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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1044,"disclosureMonth":984,"companyCode":1014,"companyName":1015,"productCode":1016,"productName":1017,"joinWay":993,"mortgageType":1009,"mortgageTypeName":1010,"repaymentType":1035,"repaymentTypeName":1036,"rateType":998,"rateTypeName":999,"rateMin":1045,"rateMax":1046,"rateAvg":1047,"loanLimit":1021,"earlyRepaymentFee":1022,"delinquencyRate":1023,"incidentalExpense":1024},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1049,"disclosureMonth":984,"companyCode":1014,"companyName":1015,"productCode":1027,"productName":1028,"joinWay":993,"mortgageType":994,"mortgageTypeName":995,"repaymentType":1035,"repaymentTypeName":1036,"rateType":998,"rateTypeName":999,"rateMin":1045,"rateMax":1046,"rateAvg":1050,"loanLimit":1021,"earlyRepaymentFee":1022,"delinquencyRate":1023,"incidentalExpense":1024},"0010001-1054-A-D-C",4.75,{"id":1052,"disclosureMonth":984,"companyCode":1053,"companyName":1054,"productCode":1055,"productName":1056,"joinWay":993,"mortgageType":1009,"mortgageTypeName":1010,"repaymentType":1035,"repaymentTypeName":1036,"rateType":998,"rateTypeName":999,"rateMin":1057,"rateMax":1058,"rateAvg":9,"loanLimit":1059,"earlyRepaymentFee":1060,"delinquencyRate":1061,"incidentalExpense":1062},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1064,"disclosureMonth":984,"companyCode":1053,"companyName":1054,"productCode":1055,"productName":1056,"joinWay":993,"mortgageType":994,"mortgageTypeName":995,"repaymentType":1035,"repaymentTypeName":1036,"rateType":998,"rateTypeName":999,"rateMin":1057,"rateMax":1058,"rateAvg":1065,"loanLimit":1059,"earlyRepaymentFee":1060,"delinquencyRate":1061,"incidentalExpense":1062},"0010016-20461501000001001-A-D-C",4.66,{"id":1067,"disclosureMonth":984,"companyCode":1053,"companyName":1054,"productCode":1068,"productName":1069,"joinWay":993,"mortgageType":1009,"mortgageTypeName":1010,"repaymentType":1035,"repaymentTypeName":1036,"rateType":998,"rateTypeName":999,"rateMin":1057,"rateMax":1058,"rateAvg":1070,"loanLimit":1059,"earlyRepaymentFee":1060,"delinquencyRate":1061,"incidentalExpense":1062},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1072,"disclosureMonth":984,"companyCode":1053,"companyName":1054,"productCode":1068,"productName":1069,"joinWay":993,"mortgageType":994,"mortgageTypeName":995,"repaymentType":1035,"repaymentTypeName":1036,"rateType":998,"rateTypeName":999,"rateMin":1057,"rateMax":1058,"rateAvg":1073,"loanLimit":1059,"earlyRepaymentFee":1060,"delinquencyRate":1061,"incidentalExpense":1062},"0010016-20283701000001001-A-D-C",4.92,{"id":1075,"disclosureMonth":984,"companyCode":1031,"companyName":1032,"productCode":1076,"productName":1077,"joinWay":993,"mortgageType":1009,"mortgageTypeName":1010,"repaymentType":1035,"repaymentTypeName":1036,"rateType":998,"rateTypeName":999,"rateMin":1078,"rateMax":1079,"rateAvg":1080,"loanLimit":1039,"earlyRepaymentFee":1040,"delinquencyRate":1041,"incidentalExpense":1042},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1082,"disclosureMonth":984,"companyCode":1083,"companyName":1084,"productCode":1085,"productName":1086,"joinWay":1087,"mortgageType":994,"mortgageTypeName":995,"repaymentType":996,"repaymentTypeName":997,"rateType":998,"rateTypeName":999,"rateMin":1088,"rateMax":1089,"rateAvg":9,"loanLimit":1021,"earlyRepaymentFee":1090,"delinquencyRate":1091,"incidentalExpense":1092},