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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":247,"disclosureMonth":223,"companyCode":228,"companyName":229,"productCode":230,"productName":231,"joinWay":232,"mortgageType":248,"mortgageTypeName":249,"repaymentType":235,"repaymentTypeName":236,"rateType":237,"rateTypeName":238,"rateMin":239,"rateMax":240,"rateAvg":250,"loanLimit":242,"earlyRepaymentFee":243,"delinquencyRate":244,"incidentalExpense":245},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":252,"disclosureMonth":223,"companyCode":253,"companyName":254,"productCode":255,"productName":256,"joinWay":232,"mortgageType":248,"mortgageTypeName":249,"repaymentType":235,"repaymentTypeName":236,"rateType":237,"rateTypeName":238,"rateMin":257,"rateMax":258,"rateAvg":259,"loanLimit":260,"earlyRepaymentFee":261,"delinquencyRate":262,"incidentalExpense":263},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 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등",{"id":348,"disclosureMonth":223,"companyCode":349,"companyName":350,"productCode":351,"productName":352,"joinWay":353,"mortgageType":248,"mortgageTypeName":249,"repaymentType":274,"repaymentTypeName":275,"rateType":237,"rateTypeName":238,"rateMin":354,"rateMax":355,"rateAvg":356,"loanLimit":357,"earlyRepaymentFee":358,"delinquencyRate":359,"incidentalExpense":360},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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