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없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":567,"disclosureMonth":525,"companyCode":555,"companyName":556,"productCode":568,"productName":569,"joinWay":534,"mortgageType":535,"mortgageTypeName":536,"repaymentType":537,"repaymentTypeName":538,"rateType":539,"rateTypeName":540,"rateMin":559,"rateMax":560,"rateAvg":24,"loanLimit":562,"earlyRepaymentFee":563,"delinquencyRate":564,"incidentalExpense":565},"0010001-1054-A-S-C","1054","우리아파트론",{"id":571,"disclosureMonth":525,"companyCode":572,"companyName":573,"productCode":574,"productName":575,"joinWay":534,"mortgageType":535,"mortgageTypeName":536,"repaymentType":576,"repaymentTypeName":577,"rateType":539,"rateTypeName":540,"rateMin":578,"rateMax":579,"rateAvg":162,"loanLimit":580,"earlyRepaymentFee":581,"delinquencyRate":582,"incidentalExpense":583},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":585,"disclosureMonth":525,"companyCode":555,"companyName":556,"productCode":557,"productName":558,"joinWay":534,"mortgageType":550,"mortgageTypeName":551,"repaymentType":576,"repaymentTypeName":577,"rateType":539,"rateTypeName":540,"rateMin":586,"rateMax":587,"rateAvg":588,"loanLimit":562,"earlyRepaymentFee":563,"delinquencyRate":564,"incidentalExpense":565},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":590,"disclosureMonth":525,"companyCode":555,"companyName":556,"productCode":568,"productName":569,"joinWay":534,"mortgageType":535,"mortgageTypeName":536,"repaymentType":576,"repaymentTypeName":577,"rateType":539,"rateTypeName":540,"rateMin":586,"rateMax":587,"rateAvg":591,"loanLimit":562,"earlyRepaymentFee":563,"delinquencyRate":564,"incidentalExpense":565},"0010001-1054-A-D-C",4.75,{"id":593,"disclosureMonth":525,"companyCode":594,"companyName":595,"productCode":596,"productName":597,"joinWay":534,"mortgageType":550,"mortgageTypeName":551,"repaymentType":576,"repaymentTypeName":577,"rateType":539,"rateTypeName":540,"rateMin":598,"rateMax":599,"rateAvg":24,"loanLimit":600,"earlyRepaymentFee":601,"delinquencyRate":602,"incidentalExpense":603},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":605,"disclosureMonth":525,"companyCode":594,"companyName":595,"productCode":596,"productName":597,"joinWay":534,"mortgageType":535,"mortgageTypeName":536,"repaymentType":576,"repaymentTypeName":577,"rateType":539,"rateTypeName":540,"rateMin":598,"rateMax":599,"rateAvg":606,"loanLimit":600,"earlyRepaymentFee":601,"delinquencyRate":602,"incidentalExpense":603},"0010016-20461501000001001-A-D-C",4.66,{"id":608,"disclosureMonth":525,"companyCode":594,"companyName":595,"productCode":609,"productName":610,"joinWay":534,"mortgageType":550,"mortgageTypeName":551,"repaymentType":576,"repaymentTypeName":577,"rateType":539,"rateTypeName":540,"rateMin":598,"rateMax":599,"rateAvg":611,"loanLimit":600,"earlyRepaymentFee":601,"delinquencyRate":602,"incidentalExpense":603},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":613,"disclosureMonth":525,"companyCode":594,"companyName":595,"productCode":609,"productName":610,"joinWay":534,"mortgageType":535,"mortgageTypeName":536,"repaymentType":576,"repaymentTypeName":577,"rateType":539,"rateTypeName":540,"rateMin":598,"rateMax":599,"rateAvg":614,"loanLimit":600,"earlyRepaymentFee":601,"delinquencyRate":602,"incidentalExpense":603},"0010016-20283701000001001-A-D-C",4.92,{"id":616,"disclosureMonth":525,"companyCode":572,"companyName":573,"productCode":617,"productName":618,"joinWay":534,"mortgageType":550,"mortgageTypeName":551,"repaymentType":576,"repaymentTypeName":577,"rateType":539,"rateTypeName":540,"rateMin":619,"rateMax":620,"rateAvg":621,"loanLimit":580,"earlyRepaymentFee":581,"delinquencyRate":582,"incidentalExpense":583},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":623,"disclosureMonth":525,"companyCode":624,"companyName":625,"productCode":626,"productName":627,"joinWay":628,"mortgageType":535,"mortgageTypeName":536,"repaymentType":537,"repaymentTypeName":538,"rateType":539,"rateTypeName":540,"rateMin":629,"rateMax":630,"rateAvg":24,"loanLimit":562,"earlyRepaymentFee":631,"delinquencyRate":632,"incidentalExpense":633},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":635,"disclosureMonth":525,"companyCode":636,"companyName":637,"productCode":638,"productName":639,"joinWay":640,"mortgageType":535,"mortgageTypeName":536,"repaymentType":576,"repaymentTypeName":577,"rateType":539,"rateTypeName":540,"rateMin":641,"rateMax":642,"rateAvg":643,"loanLimit":644,"earlyRepaymentFee":645,"delinquencyRate":646,"incidentalExpense":647},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":649,"disclosureMonth":525,"companyCode":650,"companyName":651,"productCode":652,"productName":653,"joinWay":654,"mortgageType":550,"mortgageTypeName":551,"repaymentType":576,"repaymentTypeName":577,"rateType":539,"rateTypeName":540,"rateMin":655,"rateMax":656,"rateAvg":657,"loanLimit":658,"earlyRepaymentFee":659,"delinquencyRate":660,"incidentalExpense":661},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":663,"disclosureMonth":525,"companyCode":650,"companyName":651,"productCode":652,"productName":653,"joinWay":654,"mortgageType":535,"mortgageTypeName":536,"repaymentType":576,"repaymentTypeName":577,"rateType":539,"rateTypeName":540,"rateMin":655,"rateMax":656,"rateAvg":664,"loanLimit":658,"earlyRepaymentFee":659,"delinquencyRate":660,"incidentalExpense":661},"0013175-2001104780001-A-D-C",5.13,{"id":666,"disclosureMonth":525,"companyCode":650,"companyName":651,"productCode":652,"productName":653,"joinWay":654,"mortgageType":535,"mortgageTypeName":536,"repaymentType":537,"repaymentTypeName":538,"rateType":539,"rateTypeName":540,"rateMin":655,"rateMax":656,"rateAvg":667,"loanLimit":658,"earlyRepaymentFee":659,"delinquencyRate":660,"incidentalExpense":661},"0013175-2001104780001-A-S-C",4.86,{"id":669,"disclosureMonth":525,"companyCode":650,"companyName":651,"productCode":652,"productName":653,"joinWay":654,"mortgageType":550,"mortgageTypeName":551,"repaymentType":537,"repaymentTypeName":538,"rateType":539,"rateTypeName":540,"rateMin":655,"rateMax":656,"rateAvg":614,"loanLimit":658,"earlyRepaymentFee":659,"delinquencyRate":660,"incidentalExpense":661},"0013175-2001104780001-E-S-C",{"id":671,"disclosureMonth":525,"companyCode":672,"companyName":673,"productCode":674,"productName":675,"joinWay":676,"mortgageType":535,"mortgageTypeName":536,"repaymentType":537,"repaymentTypeName":538,"rateType":539,"rateTypeName":540,"rateMin":677,"rateMax":678,"rateAvg":24,"loanLimit":679,"earlyRepaymentFee":680,"delinquencyRate":681,"incidentalExpense":682},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":684,"disclosureMonth":525,"companyCode":672,"companyName":673,"productCode":674,"productName":675,"joinWay":676,"mortgageType":550,"mortgageTypeName":551,"repaymentType":537,"repaymentTypeName":538,"rateType":539,"rateTypeName":540,"rateMin":677,"rateMax":678,"rateAvg":24,"loanLimit":679,"earlyRepaymentFee":680,"delinquencyRate":681,"incidentalExpense":682},"0010030-1-E-S-C",{"id":686,"disclosureMonth":525,"companyCode":687,"companyName":688,"productCode":689,"productName":690,"joinWay":534,"mortgageType":535,"mortgageTypeName":536,"repaymentType":537,"repaymentTypeName":538,"rateType":539,"rateTypeName":540,"rateMin":591,"rateMax":691,"rateAvg":24,"loanLimit":562,"earlyRepaymentFee":692,"delinquencyRate":693,"incidentalExpense":694},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":696,"disclosureMonth":525,"companyCode":687,"companyName":688,"productCode":689,"productName":690,"joinWay":534,"mortgageType":550,"mortgageTypeName":551,"repaymentType":537,"repaymentTypeName":538,"rateType":539,"rateTypeName":540,"rateMin":591,"rateMax":691,"rateAvg":24,"loanLimit":562,"earlyRepaymentFee":692,"delinquencyRate":693,"incidentalExpense":694},"0010927-KB200300000002-E-S-C",{"id":698,"disclosureMonth":525,"companyCode":530,"companyName":531,"productCode":699,"productName":700,"joinWay":640,"mortgageType":535,"mortgageTypeName":536,"repaymentType":576,"repaymentTypeName":577,"rateType":539,"rateTypeName":540,"rateMin":701,"rateMax":702,"rateAvg":703,"loanLimit":704,"earlyRepaymentFee":545,"delinquencyRate":546,"incidentalExpense":705},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":707,"disclosureMonth":525,"companyCode":708,"companyName":709,"productCode":710,"productName":711,"joinWay":640,"mortgageType":535,"mortgageTypeName":536,"repaymentType":576,"repaymentTypeName":577,"rateType":539,"rateTypeName":540,"rateMin":712,"rateMax":713,"rateAvg":714,"loanLimit":715,"earlyRepaymentFee":716,"delinquencyRate":717,"incidentalExpense":718},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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