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대출금액*120%*1%*채권할인율",{"id":439,"disclosureMonth":379,"companyCode":409,"companyName":410,"productCode":411,"productName":412,"joinWay":388,"mortgageType":404,"mortgageTypeName":405,"repaymentType":430,"repaymentTypeName":431,"rateType":393,"rateTypeName":394,"rateMin":440,"rateMax":441,"rateAvg":442,"loanLimit":416,"earlyRepaymentFee":417,"delinquencyRate":418,"incidentalExpense":419},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":444,"disclosureMonth":379,"companyCode":409,"companyName":410,"productCode":422,"productName":423,"joinWay":388,"mortgageType":389,"mortgageTypeName":390,"repaymentType":430,"repaymentTypeName":431,"rateType":393,"rateTypeName":394,"rateMin":440,"rateMax":441,"rateAvg":445,"loanLimit":416,"earlyRepaymentFee":417,"delinquencyRate":418,"incidentalExpense":419},"0010001-1054-A-D-C",4.75,{"id":447,"disclosureMonth":379,"companyCode":448,"companyName":449,"productCode":450,"productName":451,"joinWay":388,"mortgageType":404,"mortgageTypeName":405,"repaymentType":430,"repaymentTypeName":431,"rateType":393,"rateTypeName":394,"rateMin":452,"rateMax":453,"rateAvg":9,"loanLimit":454,"earlyRepaymentFee":455,"delinquencyRate":456,"incidentalExpense":457},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":459,"disclosureMonth":379,"companyCode":448,"companyName":449,"productCode":450,"productName":451,"joinWay":388,"mortgageType":389,"mortgageTypeName":390,"repaymentType":430,"repaymentTypeName":431,"rateType":393,"rateTypeName":394,"rateMin":452,"rateMax":453,"rateAvg":460,"loanLimit":454,"earlyRepaymentFee":455,"delinquencyRate":456,"incidentalExpense":457},"0010016-20461501000001001-A-D-C",4.66,{"id":462,"disclosureMonth":379,"companyCode":448,"companyName":449,"productCode":463,"productName":464,"joinWay":388,"mortgageType":404,"mortgageTypeName":405,"repaymentType":430,"repaymentTypeName":431,"rateType":393,"rateTypeName":394,"rateMin":452,"rateMax":453,"rateAvg":465,"loanLimit":454,"earlyRepaymentFee":455,"delinquencyRate":456,"incidentalExpense":457},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":467,"disclosureMonth":379,"companyCode":448,"companyName":449,"productCode":463,"productName":464,"joinWay":388,"mortgageType":389,"mortgageTypeName":390,"repaymentType":430,"repaymentTypeName":431,"rateType":393,"rateTypeName":394,"rateMin":452,"rateMax":453,"rateAvg":468,"loanLimit":454,"earlyRepaymentFee":455,"delinquencyRate":456,"incidentalExpense":457},"0010016-20283701000001001-A-D-C",4.92,{"id":470,"disclosureMonth":379,"companyCode":426,"companyName":427,"productCode":471,"productName":472,"joinWay":388,"mortgageType":404,"mortgageTypeName":405,"repaymentType":430,"repaymentTypeName":431,"rateType":393,"rateTypeName":394,"rateMin":473,"rateMax":474,"rateAvg":475,"loanLimit":434,"earlyRepaymentFee":435,"delinquencyRate":436,"incidentalExpense":437},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":477,"disclosureMonth":379,"companyCode":478,"companyName":479,"productCode":480,"productName":481,"joinWay":482,"mortgageType":389,"mortgageTypeName":390,"repaymentType":391,"repaymentTypeName":392,"rateType":393,"rateTypeName":394,"rateMin":483,"rateMax":484,"rateAvg":9,"loanLimit":416,"earlyRepaymentFee":485,"delinquencyRate":486,"incidentalExpense":487},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":503,"disclosureMonth":379,"companyCode":504,"companyName":505,"productCode":506,"productName":507,"joinWay":508,"mortgageType":404,"mortgageTypeName":405,"repaymentType":430,"repaymentTypeName":431,"rateType":393,"rateTypeName":394,"rateMin":509,"rateMax":510,"rateAvg":511,"loanLimit":512,"earlyRepaymentFee":513,"delinquencyRate":514,"incidentalExpense":515},