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80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":335,"disclosureMonth":311,"companyCode":316,"companyName":317,"productCode":318,"productName":319,"joinWay":320,"mortgageType":336,"mortgageTypeName":337,"repaymentType":323,"repaymentTypeName":324,"rateType":325,"rateTypeName":326,"rateMin":327,"rateMax":328,"rateAvg":338,"loanLimit":330,"earlyRepaymentFee":331,"delinquencyRate":332,"incidentalExpense":333},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":340,"disclosureMonth":311,"companyCode":341,"companyName":342,"productCode":343,"productName":344,"joinWay":320,"mortgageType":336,"mortgageTypeName":337,"repaymentType":323,"repaymentTypeName":324,"rateType":325,"rateTypeName":326,"rateMin":345,"rateMax":346,"rateAvg":347,"loanLimit":348,"earlyRepaymentFee":349,"delinquencyRate":350,"incidentalExpense":351},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 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대출금액*120%*1%*채권할인율",{"id":372,"disclosureMonth":311,"companyCode":341,"companyName":342,"productCode":343,"productName":344,"joinWay":320,"mortgageType":336,"mortgageTypeName":337,"repaymentType":362,"repaymentTypeName":363,"rateType":325,"rateTypeName":326,"rateMin":373,"rateMax":374,"rateAvg":375,"loanLimit":348,"earlyRepaymentFee":349,"delinquencyRate":350,"incidentalExpense":351},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":377,"disclosureMonth":311,"companyCode":341,"companyName":342,"productCode":354,"productName":355,"joinWay":320,"mortgageType":321,"mortgageTypeName":322,"repaymentType":362,"repaymentTypeName":363,"rateType":325,"rateTypeName":326,"rateMin":373,"rateMax":374,"rateAvg":378,"loanLimit":348,"earlyRepaymentFee":349,"delinquencyRate":350,"incidentalExpense":351},"0010001-1054-A-D-C",4.75,{"id":380,"disclosureMonth":311,"companyCode":381,"companyName":382,"productCode":383,"productName":384,"joinWay":320,"mortgageType":336,"mortgageTypeName":337,"repaymentType":362,"repaymentTypeName":363,"rateType":325,"rateTypeName":326,"rateMin":385,"rateMax":386,"rateAvg":9,"loanLimit":387,"earlyRepaymentFee":388,"delinquencyRate":389,"incidentalExpense":390},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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등",{"id":436,"disclosureMonth":311,"companyCode":437,"companyName":438,"productCode":439,"productName":440,"joinWay":441,"mortgageType":336,"mortgageTypeName":337,"repaymentType":362,"repaymentTypeName":363,"rateType":325,"rateTypeName":326,"rateMin":442,"rateMax":443,"rateAvg":444,"loanLimit":445,"earlyRepaymentFee":446,"delinquencyRate":447,"incidentalExpense":448},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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