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대출금액*120%*1%*채권할인율",{"id":295,"disclosureMonth":235,"companyCode":264,"companyName":265,"productCode":266,"productName":267,"joinWay":244,"mortgageType":259,"mortgageTypeName":260,"repaymentType":285,"repaymentTypeName":286,"rateType":248,"rateTypeName":249,"rateMin":296,"rateMax":297,"rateAvg":298,"loanLimit":271,"earlyRepaymentFee":272,"delinquencyRate":273,"incidentalExpense":274},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":300,"disclosureMonth":235,"companyCode":264,"companyName":265,"productCode":277,"productName":278,"joinWay":244,"mortgageType":245,"mortgageTypeName":76,"repaymentType":285,"repaymentTypeName":286,"rateType":248,"rateTypeName":249,"rateMin":296,"rateMax":297,"rateAvg":301,"loanLimit":271,"earlyRepaymentFee":272,"delinquencyRate":273,"incidentalExpense":274},"0010001-1054-A-D-C",4.75,{"id":303,"disclosureMonth":235,"companyCode":304,"companyName":305,"productCode":306,"productName":307,"joinWay":244,"mortgageType":259,"mortgageTypeName":260,"repaymentType":285,"repaymentTypeName":286,"rateType":248,"rateTypeName":249,"rateMin":308,"rateMax":309,"rateAvg":9,"loanLimit":310,"earlyRepaymentFee":311,"delinquencyRate":312,"incidentalExpense":313},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":315,"disclosureMonth":235,"companyCode":304,"companyName":305,"productCode":306,"productName":307,"joinWay":244,"mortgageType":245,"mortgageTypeName":76,"repaymentType":285,"repaymentTypeName":286,"rateType":248,"rateTypeName":249,"rateMin":308,"rateMax":309,"rateAvg":316,"loanLimit":310,"earlyRepaymentFee":311,"delinquencyRate":312,"incidentalExpense":313},"0010016-20461501000001001-A-D-C",4.66,{"id":318,"disclosureMonth":235,"companyCode":304,"companyName":305,"productCode":319,"productName":320,"joinWay":244,"mortgageType":259,"mortgageTypeName":260,"repaymentType":285,"repaymentTypeName":286,"rateType":248,"rateTypeName":249,"rateMin":308,"rateMax":309,"rateAvg":321,"loanLimit":310,"earlyRepaymentFee":311,"delinquencyRate":312,"incidentalExpense":313},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":323,"disclosureMonth":235,"companyCode":304,"companyName":305,"productCode":319,"productName":320,"joinWay":244,"mortgageType":245,"mortgageTypeName":76,"repaymentType":285,"repaymentTypeName":286,"rateType":248,"rateTypeName":249,"rateMin":308,"rateMax":309,"rateAvg":324,"loanLimit":310,"earlyRepaymentFee":311,"delinquencyRate":312,"incidentalExpense":313},"0010016-20283701000001001-A-D-C",4.92,{"id":326,"disclosureMonth":235,"companyCode":281,"companyName":282,"productCode":327,"productName":328,"joinWay":244,"mortgageType":259,"mortgageTypeName":260,"repaymentType":285,"repaymentTypeName":286,"rateType":248,"rateTypeName":249,"rateMin":329,"rateMax":330,"rateAvg":331,"loanLimit":290,"earlyRepaymentFee":291,"delinquencyRate":292,"incidentalExpense":293},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":333,"disclosureMonth":235,"companyCode":334,"companyName":335,"productCode":336,"productName":337,"joinWay":338,"mortgageType":245,"mortgageTypeName":76,"repaymentType":246,"repaymentTypeName":247,"rateType":248,"rateTypeName":249,"rateMin":339,"rateMax":340,"rateAvg":9,"loanLimit":271,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":345,"disclosureMonth":235,"companyCode":346,"companyName":347,"productCode":348,"productName":349,"joinWay":350,"mortgageType":245,"mortgageTypeName":76,"repaymentType":285,"repaymentTypeName":286,"rateType":248,"rateTypeName":249,"rateMin":351,"rateMax":352,"rateAvg":353,"loanLimit":354,"earlyRepaymentFee":355,"delinquencyRate":356,"incidentalExpense":357},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":359,"disclosureMonth":235,"companyCode":360,"companyName":361,"productCode":362,"productName":363,"joinWay":364,"mortgageType":259,"mortgageTypeName":260,"repaymentType":285,"repaymentTypeName":286,"rateType":248,"rateTypeName