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채권할인율",{"id":321,"disclosureMonth":297,"companyCode":302,"companyName":303,"productCode":304,"productName":305,"joinWay":306,"mortgageType":322,"mortgageTypeName":323,"repaymentType":309,"repaymentTypeName":310,"rateType":311,"rateTypeName":312,"rateMin":313,"rateMax":314,"rateAvg":324,"loanLimit":316,"earlyRepaymentFee":317,"delinquencyRate":318,"incidentalExpense":319},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":326,"disclosureMonth":297,"companyCode":327,"companyName":328,"productCode":329,"productName":330,"joinWay":306,"mortgageType":322,"mortgageTypeName":323,"repaymentType":309,"repaymentTypeName":310,"rateType":311,"rateTypeName":312,"rateMin":331,"rateMax":332,"rateAvg":333,"loanLimit":334,"earlyRepaymentFee":335,"delinquencyRate":336,"incidentalExpense":337},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":339,"disclosureMonth":297,"companyCode":327,"companyName":328,"productCode":340,"productName":341,"joinWay":306,"mortgageType":307,"mortgageTypeName":308,"repaymentType":309,"repaymentTypeName":310,"rateType":311,"rateTypeName":312,"rateMin":331,"rateMax":332,"rateAvg":9,"loanLimit":334,"earlyRepaymentFee":335,"delinquencyRate":336,"incidentalExpense":337},"0010001-1054-A-S-C","1054","우리아파트론",{"id":343,"disclosureMonth":297,"companyCode":344,"companyName":345,"productCode":346,"productName":347,"joinWay":306,"mortgageType":307,"mortgageTypeName":308,"repaymentType":348,"repaymentTypeName":349,"rateType":311,"rateTypeName":312,"rateMin":350,"rateMax":351,"rateAvg":352,"loanLimit":353,"earlyRepaymentFee":354,"delinquencyRate":355,"incidentalExpense":356},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":358,"disclosureMonth":297,"companyCode":327,"companyName":328,"productCode":329,"productName":330,"joinWay":306,"mortgageType":322,"mortgageTypeName":323,"repaymentType":348,"repaymentTypeName":349,"rateType":311,"rateTypeName":312,"rateMin":359,"rateMax":360,"rateAvg":361,"loanLimit":334,"earlyRepaymentFee":335,"delinquencyRate":336,"incidentalExpense":337},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":363,"disclosureMonth":297,"companyCode":327,"companyName":328,"productCode":340,"productName":341,"joinWay":306,"mortgageType":307,"mortgageTypeName":308,"repaymentType":348,"repaymentTypeName":349,"rateType":311,"rateTypeName":312,"rateMin":359,"rateMax":360,"rateAvg":364,"loanLimit":334,"earlyRepaymentFee":335,"delinquencyRate":336,"incidentalExpense":337},"0010001-1054-A-D-C",4.75,{"id":366,"disclosureMonth":297,"companyCode":367,"companyName":368,"productCode":369,"productName":370,"joinWay":306,"mortgageType":322,"mortgageTypeName":323,"repaymentType":348,"repaymentTypeName":349,"rateType":311,"rateTypeName":312,"rateMin":371,"rateMax":372,"rateAvg":9,"loanLimit":373,"earlyRepaymentFee":374,"delinquencyRate":375,"incidentalExpense":376},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":378,"disclosureMonth":297,"companyCode":367,"companyName":368,"productCode":369,"productName":370,"joinWay":306,"mortgageType":307,"mortgageTypeName":308,"repaymentType":348,"repaymentTypeName":349,"rateType":311,"rateTypeName":312,"rateMin":371,"rateMax":372,"rateAvg":379,"loanLimit":373,"earlyRepaymentFee":374,"delinquencyRate":375,"incidentalExpense":376},"0010016-20461501000001001-A-D-C",4.66,{"id":381,"disclosureMonth":297,"companyCode":367,"companyName":368,"productCode":382,"productName":383,"joinWay":306,"mortgageType":322,"mortgageTypeName":323,"repaymentType":348,"repaymentTypeName":349,"rateType":311,"rateTypeName":312,"rateMin":371,"rateMax":372,"rateAvg":384,"loanLimit":373,"earlyRepaymentFee":374,"delinquencyRate":375,"incidentalExpense":376},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":386,"disclosureMonth":297,"companyCode":367,"companyName":368,"productCode":382,"productName":383,"joinWay":306,"mortgageType":307,"mortgageTypeName":308,"repaymentType":348,"repaymentTypeName":349,"rateType":311,"rateTypeName":312,"rateMin":371,"rateMax":372,"rateAvg":387,"loanLimit":373,"earlyRepaymentFee":374,"delinquencyRate":375,"incidentalExpense":376},"0010016-20283701000001001-A-D-C",4.92,{"id":389,"disclosureMonth":297,"companyCode":344,"companyName":345,"productCode":390,"productName":391,"joinWay":306,"mortgageType":322,"mortgageTypeName":323,"repaymentType":348,"repaymentTypeName":349,"rateType":311,"rateTypeName":312,"rateMin":392,"rateMax":393,"rateAvg":394,"loanLimit":353,"earlyRepaymentFee":354,"delinquencyRate":355,"incidentalExpense":356},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":396,"disclosureMonth":297,"companyCode":397,"companyName":398,"productCode":399,"productName":400,"joinWay":401,"mortgageType":307,"mortgageTypeName":308,"repaymentType":309,"repaymentTypeName":310,"rateType":311,"rateTypeName":312,"rateMin":402,"rateMax":403,"rateAvg":9,"loanLimit":334,"earlyRepaymentFee":404,"delinquencyRate":405,"incidentalExpense":406},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":408,"disclosureMonth":297,"companyCode":409,"companyName":410,"productCode":411,"productName":412,"joinWay":413,"mortgageType":307,"mortgageTypeName":308,"repaymentType":348,"repaymentTypeName":349,"rateType":311,"rateTypeName":312,"rateMin":414,"rateMax":415,"rateAvg":416,"loanLimit":417,"earlyRepaymentFee":418,"delinquencyRate":419,"incidentalExpense":420},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":422,"disclosureMonth":297,"companyCode":423,"companyName":424,"productCode":425,"productName":426,"joinWay":427,"mortgageType":322,"mortgageTypeName":323,"repaymentType":348,"repaymentTypeName":349,"rateType":311,"rateTypeName":312,"rateMin":428,"rateMax":429,"rateAvg":430,"loanLimit":431,"earlyRepaymentFee":432,"delinquencyRate":433,"incidentalExpense":434},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":436,"disclosureMonth":297,"companyCode":423,"companyName":424,"productCode":425,"productName":426,"joinWay":427,"mortgageType":307,"mortgageTypeName":308,"repaymentType":348,"repaymentTypeName":349,"rateType":311,"rateTypeName":312,"rateMin":428,"rateMax":429,"rateAvg":437,"loanLimit":431,"earlyRepaymentFee":432,"delinquencyRate":433,"incidentalExpense":434},"0013175-2001104780001-A-D-C",5.13,{"id":439,"disclosureMonth":297,"companyCode":423,"companyName":424,"productCode":425,"productName":426,"joinWay":427,"mortgageType":307,"mortgageTypeName":308,"repaymentType":309,"repaymentTypeName":310,"rateType":311,"rateTypeName":312,"rateMin":428,"rateMax":429,"rateAvg":440,"loanLimit":431,"earlyRepaymentFee":432,"delinquencyRate":433,"incidentalExpense":434},"0013175-2001104780001-A-S-C",4.86,{"id":442,"disclosureMonth":297,"companyCode":423,"companyName":424,"productCode":425,"productName":426,"joinWay":427,"mortgageType":322,"mortgageTypeName":323,"repaymentType":309,"repaymentTypeName":310,"rateType":311,"rateTypeName":312,"rateMin":428,"rateMax":429,"rateAvg":387,"loanLimit":431,"earlyRepaymentFee":432,"delinquencyRate":433,"incidentalExpense":434},"0013175-2001104780001-E-S-C",{"id":444,"disclosureMonth":297,"companyCode":445,"companyName":446,"productCode":447,"productName":448,"joinWay":449,"mortgageType":307,"mortgageTypeName":308,"repaymentType":309,"repaymentTypeName":310,"rateType":311,"rateTypeName":312,"rateMin":450,"rateMax":451,"rateAvg":9,"loanLimit":452,"earlyRepaymentFee":453,"delinquencyRate":454,"incidentalExpense":455},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":457,"disclosureMonth":297,"companyCode":445,"companyName":446,"productCode":447,"productName":448,"joinWay":449,"mortgageType":322,"mortgageTypeName":323,"repaymentType":309,"repaymentTypeName":310,"rateType":311,"rateTypeName":312,"rateMin":450,"rateMax":451,"rateAvg":9,"loanLimit":452,"earlyRepaymentFee":453,"delinquencyRate":454,"incidentalExpense":455},"0010030-1-E-S-C",{"id":459,"disclosureMonth":297,"companyCode":460,"companyName":461,"productCode":462,"productName":463,"joinWay":306,"mortgageType":307,"mortgageTypeName":308,"repaymentType":309,"repaymentTypeName":310,"rateType":311,"rateTypeName":312,"rateMin":364,"rateMax":464,"rateAvg":9,"loanLimit":334,"earlyRepaymentFee":465,"delinquencyRate":466,"incidentalExpense":467},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":469,"disclosureMonth":297,"companyCode":460,"companyName":461,"productCode":462,"productName":463,"joinWay":306,"mortgageType":322,"mortgageTypeName":323,"repaymentType":309,"repaymentTypeName":310,"rateType":311,"rateTypeName":312,"rateMin":364,"rateMax":464,"rateAvg":9,"loanLimit":334,"earlyRepaymentFee":465,"delinquencyRate":466,"incidentalExpense":467},"0010927-KB200300000002-E-S-C",{"id":471,"disclosureMonth":297,"companyCode":302,"companyName":303,"productCode":472,"productName":473,"joinWay":413,"mortgageType":307,"mortgageTypeName":308,"repaymentType":348,"repaymentTypeName":349,"rateType":311,"rateTypeName":312,"rateMin":474,"rateMax":475,"rateAvg":476,"loanLimit":477,"earlyRepaymentFee":317,"delinquencyRate":318,"incidentalExpense":478},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":480,"disclosureMonth":297,"companyCode":481,"companyName":482,"productCode":483,"productName":484,"joinWay":413,"mortgageType":307,"mortgageTypeName":308,"repaymentType":348,"repaymentTypeName":349,"rateType":311,"rateTypeName":312,"rateMin":485,"rateMax":486,"rateAvg":487,"loanLimit":488,"earlyRepaymentFee":489,"delinquencyRate":490,"incidentalExpense":491},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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