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대출금액*120%*1%*채권할인율",{"id":205,"disclosureMonth":144,"companyCode":174,"companyName":175,"productCode":176,"productName":177,"joinWay":153,"mortgageType":169,"mortgageTypeName":170,"repaymentType":195,"repaymentTypeName":196,"rateType":158,"rateTypeName":159,"rateMin":206,"rateMax":207,"rateAvg":208,"loanLimit":181,"earlyRepaymentFee":182,"delinquencyRate":183,"incidentalExpense":184},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":210,"disclosureMonth":144,"companyCode":174,"companyName":175,"productCode":187,"productName":188,"joinWay":153,"mortgageType":154,"mortgageTypeName":155,"repaymentType":195,"repaymentTypeName":196,"rateType":158,"rateTypeName":159,"rateMin":206,"rateMax":207,"rateAvg":211,"loanLimit":181,"earlyRepaymentFee":182,"delinquencyRate":183,"incidentalExpense":184},"0010001-1054-A-D-C",4.75,{"id":213,"disclosureMonth":144,"companyCode":214,"companyName":215,"productCode":216,"productName":217,"joinWay":153,"mortgageType":169,"mortgageTypeName":170,"repaymentType":195,"repaymentTypeName":196,"rateType":158,"rateTypeName":159,"rateMin":218,"rateMax":219,"rateAvg":9,"loanLimit":220,"earlyRepaymentFee":221,"delinquencyRate":222,"incidentalExpense":223},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":225,"disclosureMonth":144,"companyCode":214,"companyName":215,"productCode":216,"productName":217,"joinWay":153,"mortgageType":154,"mortgageTypeName":155,"repaymentType":195,"repaymentTypeName":196,"rateType":158,"rateTypeName":159,"rateMin":218,"rateMax":219,"rateAvg":226,"loanLimit":220,"earlyRepaymentFee":221,"delinquencyRate":222,"incidentalExpense":223},"0010016-20461501000001001-A-D-C",4.66,{"id":228,"disclosureMonth":144,"companyCode":214,"companyName":215,"productCode":229,"productName":230,"joinWay":153,"mortgageType":169,"mortgageTypeName":170,"repaymentType":195,"repaymentTypeName":196,"rateType":158,"rateTypeName":159,"rateMin":218,"rateMax":219,"rateAvg":231,"loanLimit":220,"earlyRepaymentFee":221,"delinquencyRate":222,"incidentalExpense":223},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":233,"disclosureMonth":144,"companyCode":214,"companyName":215,"productCode":229,"productName":230,"joinWay":153,"mortgageType":154,"mortgageTypeName":155,"repaymentType":195,"repaymentTypeName":196,"rateType":158,"rateTypeName":159,"rateMin":218,"rateMax":219,"rateAvg":234,"loanLimit":220,"earlyRepaymentFee":221,"delinquencyRate":222,"incidentalExpense":223},"0010016-20283701000001001-A-D-C",4.92,{"id":236,"disclosureMonth":144,"companyCode":191,"companyName":192,"productCode":237,"productName":238,"joinWay":153,"mortgageType":169,"mortgageTypeName":170,"repaymentType":195,"repaymentTypeName":196,"rateType":158,"rateTypeName":159,"rateMin":239,"rateMax":240,"rateAvg":241,"loanLimit":200,"earlyRepaymentFee":201,"delinquencyRate":202,"incidentalExpense":203},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":243,"disclosureMonth":144,"companyCode":244,"companyName":245,"productCode":246,"productName":247,"joinWay":248,"mortgageType":154,"mortgageTypeName":155,"repaymentType":156,"repaymentTypeName":157,"rateType":158,"rateTypeName":159,"rateMin":249,"rateMax":250,"rateAvg":9,"loanLimit":181,"earlyRepaymentFee":251,"delinquencyRate":252,"incidentalExpense":253},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":255,"disclosureMonth":144,"companyCode":256,"companyName":257,"productCode":258,"productName":259,"joinWay":260,"mortgageType":154,"mortgageTypeName":155,"repaymentType":195,"repaymentTypeName":196,"rateType":158,"rateTypeName":159,"rateMin":261,"rateMax":262,"rateAvg":263,"loanLimit":264,"earlyRepaymentFee":265,"delinquencyRate":266,"incidentalExpense":267},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":269,"disclosureMonth":144,"companyCode":270,"companyName":271,"productCode":272,"productName":273,"joinWay":274,"mortgageType":169,"mortgageTypeName":170,"repaymentType