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80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":224,"disclosureMonth":200,"companyCode":205,"companyName":206,"productCode":207,"productName":208,"joinWay":209,"mortgageType":225,"mortgageTypeName":226,"repaymentType":212,"repaymentTypeName":213,"rateType":214,"rateTypeName":215,"rateMin":216,"rateMax":217,"rateAvg":227,"loanLimit":219,"earlyRepaymentFee":220,"delinquencyRate":221,"incidentalExpense":222},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":229,"disclosureMonth":200,"companyCode":230,"companyName":231,"productCode":232,"productName":233,"joinWay":209,"mortgageType":225,"mortgageTypeName":226,"repaymentType":212,"repaymentTypeName":213,"rateType":214,"rateTypeName":215,"rateMin":234,"rateMax":235,"rateAvg":236,"loanLimit":237,"earlyRepaymentFee":238,"delinquencyRate":239,"incidentalExpense":240},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":242,"disclosureMonth":200,"companyCode":230,"companyName":231,"productCode":243,"productName":244,"joinWay":209,"mortgageType":210,"mortgageTypeName":211,"repaymentType":212,"repaymentTypeName":213,"rateType":214,"rateTypeName":215,"rateMin":234,"rateMax":235,"rateAvg":9,"loanLimit":237,"earlyRepaymentFee":238,"delinquencyRate":239,"incidentalExpense":240},"0010001-1054-A-S-C","1054","우리아파트론",{"id":246,"disclosureMonth":200,"companyCode":247,"companyName":248,"productCode":249,"productName":250,"joinWay":209,"mortgageType":210,"mortgageTypeName":211,"repaymentType":251,"repaymentTypeName":252,"rateType":214,"rateTypeName":215,"rateMin":253,"rateMax":254,"rateAvg":255,"loanLimit":256,"earlyRepaymentFee":257,"delinquencyRate":258,"incidentalExpense":259},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":261,"disclosureMonth":200,"companyCode":230,"companyName":231,"productCode":232,"productName":233,"joinWay":209,"mortgageType":225,"mortgageTypeName":226,"repaymentType":251,"repaymentTypeName":252,"rateType":214,"rateTypeName":215,"rateMin":262,"rateMax":263,"rateAvg":264,"loanLimit":237,"earlyRepaymentFee":238,"delinquencyRate":239,"incidentalExpense":240},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":266,"disclosureMonth":200,"companyCode":230,"companyName":231,"productCode":243,"productName":244,"joinWay":209,"mortgageType":210,"mortgageTypeName":211,"repaymentType":251,"repaymentTypeName":252,"rateType":214,"rateTypeName":215,"rateMin":262,"rateMax":263,"rateAvg":267,"loanLimit":237,"earlyRepaymentFee":238,"delinquencyRate":239,"incidentalExpense":240},"0010001-1054-A-D-C",4.75,{"id":269,"disclosureMonth":200,"companyCode":270,"companyName":271,"productCode":272,"productName":273,"joinWay":209,"mortgageType":225,"mortgageTypeName":226,"repaymentType":251,"repaymentTypeName":252,"rateType":214,"rateTypeName":215,"rateMin":274,"rateMax":275,"rateAvg":9,"loanLimit":276,"earlyRepaymentFee":277,"delinquencyRate":278,"incidentalExpense":279},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":281,"disclosureMonth":200,"companyCode":270,"companyName":271,"productCode":272,"productName":273,"joinWay":209,"mortgageType":210,"mortgageTypeName":211,"repaymentType":251,"repaymentTypeName":252,"rateType":214,"rateTypeName":215,"rateMin":274,"rateMax":275,"rateAvg":282,"loanLimit":276,"earlyRepaymentFee":277,"delinquencyRate":278,"incidentalExpense":279},"0010016-20461501000001001-A-D-C",4.66,{"id":284,"disclosureMonth":200,"companyCode":270,"companyName":271,"productCode":285,"productName":286,"joinWay":209,"mortgageType":225,"mortgageTypeName":226,"repaymentType":251,"repaymentTypeName":252,"rateType":214,"rateTypeName":215,"rateMin":274,"rateMax":275,"rateAvg":287,"loanLimit":276,"earlyRepaymentFee":277,"delinquencyRate":278,"incidentalExpense":279},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":289,"disclosureMonth":200,"companyCode":270,"companyName":271,"productCode":285,"productName":286,"joinWay":209,"mortgageType":210,"mortgageTypeName":211,"repaymentType":251,"repaymentTypeName":252,"rateType":214,"rateTypeName":215,"rateMin":274,"rateMax":275,"rateAvg":290,"loanLimit":276,"earlyRepaymentFee":277,"delinquencyRate":278,"incidentalExpense":279},"0010016-20283701000001001-A-D-C",4.92,{"id":292,"disclosureMonth":200,"companyCode":247,"companyName":248,"productCode":293,"productName":294,"joinWay":209,"mortgageType":225,"mortgageTypeName":226,"repaymentType":251,"repaymentTypeName":252,"rateType":214,"rateTypeName":215,"rateMin":295,"rateMax":296,"rateAvg":297,"loanLimit":256,"earlyRepaymentFee":257,"delinquencyRate":258,"incidentalExpense":259},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":299,"disclosureMonth":200,"companyCode":300,"companyName":301,"productCode":302,"productName":303,"joinWay":304,"mortgageType":210,"mortgageTypeName":211,"