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채권할인율",{"id":568,"disclosureMonth":343,"companyCode":549,"companyName":550,"productCode":551,"productName":552,"joinWay":553,"mortgageType":569,"mortgageTypeName":570,"repaymentType":556,"repaymentTypeName":557,"rateType":558,"rateTypeName":559,"rateMin":560,"rateMax":561,"rateAvg":571,"loanLimit":563,"earlyRepaymentFee":564,"delinquencyRate":565,"incidentalExpense":566},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":573,"disclosureMonth":343,"companyCode":574,"companyName":575,"productCode":576,"productName":577,"joinWay":553,"mortgageType":569,"mortgageTypeName":570,"repaymentType":556,"repaymentTypeName":557,"rateType":558,"rateTypeName":559,"rateMin":578,"rateMax":579,"rateAvg":580,"loanLimit":581,"earlyRepaymentFee":582,"delinquencyRate":583,"incidentalExpense":584},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":586,"disclosureMonth":343,"companyCode":574,"companyName":575,"productCode":587,"productName":588,"joinWay":553,"mortgageType":554,"mortgageTypeName":555,"repaymentType":556,"repaymentTypeName":557,"rateType":558,"rateTypeName":559,"rateMin":578,"rateMax":579,"rateAvg":9,"loanLimit":581,"earlyRepaymentFee":582,"delinquencyRate":583,"incidentalExpense":584},"0010001-1054-A-S-C","1054","우리아파트론",{"id":590,"disclosureMonth":343,"companyCode":591,"companyName":592,"productCode":593,"productName":594,"joinWay":553,"mortgageType":554,"mortgageTypeName":555,"repaymentType":595,"repaymentTypeName":596,"rateType":558,"rateTypeName":559,"rateMin":597,"rateMax":598,"rateAvg":91,"loanLimit":599,"earlyRepaymentFee":600,"delinquencyRate":601,"incidentalExpense":602},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":604,"disclosureMonth":343,"companyCode":574,"companyName":575,"productCode":576,"productName":577,"joinWay":553,"mortgageType":569,"mortgageTypeName":570,"repaymentType":595,"repaymentTypeName":596,"rateType":558,"rateTypeName":559,"rateMin":605,"rateMax":606,"rateAvg":607,"loanLimit":581,"earlyRepaymentFee":582,"delinquencyRate":583,"incidentalExpense":584},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":609,"disclosureMonth":343,"companyCode":574,"companyName":575,"productCode":587,"productName":588,"joinWay":553,"mortgageType":554,"mortgageTypeName":555,"repaymentType":595,"repaymentTypeName":596,"rateType":558,"rateTypeName":559,"rateMin":605,"rateMax":606,"rateAvg":610,"loanLimit":581,"earlyRepaymentFee":582,"delinquencyRate":583,"incidentalExpense":584},"0010001-1054-A-D-C",4.75,{"id":612,"disclosureMonth":343,"companyCode":613,"companyName":614,"productCode":615,"productName":616,"joinWay":553,"mortgageType":569,"mortgageTypeName":570,"repaymentType":595,"repaymentTypeName":596,"rateType":558,"rateTypeName":559,"rateMin":617,"rateMax":618,"rateAvg":9,"loanLimit":619,"earlyRepaymentFee":620,"delinquencyRate":621,"incidentalExpense":622},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":624,"disclosureMonth":343,"companyCode":613,"companyName":614,"productCode":615,"productName":616,"joinWay":553,"mortgageType":554,"mortgageTypeName":555,"repaymentType":595,"repaymentTypeName":596,"rateType":558,"rateTypeName":559,"rateMin":617,"rateMax":618,"rateAvg":625,"loanLimit":619,"earlyRepaymentFee":620,"delinquencyRate":621,"incidentalExpense":622},"0010016-20461501000001001-A-D-C",4.66,{"id":627,"disclosureMonth":343,"companyCode":613,"companyName":614,"productCode":628,"productName":629,"joinWay":553,"mortgageType":569,"mortgageTypeName":570,"repaymentType":595,"repaymentTypeName":596,"rateType":558,"rateTypeName":559,"rateMin":617,"rateMax":618,"rateAvg":630,"loanLimit":619,"earlyRepaymentFee":620,"delinquencyRate":621,"incidentalExpense":622},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":632,"disclosureMonth":343,"companyCode":613,"companyName":614,"productCode":628,"productName":629,"joinWay":553,"mortgageType":554,"mortgageTypeName":555,"repaymentType":595,"repaymentTypeName":596,"rateType":558,"rateTypeName":559,"rateMin":617,"rateMax":618,"rateAvg":633,"loanLimit":619,"earlyRepaymentFee":620,"delinquencyRate":621,"incidentalExpense":622},"0010016-20283701000001001-A-D-C",4.92,{"id":635,"disclosureMonth":343,"companyCode":591,"companyName":592,"productCode":636,"productName":637,"joinWay":553,"mortgageType":569,"mortgageTypeName":570,"repaymentType":595,"repaymentTypeName":596,"rateType":558,"rateTypeName":559,"rateMin":638,"rateMax":639,"rateAvg":640,"loanLimit":599,"earlyRepaymentFee":600,"delinquencyRate":601,"incidentalExpense":602},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":642,"disclosureMonth":343,"companyCode":643,"companyName":644,"productCode":645,"productName":646,"joinWay":647,"mortgageType":554,"mortgageTypeName":555,"repaymentType":556,"repaymentTypeName":557,"rateType":558,"rateTypeName":559,"rateMin":648,"rateMax":649,"rateAvg":9,"loanLimit":581,"earlyRepaymentFee":650,"delinquencyRate":651,"incidentalExpense":652},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":668,"disclosureMonth":343,"companyCode":669,"companyName":670,"productCode":671,"productName":672,"joinWay":673,"mortgageType":569,"mortgageTypeName":570,"repaymentType":595,"repaymentTypeName":596,"rateType":558,"rateTypeName":559,"rateMin":674,"rateMax":675,"rateAvg":676,"loanLimit":677,"earlyRepaymentFee":678,"delinquencyRate":679,"incidentalExpense":680},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":703,"disclosureMonth":343,"companyCode":691,"companyName":692,"productCode":693,"productName":694,"joinWay":695,"mortgageType":569,"mortgageTypeName":570,"repaymentType":556,"repaymentTypeName":557,"rateType":558,"rateTypeName":559,"rateMin":696,"rateMax":697,"rateAvg":9,"loanLimit":698,"earlyRepaymentFee":699,"delinquencyRate":700,"incidentalExpense":701},"0010030-1-E-S-C",{"id":705,"disclosureMonth":343,"companyCode":706,"companyName":707,"productCode":708,"productName":709,"joinWay":553,"mortgageType":554,"mortgageTypeName":555,"repaymentType":556,"repaymentTypeName":557,"rateType":558,"rateTypeName":559,"rateMin":610,"rateMax":710,"rateAvg":9,"loanLimit":581,"earlyRepaymentFee":711,"delinquencyRate":712,"incidentalExpense":713},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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