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채권할인율",{"id":218,"disclosureMonth":194,"companyCode":199,"companyName":200,"productCode":201,"productName":202,"joinWay":203,"mortgageType":219,"mortgageTypeName":220,"repaymentType":206,"repaymentTypeName":207,"rateType":208,"rateTypeName":209,"rateMin":210,"rateMax":211,"rateAvg":221,"loanLimit":213,"earlyRepaymentFee":214,"delinquencyRate":215,"incidentalExpense":216},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":223,"disclosureMonth":194,"companyCode":224,"companyName":225,"productCode":226,"productName":227,"joinWay":203,"mortgageType":219,"mortgageTypeName":220,"repaymentType":206,"repaymentTypeName":207,"rateType":208,"rateTypeName":209,"rateMin":228,"rateMax":229,"rateAvg":230,"loanLimit":231,"earlyRepaymentFee":232,"delinquencyRate":233,"incidentalExpense":234},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":236,"disclosureMonth":194,"companyCode":224,"companyName":225,"productCode":237,"productName":238,"joinWay":203,"mortgageType":204,"mortgageTypeName":205,"repaymentType":206,"repaymentTypeName":207,"rateType":208,"rateTypeName":209,"rateMin":228,"rateMax":229,"rateAvg":9,"loanLimit":231,"earlyRepaymentFee":232,"delinquencyRate":233,"incidentalExpense":234},"0010001-1054-A-S-C","1054","우리아파트론",{"id":240,"disclosureMonth":194,"companyCode":241,"companyName":242,"productCode":243,"productName":244,"joinWay":203,"mortgageType":204,"mortgageTypeName":205,"repaymentType":245,"repaymentTypeName":246,"rateType":208,"rateTypeName":209,"rateMin":247,"rateMax":248,"rateAvg":249,"loanLimit":250,"earlyRepaymentFee":251,"delinquencyRate":252,"incidentalExpense":253},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":255,"disclosureMonth":194,"companyCode":224,"companyName":225,"productCode":226,"productName":227,"joinWay":203,"mortgageType":219,"mortgageTypeName":220,"repaymentType":245,"repaymentTypeName":246,"rateType":208,"rateTypeName":209,"rateMin":256,"rateMax":257,"rateAvg":258,"loanLimit":231,"earlyRepaymentFee":232,"delinquencyRate":233,"incidentalExpense":234},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":260,"disclosureMonth":194,"companyCode":224,"companyName":225,"productCode":237,"productName":238,"joinWay":203,"mortgageType":204,"mortgageTypeName":205,"repaymentType":245,"repaymentTypeName":246,"rateType":208,"rateTypeName":209,"rateMin":256,"rateMax":257,"rateAvg":261,"loanLimit":231,"earlyRepaymentFee":232,"delinquencyRate":233,"incidentalExpense":234},"0010001-1054-A-D-C",4.75,{"id":263,"disclosureMonth":194,"companyCode":264,"companyName":265,"productCode":266,"productName":267,"joinWay":203,"mortgageType":219,"mortgageTypeName":220,"repaymentType":245,"repaymentTypeName":246,"rateType":208,"rateTypeName":209,"rateMin":268,"rateMax":269,"rateAvg":9,"loanLimit":270,"earlyRepaymentFee":271,"delinquencyRate":272,"incidentalExpense":273},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":275,"disclosureMonth":194,"companyCode":264,"companyName":265,"productCode":266,"productName":267,"joinWay":203,"mortgageType":204,"mortgageTypeName":205,"repaymentType":245,"repaymentTypeName":246,"rateType":208,"rateTypeName":209,"rateMin":268,"rateMax":269,"rateAvg":276,"loanLimit":270,"earlyRepaymentFee":271,"delinquencyRate":272,"incidentalExpense":273},"0010016-20461501000001001-A-D-C",4.66,{"id":278,"disclosureMonth":194,"companyCode":264,"companyName":265,"productCode":279,"productName":280,"joinWay":203,"mortgageType":219,"mortgageTypeName":220,"repaymentType":245,"repaymentTypeName":246,"rateType":208,"rateTypeName":209,"rateMin":268,"rateMax":269,"rateAvg":281,"loanLimit":270,"earlyRepaymentFee":271,"delinquencyRate":272,"incidentalExpense":273},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":283,"disclosureMonth":194,"companyCode":264,"companyName":265,"productCode":279,"productName":280,"joinWay":203,"mortgageType":204,"mortgageTypeName":205,"repaymentType":245,"repaymentTypeName":246,"rateType":208,"rateTypeName":209,"rateMin":268,"rateMax":269,"rateAvg":284,"loanLimit":270,"earlyRepaymentFee":271,"delinquencyRate":272,"incidentalExpense":273},"0010016-20283701000001001-A-D-C",4.92,{"id":286,"disclosureMonth":194,"companyCode":241,"companyName":242,"productCode":287,"productName":288,"joinWay":203,"mortgageType":219,"mortgageTypeName":220,"repaymentType":245,"repaymentTypeName":246,"rateType":208,"rateTypeName":209,"rateMin":289,"rateMax":290,"rateAvg":291,"loanLimit":250,"earlyRepaymentFee":251,"delinquencyRate":252,"incidentalExpense":253},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":293,"disclosureMonth":194,"companyCode":294,"companyName":295,"productCode":296,"productName":297,"joinWay":298,"mortgageType":204,"mortgageTypeName":205,"repaymentType":206,"repaymentTypeName":207,"rateType":208,"rateTypeName":209,"rateMin":299,"rateMax":300,"rateAvg":9,"loanLimit":231,"earlyRepaymentFee":301,"delinquencyRate":302,"incidentalExpense":303},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":305,"disclosureMonth":194,"companyCode":306,"companyName":307,"productCode":308,"productName":309,"joinWay":310,"mortgageType":204,"mortgageTypeName":205,"repaymentType":245,"repaymentTypeName":246,"rateType":208,"rateTypeName":209,"rateMin":311,"rateMax":312,"rateAvg":313,"loanLimit":314,"earlyRepaymentFee":315,"delinquencyRate":316,"incidentalExpense":317},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":319,"disclosureMonth":194,"companyCode":320,"companyName":321,"productCode":322,"productName":323,"joinWay":324,"mortgageType":219,"mortgageTypeName":220,"repaymentType":245,"repaymentTypeName":246,"rateType":208,"rateTypeName":209,"rateMin":325,"rateMax":326,"rateAvg":327,"loanLimit":328,"earlyRepaymentFee":329,"delinquencyRate":330,"incidentalExpense":331},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":333,"disclosureMonth":194,"companyCode":320,"companyName":321,"productCode":322,"productName":323,"joinWay":324,"mortgageType":204,"mortgageTypeName":205,"repaymentType":245,"repaymentTypeName":246,"rateType":208,"rateTypeName":209,"rateMin":325,"rateMax":326,"rateAvg":334,"loanLimit":328,"earlyRepaymentFee":329,"delinquencyRate":330,"incidentalExpense":331},"0013175-2001104780001-A-D-C",5.13,{"id":336,"disclosureMonth":194,"companyCode":320,"companyName":321,"productCode":322,"productName":323,"joinWay":324,"mortgageType":204,"mortgageTypeName":205,"repaymentType":206,"repaymentTypeName":207,"rateType":208,"rateTypeName":209,"rateMin":325,"rateMax":326,"rateAvg":337,"loanLimit":328,"earlyRepaymentFee":329,"delinquencyRate":330,"incidentalExpense":331},"0013175-2001104780001-A-S-C",4.86,{"id":339,"disclosureMonth":194,"companyCode":320,"companyName":321,"productCode":322,"productName":323,"joinWay":324,"mortgageType":219,"mortgageTypeName":220,"repaymentType":206,"repaymentTypeName":207,"rateType":208,"rateTypeName":209,"rateMin":325,"rateMax":326,"rateAvg":284,"loanLimit":328,"earlyRepaymentFee":329,"delinquencyRate":330,"incidentalExpense":331},"0013175-2001104780001-E-S-C",{"id":341,"disclosureMonth":194,"companyCode":342,"companyName":343,"productCode":344,"productName":345,"joinWay":346,"mortgageType":204,"mortgageTypeName":205,"repaymentType":206,"repaymentTypeName":207,"rateType":208,"rateTypeName":209,"rateMin":347,"rateMax":348,"rateAvg":9,"loanLimit":349,"earlyRepaymentFee":350,"delinquencyRate":351,"incidentalExpense":352},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":354,"disclosureMonth":194,"companyCode":342,"companyName":343,"productCode":344,"productName":345,"joinWay":346,"mortgageType":219,"mortgageTypeName":220,"repaymentType":206,"repaymentTypeName":207,"rateType":208,"rateTypeName":209,"rateMin":347,"rateMax":348,"rateAvg":9,"loanLimit":349,"earlyRepaymentFee":350,"delinquencyRate":351,"incidentalExpense":352},"0010030-1-E-S-C",{"id":356,"disclosureMonth":194,"companyCode":357,"companyName":358,"productCode":359,"productName":360,"joinWay":203,"mortgageType":204,"mortgageTypeName":205,"repaymentType":206,"repaymentTypeName":207,"rateType":208,"rateTypeName":209,"rateMin":261,"rateMax":361,"rateAvg":9,"loanLimit":231,"earlyRepaymentFee":362,"delinquencyRate":363,"incidentalExpense":364},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":366,"disclosureMonth":194,"companyCode":357,"companyName":358,"productCode":359,"productName":360,"joinWay":203,"mortgageType":219,"mortgageTypeName":220,"repaymentType":206,"repaymentTypeName":207,"rateType":208,"rateTypeName":209,"rateMin":261,"rateMax":361,"rateAvg":9,"loanLimit":231,"earlyRepaymentFee":362,"delinquencyRate":363,"incidentalExpense":364},"0010927-KB200300000002-E-S-C",{"id":368,"disclosureMonth":194,"companyCode":199,"companyName":200,"productCode":369,"productName":370,"joinWay":310,"mortgageType":204,"mortgageTypeName":205,"repaymentType":245,"repaymentTypeName":246,"rateType":208,"rateTypeName":209,"rateMin":371,"rateMax":372,"rateAvg":373,"loanLimit":374,"earlyRepaymentFee":214,"delinquencyRate":215,"incidentalExpense":375},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":377,"disclosureMonth":194,"companyCode":378,"companyName":379,"productCode":380,"productName":381,"joinWay":310,"mortgageType":204,"mortgageTypeName":205,"repaymentType":245,"repaymentTypeName":246,"rateType":208,"rateTypeName":209,"rateMin":382,"rateMax":383,"rateAvg":384,"loanLimit":385,"earlyRepaymentFee":386,"delinquencyRate":387,"incidentalExpense":388},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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