":249,"rateMin":365,"rateMax":366,"rateAvg":367,"loanLimit":368,"earlyRepaymentFee":369,"delinquencyRate":370,"incidentalExpense":371},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":373,"disclosureMonth":235,"companyCode":360,"companyName":361,"productCode":362,"productName":363,"joinWay":364,"mortgageType":245,"mortgageTypeName":76,"repaymentType":285,"repaymentTypeName":286,"rateType":248,"rateTypeName":249,"rateMin":365,"rateMax":366,"rateAvg":374,"loanLimit":368,"earlyRepaymentFee":369,"delinquencyRate":370,"incidentalExpense":371},"0013175-2001104780001-A-D-C",5.13,{"id":376,"disclosureMonth":235,"companyCode":360,"companyName":361,"productCode":362,"productName":363,"joinWay":364,"mortgageType":245,"mortgageTypeName":76,"repaymentType":246,"repaymentTypeName":247,"rateType":248,"rateTypeName":249,"rateMin":365,"rateMax":366,"rateAvg":377,"loanLimit":368,"earlyRepaymentFee":369,"delinquencyRate":370,"incidentalExpense":371},"0013175-2001104780001-A-S-C",4.86,{"id":379,"disclosureMonth":235,"companyCode":360,"companyName":361,"productCode":362,"productName":363,"joinWay":364,"mortgageType":259,"mortgageTypeName":260,"repaymentType":246,"repaymentTypeName":247,"rateType":248,"rateTypeName":249,"rateMin":365,"rateMax":366,"rateAvg":324,"loanLimit":368,"earlyRepaymentFee":369,"delinquencyRate":370,"incidentalExpense":371},"0013175-2001104780001-E-S-C",{"id":381,"disclosureMonth":235,"companyCode":382,"companyName":383,"productCode":83,"productName":384,"joinWay":91,"mortgageType":245,"mortgageTypeName":76,"repaymentType":246,"repaymentTypeName":247,"rateType":248,"rateTypeName":249,"rateMin":385,"rateMax":386,"rateAvg":9,"loanLimit":387,"earlyRepaymentFee":388,"delinquencyRate":389,"incidentalExpense":390},"0010030-1-A-S-C","0010030","한국산업은행","산은 주택대출\n(생활자금)",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":392,"disclosureMonth":235,"companyCode":382,"companyName":383,"productCode":83,"productName":384,"joinWay":91,"mortgageType":259,"mortgageTypeName":260,"repaymentType":246,"repaymentTypeName":247,"rateType":248,"rateTypeName":249,"rateMin":385,"rateMax":386,"rateAvg":9,"loanLimit":387,"earlyRepaymentFee":388,"delinquencyRate":389,"incidentalExpense":390},"0010030-1-E-S-C",{"id":394,"disclosureMonth":235,"companyCode":395,"companyName":396,"productCode":397,"productName":398,"joinWay":244,"mortgageType":245,"mortgageTypeName":76,"repaymentType":246,"repaymentTypeName":247,"rateType":248,"rateTypeName":249,"rateMin":301,"rateMax":399,"rateAvg":9,"loanLimit":271,"earlyRepaymentFee":400,"delinquencyRate":401,"incidentalExpense":402},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":404,"disclosureMonth":235,"companyCode":395,"companyName":396,"productCode":397,"productName":398,"joinWay":244,"mortgageType":259,"mortgageTypeName":260,"repaymentType":246,"repaymentTypeName":247,"rateType":248,"rateTypeName":249,"rateMin":301,"rateMax":399,"rateAvg":9,"loanLimit":271,"earlyRepaymentFee":400,"delinquencyRate":401,"incidentalExpense":402},"0010927-KB200300000002-E-S-C",{"id":406,"disclosureMonth":235,"companyCode":240,"companyName":241,"productCode":407,"productName":408,"joinWay":350,"mortgageType":245,"mortgageTypeName":76,"repaymentType":285,"repaymentTypeName":286,"rateType":248,"rateTypeName":249,"rateMin":409,"rateMax":410,"rateAvg":411,"loanLimit":412,"earlyRepaymentFee":254,"delinquencyRate":255,"incidentalExpense":413},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":415,"disclosureMonth":235,"companyCode":416,"companyName":417,"productCode":418,"productName":419,"joinWay":350,"mortgageType":245,"mortgageTypeName":76,"repaymentType":285,"repaymentTypeName":286,"rateType":248,"rateTypeName":249,"rateMin":420,"rateMax":421,"rateAvg":422,"loanLimit":423,"earlyRepaymentFee":103,"delinquencyRate":424,"incidentalExpense":425},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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