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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[307,326,331,344,348,362,367,370,382,385,390,393,400,412,426,440,443,446,448,460,462,472,474,483,495,501,511,514,522,524,529,531,535,538,541,546,550,553,557,561,565,575,580,582,584,589,595,607,609,613,616,619,621,624,628,632,643,645,656,668,671,675,679,681,684,690,694,700,704,709,721,726,729,732,734,740,743,746,748,755,757,759,761,765,767,769,771,774,776,780,782,786,788,792,794,799,801,805,811,813,816,821,823,828,830,832,834,839,843,847,851],{"id":308,"disclosureMonth":304,"companyCode":309,"companyName":310,"productCode":311,"productName":312,"joinWay":313,"mortgageType":314,"mortgageTypeName":86,"repaymentType":315,"repaymentTypeName":316,"rateType":317,"rateTypeName":318,"rateMin":319,"rateMax":320,"rateAvg":321,"loanLimit":322,"earlyRepaymentFee":323,"delinquencyRate":324,"incidentalExpense":325},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":327,"disclosureMonth":304,"companyCode":309,"companyName":310,"productCode":311,"productName":312,"joinWay":313,"mortgageType":328,"mortgageTypeName":329,"repaymentType":315,"repaymentTypeName":316,"rateType":317,"rateTypeName":318,"rateMin":319,"rateMax":320,"rateAvg":330,"loanLimit":322,"earlyRepaymentFee":323,"delinquencyRate":324,"incidentalExpense":325},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":332,"disclosureMonth":304,"companyCode":333,"companyName":334,"productCode":335,"productName":336,"joinWay":313,"mortgageType":328,"mortgageTypeName":329,"repaymentType":315,"repaymentTypeName":316,"rateType":317,"rateTypeName":318,"rateMin":337,"rateMax":338,"rateAvg":339,"loanLimit":340,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":345,"disclosureMonth":304,"companyCode":333,"companyName":334,"productCode":346,"productName":347,"joinWay":313,"mortgageType":314,"mortgageTypeName":86,"repaymentType":315,"repaymentTypeName":316,"rateType":317,"rateTypeName":318,"rateMin":337,"rateMax":338,"rateAvg":9,"loanLimit":340,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0010001-1054-A-S-C","1054","우리아파트론",{"id":349,"disclosureMonth":304,"companyCode":350,"companyName":351,"productCode":352,"productName":353,"joinWay":313,"mortgageType":314,"mortgageTypeName":86,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":356,"rateMax":357,"rateAvg":219,"loanLimit":358,"earlyRepaymentFee":359,"delinquencyRate":360,"incidentalExpense":361},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":363,"disclosureMonth":304,"companyCode":333,"companyName":334,"productCode":335,"productName":336,"joinWay":313,"mortgageType":328,"mortgageTypeName":329,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":364,"rateMax":365,"rateAvg":366,"loanLimit":340,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":368,"disclosureMonth":304,"companyCode":333,"companyName":334,"productCode":346,"productName":347,"joinWay":313,"mortgageType":314,"mortgageTypeName":86,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":364,"rateMax":365,"rateAvg":369,"loanLimit":340,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0010001-1054-A-D-C",4.75,{"id":371,"disclosureMonth":304,"companyCode":372,"companyName":373,"productCode":374,"productName":375,"joinWay":313,"mortgageType":328,"mortgageTypeName":329,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":376,"rateMax":377,"rateAvg":9,"loanLimit":378,"earlyRepaymentFee":379,"delinquencyRate":380,"incidentalExpense":381},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":383,"disclosureMonth":304,"companyCode":372,"companyName":373,"productCode":374,"productName":375,"joinWay":313,"mortgageType":314,"mortgageTypeName":86,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":376,"rateMax":377,"rateAvg":384,"loanLimit":378,"earlyRepaymentFee":379,"delinquencyRate":380,"incidentalExpense":381},"0010016-20461501000001001-A-D-C",4.66,{"id":386,"disclosureMonth":304,"companyCode":372,"companyName":373,"productCode":387,"productName":388,"joinWay":313,"mortgageType":328,"mortgageTypeName":329,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":376,"rateMax":377,"rateAvg":389,"loanLimit":378,"earlyRepaymentFee":379,"delinquencyRate":380,"incidentalExpense":381},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":391,"disclosureMonth":304,"companyCode":372,"companyName":373,"productCode":387,"productName":388,"joinWay":313,"mortgageType":314,"mortgageTypeName":86,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":376,"rateMax":377,"rateAvg":392,"loanLimit":378,"earlyRepaymentFee":379,"delinquencyRate":380,"incidentalExpense":381},"0010016-20283701000001001-A-D-C",4.92,{"id":394,"disclosureMonth":304,"companyCode":350,"companyName":351,"productCode":395,"productName":396,"joinWay":313,"mortgageType":328,"mortgageTypeName":329,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":397,"rateMax":398,"rateAvg":399,"loanLimit":358,"earlyRepaymentFee":359,"delinquencyRate":360,"incidentalExpense":361},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":401,"disclosureMonth":304,"companyCode":402,"companyName":403,"productCode":404,"productName":405,"joinWay":406,"mortgageType":314,"mortgageTypeName":86,"repaymentType":315,"repaymentTypeName":316,"rateType":317,"rateTypeName":318,"rateMin":407,"rateMax":408,"rateAvg":9,"loanLimit":340,"earlyRepaymentFee":409,"delinquencyRate":410,"incidentalExpense":411},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":413,"disclosureMonth":304,"companyCode":414,"companyName":415,"productCode":416,"productName":417,"joinWay":418,"mortgageType":314,"mortgageTypeName":86,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":419,"rateMax":420,"rateAvg":421,"loanLimit":422,"earlyRepaymentFee":423,"delinquencyRate":424,"incidentalExpense":425},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":427,"disclosureMonth":304,"companyCode":428,"companyName":429,"productCode":430,"productName":431,"joinWay":432,"mortgageType":328,"mortgageTypeName":329,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":433,"rateMax":434,"rateAvg":435,"loanLimit":436,"earlyRepaymentFee":437,"delinquencyRate":438,"incidentalExpense":439},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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