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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 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없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":794,"disclosureMonth":543,"companyCode":782,"companyName":783,"productCode":795,"productName":796,"joinWay":761,"mortgageType":762,"mortgageTypeName":763,"repaymentType":764,"repaymentTypeName":765,"rateType":766,"rateTypeName":767,"rateMin":786,"rateMax":787,"rateAvg":9,"loanLimit":789,"earlyRepaymentFee":790,"delinquencyRate":791,"incidentalExpense":792},"0010001-1054-A-S-C","1054","우리아파트론",{"id":798,"disclosureMonth":543,"companyCode":799,"companyName":800,"productCode":801,"productName":802,"joinWay":761,"mortgageType":762,"mortgageTypeName":763,"repaymentType":803,"repaymentTypeName":804,"rateType":766,"rateTypeName":767,"rateMin":805,"rateMax":806,"rateAvg":105,"loanLimit":807,"earlyRepaymentFee":808,"delinquencyRate":809,"incidentalExpense":810},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":812,"disclosureMonth":543,"companyCode":782,"companyName":783,"productCode":784,"productName":785,"joinWay":761,"mortgageType":777,"mortgageTypeName":778,"repaymentType":803,"repaymentTypeName":804,"rateType":766,"rateTypeName":767,"rateMin":813,"rateMax":814,"rateAvg":815,"loanLimit":789,"earlyRepaymentFee":790,"delinquencyRate":791,"incidentalExpense":792},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":817,"disclosureMonth":543,"companyCode":782,"companyName":783,"productCode":795,"productName":796,"joinWay":761,"mortgageType":762,"mortgageTypeName":763,"repaymentType":803,"repaymentTypeName":804,"rateType":766,"rateTypeName":767,"rateMin":813,"rateMax":814,"rateAvg":818,"loanLimit":789,"earlyRepaymentFee":790,"delinquencyRate":791,"incidentalExpense":792},"0010001-1054-A-D-C",4.75,{"id":820,"disclosureMonth":543,"companyCode":821,"companyName":822,"productCode":823,"productName":824,"joinWay":761,"mortgageType":777,"mortgageTypeName":778,"repaymentType":803,"repaymentTypeName":804,"rateType":766,"rateTypeName":767,"rateMin":825,"rateMax":826,"rateAvg":9,"loanLimit":827,"earlyRepaymentFee":828,"delinquencyRate":829,"incidentalExpense":830},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 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고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":862,"disclosureMonth":543,"companyCode":863,"companyName":864,"productCode":865,"productName":866,"joinWay":867,"mortgageType":762,"mortgageTypeName":763,"repaymentType":803,"repaymentTypeName":804,"rateType":766,"rateTypeName":767,"rateMin":868,"rateMax":869,"rateAvg":870,"loanLimit":871,"earlyRepaymentFee":872,"delinquencyRate":873,"incidentalExpense":874},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":876,"disclosureMonth":543,"companyCode":877,"companyName":878,"productCode":879,"productName":880,"joinWay":881,"mortgageType":777,"mortgageTypeName":778,"repaymentType":803,"repaymentTypeName":804,"rateType":766,"rateTypeName":767,"rateMin":882,"rateMax":883,"rateAvg":884,"loanLimit":885,"earlyRepaymentFee":886,"delinquencyRate":887,"incidentalExpense":888},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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