":195,"repaymentTypeName":196,"rateType":158,"rateTypeName":159,"rateMin":275,"rateMax":276,"rateAvg":277,"loanLimit":278,"earlyRepaymentFee":279,"delinquencyRate":280,"incidentalExpense":281},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":283,"disclosureMonth":144,"companyCode":270,"companyName":271,"productCode":272,"productName":273,"joinWay":274,"mortgageType":154,"mortgageTypeName":155,"repaymentType":195,"repaymentTypeName":196,"rateType":158,"rateTypeName":159,"rateMin":275,"rateMax":276,"rateAvg":284,"loanLimit":278,"earlyRepaymentFee":279,"delinquencyRate":280,"incidentalExpense":281},"0013175-2001104780001-A-D-C",5.13,{"id":286,"disclosureMonth":144,"companyCode":270,"companyName":271,"productCode":272,"productName":273,"joinWay":274,"mortgageType":154,"mortgageTypeName":155,"repaymentType":156,"repaymentTypeName":157,"rateType":158,"rateTypeName":159,"rateMin":275,"rateMax":276,"rateAvg":287,"loanLimit":278,"earlyRepaymentFee":279,"delinquencyRate":280,"incidentalExpense":281},"0013175-2001104780001-A-S-C",4.86,{"id":289,"disclosureMonth":144,"companyCode":270,"companyName":271,"productCode":272,"productName":273,"joinWay":274,"mortgageType":169,"mortgageTypeName":170,"repaymentType":156,"repaymentTypeName":157,"rateType":158,"rateTypeName":159,"rateMin":275,"rateMax":276,"rateAvg":234,"loanLimit":278,"earlyRepaymentFee":279,"delinquencyRate":280,"incidentalExpense":281},"0013175-2001104780001-E-S-C",{"id":291,"disclosureMonth":144,"companyCode":292,"companyName":293,"productCode":294,"productName":295,"joinWay":296,"mortgageType":154,"mortgageTypeName":155,"repaymentType":156,"repaymentTypeName":157,"rateType":158,"rateTypeName":159,"rateMin":297,"rateMax":298,"rateAvg":9,"loanLimit":299,"earlyRepaymentFee":300,"delinquencyRate":301,"incidentalExpense":302},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":304,"disclosureMonth":144,"companyCode":292,"companyName":293,"productCode":294,"productName":295,"joinWay":296,"mortgageType":169,"mortgageTypeName":170,"repaymentType":156,"repaymentTypeName":157,"rateType":158,"rateTypeName":159,"rateMin":297,"rateMax":298,"rateAvg":9,"loanLimit":299,"earlyRepaymentFee":300,"delinquencyRate":301,"incidentalExpense":302},"0010030-1-E-S-C",{"id":306,"disclosureMonth":144,"companyCode":307,"companyName":308,"productCode":309,"productName":310,"joinWay":153,"mortgageType":154,"mortgageTypeName":155,"repaymentType":156,"repaymentTypeName":157,"rateType":158,"rateTypeName":159,"rateMin":211,"rateMax":311,"rateAvg":9,"loanLimit":181,"earlyRepaymentFee":312,"delinquencyRate":313,"incidentalExpense":314},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":316,"disclosureMonth":144,"companyCode":307,"companyName":308,"productCode":309,"productName":310,"joinWay":153,"mortgageType":169,"mortgageTypeName":170,"repaymentType":156,"repaymentTypeName":157,"rateType":158,"rateTypeName":159,"rateMin":211,"rateMax":311,"rateAvg":9,"loanLimit":181,"earlyRepaymentFee":312,"delinquencyRate":313,"incidentalExpense":314},"0010927-KB200300000002-E-S-C",{"id":318,"disclosureMonth":144,"companyCode":149,"companyName":150,"productCode":319,"productName":320,"joinWay":260,"mortgageType":154,"mortgageTypeName":155,"repaymentType":195,"repaymentTypeName":196,"rateType":158,"rateTypeName":159,"rateMin":321,"rateMax":322,"rateAvg":323,"loanLimit":324,"earlyRepaymentFee":164,"delinquencyRate":165,"incidentalExpense":325},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":327,"disclosureMonth":144,"companyCode":328,"companyName":329,"productCode":330,"productName":331,"joinWay":260,"mortgageType":154,"mortgageTypeName":155,"repaymentType":195,"repaymentTypeName":196,"rateType":158,"rateTypeName":159,"rateMin":332,"rateMax":333,"rateAvg":334,"loanLimit":335,"earlyRepaymentFee":336,"delinquencyRate":337,"incidentalExpense":338},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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