateAvg":9,"loanLimit":1246,"earlyRepaymentFee":1247,"delinquencyRate":1248,"incidentalExpense":1249},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1251,"disclosureMonth":1162,"companyCode":1240,"companyName":1241,"productCode":1242,"productName":1243,"joinWay":1180,"mortgageType":1181,"mortgageTypeName":1182,"repaymentType":1222,"repaymentTypeName":1223,"rateType":1185,"rateTypeName":1186,"rateMin":1244,"rateMax":1245,"rateAvg":1252,"loanLimit":1246,"earlyRepaymentFee":1247,"delinquencyRate":1248,"incidentalExpense":1249},"0010016-20461501000001001-A-D-C",4.66,{"id":1254,"disclosureMonth":1162,"companyCode":1240,"companyName":1241,"productCode":1255,"productName":1256,"joinWay":1180,"mortgageType":1196,"mortgageTypeName":1197,"repaymentType":1222,"repaymentTypeName":1223,"rateType":1185,"rateTypeName":1186,"rateMin":1244,"rateMax":1245,"rateAvg":1257,"loanLimit":1246,"earlyRepaymentFee":1247,"delinquencyRate":1248,"incidentalExpense":1249},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1259,"disclosureMonth":1162,"companyCode":1240,"companyName":1241,"productCode":1255,"productName":1256,"joinWay":1180,"mortgageType":1181,"mortgageTypeName":1182,"repaymentType":1222,"repaymentTypeName":1223,"rateType":1185,"rateTypeName":1186,"rateMin":1244,"rateMax":1245,"rateAvg":1260,"loanLimit":1246,"earlyRepaymentFee":1247,"delinquencyRate":1248,"incidentalExpense":1249},"0010016-20283701000001001-A-D-C",4.92,{"id":1262,"disclosureMonth":1162,"companyCode":1218,"companyName":1219,"productCode":1263,"productName":1264,"joinWay":1180,"mortgageType":1196,"mortgageTypeName":1197,"repaymentType":1222,"repaymentTypeName":1223,"rateType":1185,"rateTypeName":1186,"rateMin":1265,"rateMax":1266,"rateAvg":1267,"loanLimit":1226,"earlyRepaymentFee":1227,"delinquencyRate":1228,"incidentalExpense":1229},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1269,"disclosureMonth":1162,"companyCode":1270,"companyName":1271,"productCode":1272,"productName":1273,"joinWay":1274,"mortgageType":1181,"mortgageTypeName":1182,"repaymentType":1183,"repaymentTypeName":1184,"rateType":1185,"rateTypeName":1186,"rateMin":1275,"rateMax":1276,"rateAvg":9,"loanLimit":1208,"earlyRepaymentFee":1277,"delinquencyRate":1278,"incidentalExpense":1279},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1281,"disclosureMonth":1162,"companyCode":1282,"companyName":1283,"productCode":1284,"productName":1285,"joinWay":1286,"mortgageType":1181,"mortgageTypeName":1182,"repaymentType":1222,"repaymentTypeName":1223,"rateType":1185,"rateTypeName":1186,"rateMin":1287,"rateMax":1288,"rateAvg":1289,"loanLimit":1290,"earlyRepaymentFee":1291,"delinquencyRate":1292,"incidentalExpense":1293},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1295,"disclosureMonth":1162,"companyCode":1296,"companyName":1297,"productCode":1298,"productName":1299,"joinWay":1300,"mortgageType":1196,"mortgageTypeName":1197,"repaymentType":1222,"repaymentTypeName":1223,"rateType":1185,"rateTypeName":1186,"rateMin":1301,"rateMax":1302,"rateAvg":1303,"loanLimit":1304,"earlyRepaymentFee":1305,"delinquencyRate":1306,"incidentalExpense":1307},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1309,"disclosureMonth":1162,"companyCode":1296,"companyName":1297,"productCode":1298,"productName":1299,"joinWay":1300,"mortgageType":1181,"mortgageTypeName":1182,"repaymentType":1222,"repaymentTypeName":1223,"rateType":1185,"rateTypeName":1186,"rateMin":1301,"rateMax":1302,"rateAvg":1310,"loanLimit":1304,"earlyRepaymentFee":1305,"delinquencyRate":1306,"incidentalExpense":1307},"0013175-2001104780001-A-D-C",5.13,{"id":1312,"disclosureMonth":1162,"companyCode":1296,"companyName":1297,"productCode":1298,"productName":1299,"joinWay":1300,"mortgageType":1181,"mortgageTypeName":1182,"repaymentType":1183,"repaymentTypeName":1184,"rateType":1185,"rateTypeName":1186,"rateMin":1301,"rateMax":1302,"rateAvg":1313,"loanLimit":1304,"earlyRepaymentFee":1305,"delinquencyRate":1306,"incidentalExpense":1307},"0013175-2001104780001-A-S-C",4.86,{"id":1315,"disclosureMonth":1162,"companyCode":1296,"companyName":1297,"productCode":1298,"productName":1299,"joinWay":1300,"mortgageType":1196,"mortgageTypeName":1197,"repaymentType":1183,"repaymentTypeName":1184,"rateType":1185,"rateTypeName":1186,"rateMin":1301,"rateMax":1302,"rateAvg":1260,"loanLimit":1304,"earlyRepaymentFee":1305,"delinquencyRate":1306,"incidentalExpense":1307},"0013175-2001104780001-E-S-C",{"id":1317,"disclosureMonth":1162,"companyCode":1318,"companyName":1319,"productCode":1320,"productName":1321,"joinWay":1322,"mortgageType":1181,"mortgageTypeName":1182,"repaymentType":1183,"repaymentTypeName":1184,"rateType":1185,"rateTypeName":1186,"rateMin":1323,"rateMax":1324,"rateAvg":9,"loanLimit":1325,"earlyRepaymentFee":1326,"delinquencyRate":1327,"incidentalExpense":1328},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1330,"disclosureMonth":1162,"companyCode":1318,"companyName":1319,"productCode":1320,"productName":1321,"joinWay":1322,"mortgageType":1196,"mortgageTypeName":1197,"repaymentType":1183,"repaymentTypeName":1184,"rateType":1185,"rateTypeName":1186,"rateMin":1323,"rateMax":1324,"rateAvg":9,"loanLimit":1325,"earlyRepaymentFee":1326,"delinquencyRate":1327,"incidentalExpense":1328},"0010030-1-E-S-C",{"id":1332,"disclosureMonth":1162,"companyCode":1333,"companyName":1334,"productCode":1335,"productName":1336,"joinWay":1180,"mortgageType":1181,"mortgageTypeName":1182,"repaymentType":1183,"repaymentTypeName":1184,"rateType":1185,"rateTypeName":1186,"rateMin":1237,"rateMax":1337,"rateAvg":9,"loanLimit":1208,"earlyRepaymentFee":1338,"delinquencyRate":1339,"incidentalExpense":1340},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1342,"disclosureMonth":1162,"companyCode":1333,"companyName":1334,"productCode":1335,"productName":1336,"joinWay":1180,"mortgageType":1196,"mortgageTypeName":1197,"repaymentType":1183,"repaymentTypeName":1184,"rateType":1185,"rateTypeName":1186,"rateMin":1237,"rateMax":1337,"rateAvg":9,"loanLimit":1208,"earlyRepaymentFee":1338,"delinquencyRate":1339,"incidentalExpense":1340},"0010927-KB200300000002-E-S-C",{"id":1344,"disclosureMonth":1162,"companyCode":1176,"companyName":1177,"productCode":1345,"productName":1346,"joinWay":1286,"mortgageType":1181,"mortgageTypeName":1182,"repaymentType":1222,"repaymentTypeName":1223,"rateType":1185,"rateTypeName":1186,"rateMin":1347,"rateMax":1348,"rateAvg":1349,"loanLimit":1350,"earlyRepaymentFee":1191,"delinquencyRate":1192,"incidentalExpense":1351},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1353,"disclosureMonth":1162,"companyCode":1354,"companyName":1355,"productCode":1356,"productName":1357,"joinWay":1286,"mortgageType":1181,"mortgageTypeName":1182,"repaymentType":1222,"repaymentTypeName":1223,"rateType":1185,"rateTypeName":1186,"rateMin":1358,"rateMax":1359,"rateAvg":1360,"loanLimit":1361,"earlyRepaymentFee":1362,"delinquencyRate":1363,"incidentalExpense":1364},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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