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1094,"disclosureMonth":984,"companyCode":1095,"companyName":1096,"productCode":1097,"productName":1098,"joinWay":1099,"mortgageType":994,"mortgageTypeName":995,"repaymentType":1035,"repaymentTypeName":1036,"rateType":998,"rateTypeName":999,"rateMin":1100,"rateMax":1101,"rateAvg":1102,"loanLimit":1103,"earlyRepaymentFee":1104,"delinquencyRate":1105,"incidentalExpense":1106},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1108,"disclosureMonth":984,"companyCode":1109,"companyName":1110,"productCode":1111,"productName":1112,"joinWay":1113,"mortgageType":1009,"mortgageTypeName":1010,"repaymentType":1035,"repaymentTypeName":1036,"rateType":998,"rateTypeName":999,"rateMin":1114,"rateMax":1115,"rateAvg":1116,"loanLimit":1117,"earlyRepaymentFee":1118,"delinquencyRate":1119,"incidentalExpense":1120},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1122,"disclosureMonth":984,"companyCode":1109,"companyName":1110,"productCode":1111,"productName":1112,"joinWay":1113,"mortgageType":994,"mortgageTypeName":995,"repaymentType":1035,"repaymentTypeName":1036,"rateType":998,"rateTypeName":999,"rateMin":1114,"rateMax":1115,"rateAvg":1123,"loanLimit":1117,"earlyRepaymentFee":1118,"delinquencyRate":1119,"incidentalExpense":1120},"0013175-2001104780001-A-D-C",5.13,{"id":1125,"disclosureMonth":984,"companyCode":1109,"companyName":1110,"productCode":1111,"productName":1112,"joinWay":1113,"mortgageType":994,"mortgageTypeName":995,"repaymentType":996,"repaymentTypeName":997,"rateType":998,"rateTypeName":999,"rateMin":1114,"rateMax":1115,"rateAvg":1126,"loanLimit":1117,"earlyRepaymentFee":1118,"delinquencyRate":1119,"incidentalExpense":1120},"0013175-2001104780001-A-S-C",4.86,{"id":1128,"disclosureMonth":984,"companyCode":1109,"companyName":1110,"productCode":1111,"productName":1112,"joinWay":1113,"mortgageType":1009,"mortgageTypeName":1010,"repaymentType":996,"repaymentTypeName":997,"rateType":998,"rateTypeName":999,"rateMin":1114,"rateMax":1115,"rateAvg":1073,"loanLimit":1117,"earlyRepaymentFee":1118,"delinquencyRate":1119,"incidentalExpense":1120},"0013175-2001104780001-E-S-C",{"id":1130,"disclosureMonth":984,"companyCode":1131,"companyName":1132,"productCode":1133,"productName":1134,"joinWay":1135,"mortgageType":994,"mortgageTypeName":995,"repaymentType":996,"repaymentTypeName":997,"rateType":998,"rateTypeName":999,"rateMin":1136,"rateMax":1137,"rateAvg":9,"loanLimit":1138,"earlyRepaymentFee":1139,"delinquencyRate":1140,"incidentalExpense":1141},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":1143,"disclosureMonth":984,"companyCode":1131,"companyName":1132,"productCode":1133,"productName":1134,"joinWay":1135,"mortgageType":1009,"mortgageTypeName":1010,"repaymentType":996,"repaymentTypeName":997,"rateType":998,"rateTypeName":999,"rateMin":1136,"rateMax":1137,"rateAvg":9,"loanLimit":1138,"earlyRepaymentFee":1139,"delinquencyRate":1140,"incidentalExpense":1141},"0010030-1-E-S-C",{"id":1145,"disclosureMonth":984,"companyCode":1146,"companyName":1147,"productCode":1148,"productName":1149,"joinWay":993,"mortgageType":994,"mortgageTypeName":995,"repaymentType":996,"repaymentTypeName":997,"rateType":998,"rateTypeName":999,"rateMin":1050,"rateMax":1150,"rateAvg":9,"loanLimit":1021,"earlyRepaymentFee":1151,"delinquencyRate":1152,"incidentalExpense":1153},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 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