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":517,"disclosureMonth":379,"companyCode":504,"companyName":505,"productCode":506,"productName":507,"joinWay":508,"mortgageType":389,"mortgageTypeName":390,"repaymentType":430,"repaymentTypeName":431,"rateType":393,"rateTypeName":394,"rateMin":509,"rateMax":510,"rateAvg":518,"loanLimit":512,"earlyRepaymentFee":513,"delinquencyRate":514,"incidentalExpense":515},"0013175-2001104780001-A-D-C",5.13,{"id":520,"disclosureMonth":379,"companyCode":504,"companyName":505,"productCode":506,"productName":507,"joinWay":508,"mortgageType":389,"mortgageTypeName":390,"repaymentType":391,"repaymentTypeName":392,"rateType":393,"rateTypeName":394,"rateMin":509,"rateMax":510,"rateAvg":521,"loanLimit":512,"earlyRepaymentFee":513,"delinquencyRate":514,"incidentalExpense":515},"0013175-2001104780001-A-S-C",4.86,{"id":523,"disclosureMonth":379,"companyCode":504,"companyName":505,"productCode":506,"productName":507,"joinWay":508,"mortgageType":404,"mortgageTypeName":405,"repaymentType":391,"repaymentTypeName":392,"rateType":393,"rateTypeName":394,"rateMin":509,"rateMax":510,"rateAvg":468,"loanLimit":512,"earlyRepaymentFee":513,"delinquencyRate":514,"incidentalExpense":515},"0013175-2001104780001-E-S-C",{"id":525,"disclosureMonth":379,"companyCode":526,"companyName":527,"productCode":528,"productName":529,"joinWay":530,"mortgageType":389,"mortgageTypeName":390,"repaymentType":391,"repaymentTypeName":392,"rateType":393,"rateTypeName":394,"rateMin":531,"rateMax":532,"rateAvg":9,"loanLimit":533,"earlyRepaymentFee":534,"delinquencyRate":535,"incidentalExpense":536},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":538,"disclosureMonth":379,"companyCode":526,"companyName":527,"productCode":528,"productName":529,"joinWay":530,"mortgageType":404,"mortgageTypeName":405,"repaymentType":391,"repaymentTypeName":392,"rateType":393,"rateTypeName":394,"rateMin":531,"rateMax":532,"rateAvg":9,"loanLimit":533,"earlyRepaymentFee":534,"delinquencyRate":535,"incidentalExpense":536},"0010030-1-E-S-C",{"id":540,"disclosureMonth":379,"companyCode":541,"companyName":542,"productCode":543,"productName":544,"joinWay":388,"mortgageType":389,"mortgageTypeName":390,"repaymentType":391,"repaymentTypeName":392,"rateType":393,"rateTypeName":394,"rateMin":445,"rateMax":545,"rateAvg":9,"loanLimit":416,"earlyRepaymentFee":546,"delinquencyRate":547,"incidentalExpense":548},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":550,"disclosureMonth":379,"companyCode":541,"companyName":542,"productCode":543,"productName":544,"joinWay":388,"mortgageType":404,"mortgageTypeName":405,"repaymentType":391,"repaymentTypeName":392,"rateType":393,"rateTypeName":394,"rateMin":445,"rateMax":545,"rateAvg":9,"loanLimit":416,"earlyRepaymentFee":546,"delinquencyRate":547,"incidentalExpense":548},"0010927-KB200300000002-E-S-C",{"id":552,"disclosureMonth":379,"companyCode":384,"companyName":385,"productCode":553,"productName":554,"joinWay":494,"mortgageType":389,"mortgageTypeName":390,"repaymentType":430,"repaymentTypeName":431,"rateType":393,"rateTypeName":394,"rateMin":555,"rateMax":556,"rateAvg":557,"loanLimit":558,"earlyRepaymentFee":399,"delinquencyRate":400,"incidentalExpense":559},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":561,"disclosureMonth":379,"companyCode":562,"companyName":563,"productCode":564,"productName":565,"joinWay":494,"mortgageType":389,"mortgageTypeName":390,"repaymentType":430,"repaymentTypeName":431,"rateType":393,"rateTypeName":394,"rateMin":566,"rateMax":567,"rateAvg":568,"loanLimit":569,"earlyRepaymentFee":570,"delinquencyRate":571,"incidentalExpense":572},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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