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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":254,"disclosureMonth":230,"companyCode":235,"companyName":236,"productCode":237,"productName":238,"joinWay":239,"mortgageType":255,"mortgageTypeName":256,"repaymentType":242,"repaymentTypeName":243,"rateType":244,"rateTypeName":245,"rateMin":246,"rateMax":247,"rateAvg":257,"loanLimit":249,"earlyRepaymentFee":250,"delinquencyRate":251,"incidentalExpense":252},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":259,"disclosureMonth":230,"companyCode":260,"companyName":261,"productCode":262,"productName":263,"joinWay":239,"mortgageType":255,"mortgageTypeName":256,"repaymentType":242,"repaymentTypeName":243,"rateType":244,"rateTypeName":245,"rateMin":264,"rateMax":265,"rateAvg":266,"loanLimit":267,"earlyRepaymentFee":268,"delinquencyRate":269,"incidentalExpense":270},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":272,"disclosureMonth":230,"companyCode":260,"companyName":261,"productCode":273,"productName":274,"joinWay":239,"mortgageType":240,"mortgageTypeName":241,"repaymentType":242,"repaymentTypeName":243,"rateType":244,"rateTypeName":245,"rateMin":264,"rateMax":265,"rateAvg":9,"loanLimit":267,"earlyRepaymentFee":268,"delinquencyRate":269,"incidentalExpense":270},"0010001-1054-A-S-C","1054","우리아파트론",{"id":276,"disclosureMonth":230,"companyCode":277,"companyName":278,"productCode":279,"productName":280,"joinWay":239,"mortgageType":240,"mortgageTypeName":241,"repaymentType":281,"repaymentTypeName":282,"rateType":244,"rateTypeName":245,"rateMin":283,"rateMax":284,"rateAvg":285,"loanLimit":286,"earlyRepaymentFee":287,"delinquencyRate":288,"incidentalExpense":289},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 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70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 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