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채권할인율",{"id":695,"disclosureMonth":671,"companyCode":676,"companyName":677,"productCode":678,"productName":679,"joinWay":680,"mortgageType":696,"mortgageTypeName":697,"repaymentType":683,"repaymentTypeName":684,"rateType":685,"rateTypeName":686,"rateMin":687,"rateMax":688,"rateAvg":698,"loanLimit":690,"earlyRepaymentFee":691,"delinquencyRate":692,"incidentalExpense":693},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":700,"disclosureMonth":671,"companyCode":701,"companyName":702,"productCode":703,"productName":704,"joinWay":680,"mortgageType":696,"mortgageTypeName":697,"repaymentType":683,"repaymentTypeName":684,"rateType":685,"rateTypeName":686,"rateMin":705,"rateMax":706,"rateAvg":707,"loanLimit":708,"earlyRepaymentFee":709,"delinquencyRate":710,"incidentalExpense":711},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":731,"disclosureMonth":671,"companyCode":701,"companyName":702,"productCode":703,"productName":704,"joinWay":680,"mortgageType":696,"mortgageTypeName":697,"repaymentType":722,"repaymentTypeName":723,"rateType":685,"rateTypeName":686,"rateMin":732,"rateMax":733,"rateAvg":734,"loanLimit":708,"earlyRepaymentFee":709,"delinquencyRate":710,"incidentalExpense":711},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":736,"disclosureMonth":671,"companyCode":701,"companyName":702,"productCode":714,"productName":715,"joinWay":680,"mortgageType":681,"mortgageTypeName":682,"repaymentType":722,"repaymentTypeName":723,"rateType":685,"rateTypeName":686,"rateMin":732,"rateMax":733,"rateAvg":737,"loanLimit":708,"earlyRepaymentFee":709,"delinquencyRate":710,"incidentalExpense":711},"0010001-1054-A-D-C",4.75,{"id":739,"disclosureMonth":671,"companyCode":740,"companyName":741,"productCode":742,"productName":743,"joinWay":680,"mortgageType":696,"mortgageTypeName":697,"repaymentType":722,"repaymentTypeName":723,"rateType":685,"rateTypeName":686,"rateMin":744,"rateMax":745,"rateAvg":9,"loanLimit":746,"earlyRepaymentFee":747,"delinquencyRate":748,"incidentalExpense":749},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":751,"disclosureMonth":671,"companyCode":740,"companyName":741,"productCode":742,"productName":743,"joinWay":680,"mortgageType":681,"mortgageTypeName":682,"repaymentType":722,"repaymentTypeName":723,"rateType":685,"rateTypeName":686,"rateMin":744,"rateMax":745,"rateAvg":752,"loanLimit":746,"earlyRepaymentFee":747,"delinquencyRate":748,"incidentalExpense":749},"0010016-20461501000001001-A-D-C",4.66,{"id":754,"disclosureMonth":671,"companyCode":740,"companyName":741,"productCode":755,"productName":756,"joinWay":680,"mortgageType":696,"mortgageTypeName":697,"repaymentType":722,"repaymentTypeName":723,"rateType":685,"rateTypeName":686,"rateMin":744,"rateMax":745,"rateAvg":757,"loanLimit":746,"earlyRepaymentFee":747,"delinquencyRate":748,"incidentalExpense":749},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":759,"disclosureMonth":671,"companyCode":740,"companyName":741,"productCode":755,"productName":756,"joinWay":680,"mortgageType":681,"mortgageTypeName":682,"repaymentType":722,"repaymentTypeName":723,"rateType":685,"rateTypeName":686,"rateMin":744,"rateMax":745,"rateAvg":760,"loanLimit":746,"earlyRepaymentFee":747,"delinquencyRate":748,"incidentalExpense":749},"0010016-20283701000001001-A-D-C",4.92,{"id":762,"disclosureMonth":671,"companyCode":718,"companyName":719,"productCode":763,"productName":764,"joinWay":680,"mortgageType":696,"mortgageTypeName":697,"repaymentType":722,"repaymentTypeName":723,"rateType":685,"rateTypeName":686,"rateMin":765,"rateMax":766,"rateAvg":767,"loanLimit":726,"earlyRepaymentFee":727,"delinquencyRate":728,"incidentalExpense":729},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":769,"disclosureMonth":671,"companyCode":770,"companyName":771,"productCode":772,"productName":773,"joinWay":774,"mortgageType":681,"mortgageTypeName":682,"repaymentType":683,"repaymentTypeName":684,"rateType":685,"rateTypeName":686,"rateMin":775,"rateMax":776,"rateAvg":9,"loanLimit":708,"earlyRepaymentFee":777,"delinquencyRate":778,"incidentalExpense":779},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":781,"disclosureMonth":671,"companyCode":782,"companyName":783,"productCode":784,"productName":785,"joinWay":786,"mortgageType":681,"mortgageTypeName":682,"repaymentType":722,"repaymentTypeName":723,"rateType":685,"rateTypeName":686,"rateMin":787,"rateMax":788,"rateAvg":789,"loanLimit":790,"earlyRepaymentFee":791,"delinquencyRate":792,"incidentalExpense":793},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":795,"disclosureMonth":671,"companyCode":796,"companyName":797,"productCode":798,"productName":799,"joinWay":800,"mortgageType":696,"mortgageTypeName":697,"repaymentType":722,"repaymentTypeName":723,"rateType":685,"rateTypeName":686,"rateMin":801,"rateMax":802,"rateAvg":803,"loanLimit":804,"earlyRepaymentFee":805,"delinquencyRate":806,"incidentalExpense":807},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":830,"disclosureMonth":671,"companyCode":818,"companyName":819,"productCode":820,"productName":821,"joinWay":822,"mortgageType":696,"mortgageTypeName":697,"repaymentType":683,"repaymentTypeName":684,"rateType":685,"rateTypeName":686,"rateMin":823,"rateMax":824,"rateAvg":9,"loanLimit":825,"earlyRepaymentFee":826,"delinquencyRate":827,"incidentalExpense":828},"0010030-1-E-S-C",{"id":832,"disclosureMonth":671,"companyCode":833,"companyName":834,"productCode":835,"productName":836,"joinWay":680,"mortgageType":681,"mortgageTypeName":682,"repaymentType":683,"repaymentTypeName":684,"rateType":685,"rateTypeName":686,"rateMin":737,"rateMax":837,"rateAvg":9,"loanLimit":708,"earlyRepaymentFee":838,"delinquencyRate":839,"incidentalExpense":840},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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