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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":798,"disclosureMonth":738,"companyCode":768,"companyName":769,"productCode":770,"productName":771,"joinWay":747,"mortgageType":763,"mortgageTypeName":764,"repaymentType":789,"repaymentTypeName":790,"rateType":752,"rateTypeName":753,"rateMin":799,"rateMax":800,"rateAvg":801,"loanLimit":775,"earlyRepaymentFee":776,"delinquencyRate":777,"incidentalExpense":778},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":803,"disclosureMonth":738,"companyCode":768,"companyName":769,"productCode":781,"productName":782,"joinWay":747,"mortgageType":748,"mortgageTypeName":749,"repaymentType":789,"repaymentTypeName":790,"rateType":752,"rateTypeName":753,"rateMin":799,"rateMax":800,"rateAvg":804,"loanLimit":775,"earlyRepaymentFee":776,"delinquencyRate":777,"incidentalExpense":778},"0010001-1054-A-D-C",4.75,{"id":806,"disclosureMonth":738,"companyCode":807,"companyName":808,"productCode":809,"productName":810,"joinWay":747,"mortgageType":763,"mortgageTypeName":764,"repaymentType":789,"repaymentTypeName":790,"rateType":752,"rateTypeName":753,"rateMin":811,"rateMax":812,"rateAvg":25,"loanLimit":813,"earlyRepaymentFee":814,"delinquencyRate":815,"incidentalExpense":816},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":818,"disclosureMonth":738,"companyCode":807,"companyName":808,"productCode":809,"productName":810,"joinWay":747,"mortgageType":748,"mortgageTypeName":749,"repaymentType":789,"repaymentTypeName":790,"rateType":752,"rateTypeName":753,"rateMin":811,"rateMax":812,"rateAvg":819,"loanLimit":813,"earlyRepaymentFee":814,"delinquencyRate":815,"incidentalExpense":816},"0010016-20461501000001001-A-D-C",4.66,{"id":821,"disclosureMonth":738,"companyCode":807,"companyName":808,"productCode":822,"productName":823,"joinWay":747,"mortgageType":763,"mortgageTypeName":764,"repaymentType":789,"repaymentTypeName":790,"rateType":752,"rateTypeName":753,"rateMin":811,"rateMax":812,"rateAvg":824,"loanLimit":813,"earlyRepaymentFee":814,"delinquencyRate":815,"incidentalExpense":816},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":826,"disclosureMonth":738,"companyCode":807,"companyName":808,"productCode":822,"productName":823,"joinWay":747,"mortgageType":748,"mortgageTypeName":749,"repaymentType":789,"repaymentTypeName":790,"rateType":752,"rateTypeName":753,"rateMin":811,"rateMax":812,"rateAvg":827,"loanLimit":813,"earlyRepaymentFee":814,"delinquencyRate":815,"incidentalExpense":816},"0010016-20283701000001001-A-D-C",4.92,{"id":829,"disclosureMonth":738,"companyCode":785,"companyName":786,"productCode":830,"productName":831,"joinWay":747,"mortgageType":763,"mortgageTypeName":764,"repaymentType":789,"repaymentTypeName":790,"rateType":752,"rateTypeName":753,"rateMin":832,"rateMax":833,"rateAvg":834,"loanLimit":793,"earlyRepaymentFee":794,"delinquencyRate":795,"incidentalExpense":796},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":836,"disclosureMonth":738,"companyCode":837,"companyName":838,"productCode":839,"productName":840,"joinWay":841,"mortgageType":748,"mortgageTypeName":749,"repaymentType":750,"repaymentTypeName":751,"rateType":752,"rateTypeName":753,"rateMin":842,"rateMax":843,"rateAvg":25,"loanLimit":775,"earlyRepaymentFee":844,"delinquencyRate":845,"incidentalExpense":846},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":848,"disclosureMonth":738,"companyCode":849,"companyName":850,"productCode":851,"productName":852,"joinWay":853,"mortgageType":748,"mortgageTypeName":749,"repaymentType":789,"repaymentTypeName":790,"rateType":752,"rateTypeName":753,"rateMin":854,"rateMax":855,"rateAvg":856,"loanLimit":857,"earlyRepaymentFee":858,"delinquencyRate":859,"incidentalExpense":860},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":862,"disclosureMonth":738,"companyCode":863,"companyName":864,"productCode":865,"productName":866,"joinWay":867,"mortgageType":763,"mortgageTypeName":764,"repaymentType":789,"repaymentTypeName":790,"rateType":752,"rateTypeName":753,"rateMin":868,"rateMax":869,"rateAvg":870,"loanLimit":871,"earlyRepaymentFee":872,"delinquencyRate":873,"incidentalExpense":874},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":897,"disclosureMonth":738,"companyCode":885,"companyName":886,"productCode":887,"productName":888,"joinWay":889,"mortgageType":763,"mortgageTypeName":764,"repaymentType":750,"repaymentTypeName":751,"rateType":752,"rateTypeName":753,"rateMin":890,"rateMax":891,"rateAvg":25,"loanLimit":892,"earlyRepaymentFee":893,"delinquencyRate":894,"incidentalExpense":895},"0010030-1-E-S-C",{"id":899,"disclosureMonth":738,"companyCode":900,"companyName":901,"productCode":902,"productName":903,"joinWay":747,"mortgageType":748,"mortgageTypeName":749,"repaymentType":750,"repaymentTypeName":751,"rateType":752,"rateTypeName":753,"rateMin":804,"rateMax":904,"rateAvg":25,"loanLimit":775,"earlyRepaymentFee":905,"delinquencyRate":906,"incidentalExpense":907},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":909,"disclosureMonth":738,"companyCode":900,"companyName":901,"productCode":902,"productName":903,"joinWay":747,"mortgageType":763,"mortgageTypeName":764,"repaymentType":750,"repaymentTypeName":751,"rateType":752,"rateTypeName":753,"rateMin":804,"rateMax":904,"rateAvg":25,"loanLimit":775,"earlyRepaymentFee":905,"delinquencyRate":906,"incidentalExpense":907},"0010927-KB200300000002-E-S-C",{"id":911,"disclosureMonth":738,"companyCode":743,"companyName":744,"productCode":912,"productName":913,"joinWay":853,"mortgageType":748,"mortgageTypeName":749,"repaymentType":789,"repaymentTypeName":790,"rateType":752,"rateTypeName":753,"rateMin":914,"rateMax":915,"rateAvg":916,"loanLimit":917,"earlyRepaymentFee":758,"delinquencyRate":759,"incidentalExpense":918},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":920,"disclosureMonth":738,"companyCode":921,"companyName":922,"productCode":923,"productName":924,"joinWay":853,"mortgageType":748,"mortgageTypeName":749,"repaymentType":789,"repaymentTypeName":790,"rateType":752,"rateTypeName":753,"rateMin":925,"rateMax":926,"rateAvg":927,"loanLimit":928,"earlyRepaymentFee":929,"delinquencyRate":930,"incidentalExpense":931},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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