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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[199,219,224,237,241,256,261,264,276,279,284,287,294,306,320,334,337,340,342,355,357,367,369,378,391,397,407,410,418,420,425,427,431,434,437,442,446,449,453,457,461,471,476,478,480,485,491,503,505,509,512,515,517,520,524,528,539,541,552,564,567,571,575,577,580,586,590,596,600,605,617,622,625,628,630,636,639,642,644,651,653,655,657,661,663,665,667,670,672,676,678,682,684,688,690,695,697,701,707,709,712,717,719,724,726,728,730,735,739,743,747],{"id":200,"disclosureMonth":196,"companyCode":201,"companyName":202,"productCode":203,"productName":204,"joinWay":205,"mortgageType":206,"mortgageTypeName":207,"repaymentType":208,"repaymentTypeName":209,"rateType":210,"rateTypeName":211,"rateMin":212,"rateMax":213,"rateAvg":214,"loanLimit":215,"earlyRepaymentFee":216,"delinquencyRate":217,"incidentalExpense":218},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":220,"disclosureMonth":196,"companyCode":201,"companyName":202,"productCode":203,"productName":204,"joinWay":205,"mortgageType":221,"mortgageTypeName":222,"repaymentType":208,"repaymentTypeName":209,"rateType":210,"rateTypeName":211,"rateMin":212,"rateMax":213,"rateAvg":223,"loanLimit":215,"earlyRepaymentFee":216,"delinquencyRate":217,"incidentalExpense":218},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":225,"disclosureMonth":196,"companyCode":226,"companyName":227,"productCode":228,"productName":229,"joinWay":205,"mortgageType":221,"mortgageTypeName":222,"repaymentType":208,"repaymentTypeName":209,"rateType":210,"rateTypeName":211,"rateMin":230,"rateMax":231,"rateAvg":232,"loanLimit":233,"earlyRepaymentFee":234,"delinquencyRate":235,"incidentalExpense":236},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":238,"disclosureMonth":196,"companyCode":226,"companyName":227,"productCode":239,"productName":240,"joinWay":205,"mortgageType":206,"mortgageTypeName":207,"repaymentType":208,"repaymentTypeName":209,"rateType":210,"rateTypeName":211,"rateMin":230,"rateMax":231,"rateAvg":9,"loanLimit":233,"earlyRepaymentFee":234,"delinquencyRate":235,"incidentalExpense":236},"0010001-1054-A-S-C","1054","우리아파트론",{"id":242,"disclosureMonth":196,"companyCode":243,"companyName":244,"productCode":245,"productName":246,"joinWay":205,"mortgageType":206,"mortgageTypeName":207,"repaymentType":247,"repaymentTypeName":248,"rateType":210,"rateTypeName":211,"rateMin":249,"rateMax":250,"rateAvg":251,"loanLimit":252,"earlyRepaymentFee":253,"delinquencyRate":254,"incidentalExpense":255},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":257,"disclosureMonth":196,"companyCode":226,"companyName":227,"productCode":228,"productName":229,"joinWay":205,"mortgageType":221,"mortgageTypeName":222,"repaymentType":247,"repaymentTypeName":248,"rateType":210,"rateTypeName":211,"rateMin":258,"rateMax":259,"rateAvg":260,"loanLimit":233,"earlyRepaymentFee":234,"delinquencyRate":235,"incidentalExpense":236},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":262,"disclosureMonth":196,"companyCode":226,"companyName":227,"productCode":239,"productName":240,"joinWay":205,"mortgageType":206,"mortgageTypeName":207,"repaymentType":247,"repaymentTypeName":248,"rateType":210,"rateTypeName":211,"rateMin":258,"rateMax":259,"rateAvg":263,"loanLimit":233,"earlyRepaymentFee":234,"delinquencyRate":235,"incidentalExpense":236},"0010001-1054-A-D-C",4.75,{"id":265,"disclosureMonth":196,"companyCode":266,"companyName":267,"productCode":268,"productName":269,"joinWay":205,"mortgageType":221,"mortgageTypeName":222,"repaymentType":247,"repaymentTypeName":248,"rateType":210,"rateTypeName":211,"rateMin":270,"rateMax":271,"rateAvg":9,"loanLimit":272,"earlyRepaymentFee":273,"delinquencyRate":274,"incidentalExpense":275},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":277,"disclosureMonth":196,"companyCode":266,"companyName":267,"productCode":268,"productName":269,"joinWay":205,"mortgageType":206,"mortgageTypeName":207,"repaymentType":247,"repaymentTypeName":248,"rateType":210,"rateTypeName":211,"rateMin":270,"rateMax":271,"rateAvg":278,"loanLimit":272,"earlyRepaymentFee":273,"delinquencyRate":274,"incidentalExpense":275},"0010016-20461501000001001-A-D-C",4.66,{"id":280,"disclosureMonth":196,"companyCode":266,"companyName":267,"productCode":281,"productName":282,"joinWay":205,"mortgageType":221,"mortgageTypeName":222,"repaymentType":247,"repaymentTypeName":248,"rateType":210,"rateTypeName":211,"rateMin":270,"rateMax":271,"rateAvg":283,"loanLimit":272,"earlyRepaymentFee":273,"delinquencyRate":274,"incidentalExpense":275},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":285,"disclosureMonth":196,"companyCode":266,"companyName":267,"productCode":281,"productName":282,"joinWay":205,"mortgageType":206,"mortgageTypeName":207,"repaymentType":247,"repaymentTypeName":248,"rateType":210,"rateTypeName":211,"rateMin":270,"rateMax":271,"rateAvg":286,"loanLimit":272,"earlyRepaymentFee":273,"delinquencyRate":274,"incidentalExpense":275},"0010016-20283701000001001-A-D-C",4.92,{"id":288,"disclosureMonth":196,"companyCode":243,"companyName":244,"productCode":289,"productName":290,"joinWay":205,"mortgageType":221,"mortgageTypeName":222,"repaymentType":247,"repaymentTypeName":248,"rateType":210,"rateTypeName":211,"rateMin":291,"rateMax":292,"rateAvg":293,"loanLimit":252,"earlyRepaymentFee":253,"delinquencyRate":254,"incidentalExpense":255},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":295,"disclosureMonth":196,"companyCode":296,"companyName":297,"productCode":298,"productName":299,"joinWay":300,"mortgageType":206,"mortgageTypeName":207,"repaymentType":208,"repaymentTypeName":209,"rateType":210,"rateTypeName":211,"rateMin":301,"rateMax":302,"rateAvg":9,"loanLimit":233,"earlyRepaymentFee":303,"delinquencyRate":304,"incidentalExpense":305},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":307,"disclosureMonth":196,"companyCode":308,"companyName":309,"productCode":310,"productName":311,"joinWay":312,"mortgageType":206,"mortgageTypeName":207,"repaymentType":247,"repaymentTypeName":248,"rateType":210,"rateTypeName":211,"rateMin":313,"rateMax":314,"rateAvg":315,"loanLimit":316,"earlyRepaymentFee":317,"delinquencyRate":318,"incidentalExpense":319},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":321,"disclosureMonth":196,"companyCode":322,"companyName":323,"productCode":324,"productName":325,"joinWay":326,"mortgageType":221,"mortgageTypeName":222,"repaymentType":247,"repaymentTypeName":248,"rateType":210,"rateTypeName":211,"rateMin":327,"rateMax":328,"rateAvg":329,"loanLimit":330,"earlyRepaymentFee":331,"delinquencyRate":332,"incidentalExpense":333},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":335,"disclosureMonth":196,"companyCode":322,"companyName":323,"productCode":324,"productName":325,"joinWay":326,"mortgageType":206,"mortgageTypeName":207,"repaymentType":247,"repaymentTypeName":248,"rateType":210,"rateTypeName":211,"rateMin":327,"rateMax":328,"rateAvg":336,"loanLimit":330,"earlyRepaymentFee":331,"delinquencyRate":332,"incidentalExpense":333},"0013175-2001104780001-A-D-C",5.13,{"id":338,"disclosureMonth":196,"companyCode":322,"companyName":323,"productCode":324,"productName":325,"joinWay":326,"mortgageType":206,"mortgageTypeName":207,"repaymentType":208,"repaymentTypeName":209,"rateType":210,"rateTypeName":211,"rateMin":327,"rateMax":328,"rateAvg":339,"loanLimit":330,"earlyRepaymentFee":331,"delinquencyRate":332,"incidentalExpense":333},"0013175-2001104780001-A-S-C",4.86,{"id":341,"disclosureMonth":196,"companyCode":322,"companyName":323,"productCode":324,"productName":325,"joinWay":326,"mortgageType":221,"mortgageTypeName":222,"repaymentType":208,"repaymentTypeName":209,"rateType":210,"rateTypeName":211,"rateMin":327,"rateMax":328,"rateAvg":286,"loanLimit":330,"earlyRepaymentFee":331,"delinquencyRate":332,"incidentalExpense":333},"0013175-2001104780001-E-S-C",{"id":343,"disclosureMonth":196,"companyCode":344,"companyName":345,"productCode":346,"productName":347,"joinWay":348,"mortgageType":206,"mortgageTypeName":207,"repaymentType":208,"repaymentTypeName":209,"rateType":210,"rateTypeName":211,"rateMin":349,"rateMax":350,"rateAvg":9,"loanLimit":351,"earlyRepaymentFee":352,"delinquencyRate":353,"incidentalExpense":354},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":356,"disclosureMonth":196,"companyCode":344,"companyName":345,"productCode":346,"productName":347,"joinWay":348,"mortgageType":221,"mortgageTypeName":222,"repaymentType":208,"repaymentTypeName":209,"rateType":210,"rateTypeName":211,"rateMin":349,"rateMax":350,"rateAvg":9,"loanLimit":351,"earlyRepaymentFee":352,"delinquencyRate":353,"incidentalExpense":354},"0010030-1-E-S-C",{"id":358,"disclosureMonth":196,"companyCode":359,"companyName":360,"productCode":361,"productName":362,"joinWay":205,"mortgageType":206,"mortgageTypeName":207,"repaymentType":208,"repaymentTypeName":209,"rateType":210,"rateTypeName":211,"rateMin":263,"rateMax":363,"rateAvg":9,"loanLimit":233,"earlyRepaymentFee":364,"delinquencyRate":365,"incidentalExpense":366},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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