repaymentType":212,"repaymentTypeName":213,"rateType":214,"rateTypeName":215,"rateMin":305,"rateMax":306,"rateAvg":9,"loanLimit":237,"earlyRepaymentFee":307,"delinquencyRate":308,"incidentalExpense":309},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":311,"disclosureMonth":200,"companyCode":312,"companyName":313,"productCode":314,"productName":315,"joinWay":316,"mortgageType":210,"mortgageTypeName":211,"repaymentType":251,"repaymentTypeName":252,"rateType":214,"rateTypeName":215,"rateMin":317,"rateMax":318,"rateAvg":319,"loanLimit":320,"earlyRepaymentFee":321,"delinquencyRate":322,"incidentalExpense":323},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":325,"disclosureMonth":200,"companyCode":326,"companyName":327,"productCode":328,"productName":329,"joinWay":330,"mortgageType":225,"mortgageTypeName":226,"repaymentType":251,"repaymentTypeName":252,"rateType":214,"rateTypeName":215,"rateMin":331,"rateMax":332,"rateAvg":333,"loanLimit":334,"earlyRepaymentFee":335,"delinquencyRate":336,"incidentalExpense":337},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":339,"disclosureMonth":200,"companyCode":326,"companyName":327,"productCode":328,"productName":329,"joinWay":330,"mortgageType":210,"mortgageTypeName":211,"repaymentType":251,"repaymentTypeName":252,"rateType":214,"rateTypeName":215,"rateMin":331,"rateMax":332,"rateAvg":340,"loanLimit":334,"earlyRepaymentFee":335,"delinquencyRate":336,"incidentalExpense":337},"0013175-2001104780001-A-D-C",5.13,{"id":342,"disclosureMonth":200,"companyCode":326,"companyName":327,"productCode":328,"productName":329,"joinWay":330,"mortgageType":210,"mortgageTypeName":211,"repaymentType":212,"repaymentTypeName":213,"rateType":214,"rateTypeName":215,"rateMin":331,"rateMax":332,"rateAvg":343,"loanLimit":334,"earlyRepaymentFee":335,"delinquencyRate":336,"incidentalExpense":337},"0013175-2001104780001-A-S-C",4.86,{"id":345,"disclosureMonth":200,"companyCode":326,"companyName":327,"productCode":328,"productName":329,"joinWay":330,"mortgageType":225,"mortgageTypeName":226,"repaymentType":212,"repaymentTypeName":213,"rateType":214,"rateTypeName":215,"rateMin":331,"rateMax":332,"rateAvg":290,"loanLimit":334,"earlyRepaymentFee":335,"delinquencyRate":336,"incidentalExpense":337},"0013175-2001104780001-E-S-C",{"id":347,"disclosureMonth":200,"companyCode":348,"companyName":349,"productCode":350,"productName":351,"joinWay":352,"mortgageType":210,"mortgageTypeName":211,"repaymentType":212,"repaymentTypeName":213,"rateType":214,"rateTypeName":215,"rateMin":353,"rateMax":354,"rateAvg":9,"loanLimit":355,"earlyRepaymentFee":356,"delinquencyRate":357,"incidentalExpense":358},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":360,"disclosureMonth":200,"companyCode":348,"companyName":349,"productCode":350,"productName":351,"joinWay":352,"mortgageType":225,"mortgageTypeName":226,"repaymentType":212,"repaymentTypeName":213,"rateType":214,"rateTypeName":215,"rateMin":353,"rateMax":354,"rateAvg":9,"loanLimit":355,"earlyRepaymentFee":356,"delinquencyRate":357,"incidentalExpense":358},"0010030-1-E-S-C",{"id":362,"disclosureMonth":200,"companyCode":363,"companyName":364,"productCode":365,"productName":366,"joinWay":209,"mortgageType":210,"mortgageTypeName":211,"repaymentType":212,"repaymentTypeName":213,"rateType":214,"rateTypeName":215,"rateMin":267,"rateMax":367,"rateAvg":9,"loanLimit":237,"earlyRepaymentFee":368,"delinquencyRate":369,"incidentalExpense":370},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":372,"disclosureMonth":200,"companyCode":363,"companyName":364,"productCode":365,"productName":366,"joinWay":209,"mortgageType":225,"mortgageTypeName":226,"repaymentType":212,"repaymentTypeName":213,"rateType":214,"rateTypeName":215,"rateMin":267,"rateMax":367,"rateAvg":9,"loanLimit":237,"earlyRepaymentFee":368,"delinquencyRate":369,"incidentalExpense":370},"0010927-KB200300000002-E-S-C",{"id":374,"disclosureMonth":200,"companyCode":205,"companyName":206,"productCode":375,"productName":376,"joinWay":316,"mortgageType":210,"mortgageTypeName":211,"repaymentType":251,"repaymentTypeName":252,"rateType":214,"rateTypeName":215,"rateMin":377,"rateMax":378,"rateAvg":379,"loanLimit":380,"earlyRepaymentFee":220,"delinquencyRate":221,"incidentalExpense":381},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":383,"disclosureMonth":200,"companyCode":384,"companyName":385,"productCode":386,"productName":387,"joinWay":316,"mortgageType":210,"mortgageTypeName":211,"repaymentType":251,"repaymentTypeName":252,"rateType":214,"rateTypeName":215,"rateMin":388,"rateMax":389,"rateAvg":390,"loanLimit":391,"earlyRepaymentFee":392,"delinquencyRate":393,"incidentalExpense":394},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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