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대출금액*120%*1%*채권할인율",{"id":945,"disclosureMonth":89,"companyCode":915,"companyName":916,"productCode":917,"productName":918,"joinWay":894,"mortgageType":910,"mortgageTypeName":911,"repaymentType":936,"repaymentTypeName":937,"rateType":899,"rateTypeName":900,"rateMin":946,"rateMax":947,"rateAvg":948,"loanLimit":922,"earlyRepaymentFee":923,"delinquencyRate":924,"incidentalExpense":925},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":950,"disclosureMonth":89,"companyCode":915,"companyName":916,"productCode":928,"productName":929,"joinWay":894,"mortgageType":895,"mortgageTypeName":896,"repaymentType":936,"repaymentTypeName":937,"rateType":899,"rateTypeName":900,"rateMin":946,"rateMax":947,"rateAvg":951,"loanLimit":922,"earlyRepaymentFee":923,"delinquencyRate":924,"incidentalExpense":925},"0010001-1054-A-D-C",4.75,{"id":953,"disclosureMonth":89,"companyCode":954,"companyName":955,"productCode":956,"productName":957,"joinWay":894,"mortgageType":910,"mortgageTypeName":911,"repaymentType":936,"repaymentTypeName":937,"rateType":899,"rateTypeName":900,"rateMin":958,"rateMax":959,"rateAvg":9,"loanLimit":960,"earlyRepaymentFee":961,"delinquencyRate":962,"incidentalExpense":963},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":965,"disclosureMonth":89,"companyCode":954,"companyName":955,"productCode":956,"productName":957,"joinWay":894,"mortgageType":895,"mortgageTypeName":896,"repaymentType":936,"repaymentTypeName":937,"rateType":899,"rateTypeName":900,"rateMin":958,"rateMax":959,"rateAvg":966,"loanLimit":960,"earlyRepaymentFee":961,"delinquencyRate":962,"incidentalExpense":963},"0010016-20461501000001001-A-D-C",4.66,{"id":968,"disclosureMonth":89,"companyCode":954,"companyName":955,"productCode":969,"productName":970,"joinWay":894,"mortgageType":910,"mortgageTypeName":911,"repaymentType":936,"repaymentTypeName":937,"rateType":899,"rateTypeName":900,"rateMin":958,"rateMax":959,"rateAvg":971,"loanLimit":960,"earlyRepaymentFee":961,"delinquencyRate":962,"incidentalExpense":963},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":973,"disclosureMonth":89,"companyCode":954,"companyName":955,"productCode":969,"productName":970,"joinWay":894,"mortgageType":895,"mortgageTypeName":896,"repaymentType":936,"repaymentTypeName":937,"rateType":899,"rateTypeName":900,"rateMin":958,"rateMax":959,"rateAvg":974,"loanLimit":960,"earlyRepaymentFee":961,"delinquencyRate":962,"incidentalExpense":963},"0010016-20283701000001001-A-D-C",4.92,{"id":976,"disclosureMonth":89,"companyCode":932,"companyName":933,"productCode":977,"productName":978,"joinWay":894,"mortgageType":910,"mortgageTypeName":911,"repaymentType":936,"repaymentTypeName":937,"rateType":899,"rateTypeName":900,"rateMin":979,"rateMax":980,"rateAvg":981,"loanLimit":940,"earlyRepaymentFee":941,"delinquencyRate":942,"incidentalExpense":943},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":983,"disclosureMonth":89,"companyCode":984,"companyName":985,"productCode":986,"productName":987,"joinWay":988,"mortgageType":895,"mortgageTypeName":896,"repaymentType":897,"repaymentTypeName":898,"rateType":899,"rateTypeName":900,"rateMin":989,"rateMax":990,"rateAvg":9,"loanLimit":922,"earlyRepaymentFee":991,"delinquencyRate":992,"incidentalExpense":993},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":995,"disclosureMonth":89,"companyCode":996,"companyName":997,"productCode":998,"productName":999,"joinWay":1000,"mortgageType":895,"mortgageTypeName":896,"repaymentType":936,"repaymentTypeName":937,"rateType":899,"rateTypeName":900,"rateMin":1001,"rateMax":1002,"rateAvg":1003,"loanLimit":1004,"earlyRepaymentFee":1005,"delinquencyRate":1006,"incidentalExpense":1007},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1009,"disclosureMonth":89,"companyCode":1010,"companyName":1011,"productCode":1012,"productName":1013,"joinWay":1014,"mortgageType":910,"mortgageTypeName":911,"repaymentType":936,"repaymentTypeName":937,"rateType":899,"rateTypeName":900,"rateMin":1015,"rateMax":1016,"rateAvg":1017,"loanLimit":1018,"earlyRepaymentFee":1019,"delinquencyRate":1020,"incidentalExpense":1021},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1023,"disclosureMonth":89,"companyCode":1010,"companyName":1011,"productCode":1012,"productName":1013,"joinWay":1014,"mortgageType":895,"mortgageTypeName":896,"repaymentType":936,"repaymentTypeName":937,"rateType":899,"rateTypeName":900,"rateMin":1015,"rateMax":1016,"rateAvg":1024,"loanLimit":1018,"earlyRepaymentFee":1019,"delinquencyRate":1020,"incidentalExpense":1021},"0013175-2001104780001-A-D-C",5.13,{"id":1026,"disclosureMonth":89,"companyCode":1010,"companyName":1011,"productCode":1012,"productName":1013,"joinWay":1014,"mortgageType":895,"mortgageTypeName":896,"repaymentType":897,"repaymentTypeName":898,"rateType":899,"rateTypeName":900,"rateMin":1015,"rateMax":1016,"rateAvg":1027,"loanLimit":1018,"earlyRepaymentFee":1019,"delinquencyRate":1020,"incidentalExpense":1021},"0013175-2001104780001-A-S-C",4.86,{"id":1029,"disclosureMonth":89,"companyCode":1010,"companyName":1011,"productCode":1012,"productName":1013,"joinWay":1014,"mortgageType":910,"mortgageTypeName":911,"repaymentType":897,"repaymentTypeName":898,"rateType":899,"rateTypeName":900,"rateMin":1015,"rateMax":1016,"rateAvg":974,"loanLimit":1018,"earlyRepaymentFee":1019,"delinquencyRate":1020,"incidentalExpense":1021},"0013175-2001104780001-E-S-C",{"id":1031,"disclosureMonth":89,"companyCode":1032,"companyName":1033,"productCode":1034,"productName":1035,"joinWay":1036,"mortgageType":895,"mortgageTypeName":896,"repaymentType":897,"repaymentTypeName":898,"rateType":899,"rateTypeName":900,"rateMin":1037,"rateMax":1038,"rateAvg":9,"loanLimit":1039,"earlyRepaymentFee":1040,"delinquencyRate":1041,"incidentalExpense":1042},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":1044,"disclosureMonth":89,"companyCode":1032,"companyName":1033,"productCode":1034,"productName":1035,"joinWay":1036,"mortgageType":910,"mortgageTypeName":911,"repaymentType":897,"repaymentTypeName":898,"rateType":899,"rateTypeName":900,"rateMin":1037,"rateMax":1038,"rateAvg":9,"loanLimit":1039,"earlyRepaymentFee":1040,"delinquencyRate":1041,"incidentalExpense":1042},"0010030-1-E-S-C",{"id":1046,"disclosureMonth":89,"companyCode":1047,"companyName":1048,"productCode":1049,"productName":1050,"joinWay":894,"mortgageType":895,"mortgageTypeName":896,"repaymentType":897,"repaymentTypeName":898,"rateType":899,"rateTypeName":900,"rateMin":951,"rateMax":1051,"rateAvg":9,"loanLimit":922,"earlyRepaymentFee":1052,"delinquencyRate":1053,"incidentalExpense":1054},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1056,"disclosureMonth":89,"companyCode":1047,"companyName":1048,"productCode":1049,"productName":1050,"joinWay":894,"mortgageType":910,"mortgageTypeName":911,"repaymentType":897,"repaymentTypeName":898,"rateType":899,"rateTypeName":900,"rateMin":951,"rateMax":1051,"rateAvg":9,"loanLimit":922,"earlyRepaymentFee":1052,"delinquencyRate":1053,"incidentalExpense":1054},"0010927-KB200300000002-E-S-C",{"id":1058,"disclosureMonth":89,"companyCode":890,"companyName":891,"productCode":1059,"productName":1060,"joinWay":1000,"mortgageType":895,"mortgageTypeName":896,"repaymentType":936,"repaymentTypeName":937,"rateType":899,"rateTypeName":900,"rateMin":1061,"rateMax":1062,"rateAvg":1063,"loanLimit":1064,"earlyRepaymentFee":905,"delinquencyRate":906,"incidentalExpense":1065},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1067,"disclosureMonth":89,"companyCode":1068,"companyName":1069,"productCode":1070,"productName":1071,"joinWay":1000,"mortgageType":895,"mortgageTypeName":896,"repaymentType":936,"repaymentTypeName":937,"rateType":899,"rateTypeName":900,"rateMin":1072,"rateMax":1073,"rateAvg":1074,"loanLimit":1075,"earlyRepaymentFee":1076,"delinquencyRate":1077,"incidentalExpense":1078},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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