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아파트","\u002Fapt\u002F%EA%B4%91%EC%A3%BC%EA%B4%91%EC%97%AD%EC%8B%9C\u002F%EC%84%9C%EA%B5%AC\u002F%EB%86%8D%EC%84%B1%EB%8F%99\u002F%EB%B9%8C%EB%A6%AC%EB%B8%8C%ED%8A%B8%EB%A0%88%EB%B9%84%EC%B2%B4-A10020633-%EC%8B%A4%EA%B1%B0%EB%9E%98%EA%B0%80",{"ok":7,"source":480,"finGroup":481,"totalCount":482,"disclosureMonth":483,"syncedAt":484,"items":485},"금융감독원 금융상품한눈에 · 아파트메이트 일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[486,506,511,524,528,542,547,550,562,565,570,573,580,592,606,620,623,626,628,641,643,653,655,664,677,683,693,696,704,706,711,713,717,720,723,728,732,735,739,743,747,757,762,764,766,771,777,789,791,795,798,801,803,806,810,814,825,827,838,850,853,857,861,863,866,872,876,882,886,891,903,908,911,914,916,922,925,928,930,937,939,941,943,947,949,951,953,956,958,962,964,968,970,974,976,981,983,987,993,995,998,1003,1005,1010,1012,1014,1016,1021,1025,1029,1033],{"id":487,"disclosureMonth":483,"companyCode":488,"companyName":489,"productCode":490,"productName":491,"joinWay":492,"mortgageType":493,"mortgageTypeName":494,"repaymentType":495,"repaymentTypeName":496,"rateType":497,"rateTypeName":498,"rateMin":499,"rateMax":500,"rateAvg":501,"loanLimit":502,"earlyRepaymentFee":503,"delinquencyRate":504,"incidentalExpense":505},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":507,"disclosureMonth":483,"companyCode":488,"companyName":489,"productCode":490,"productName":491,"joinWay":492,"mortgageType":508,"mortgageTypeName":509,"repaymentType":495,"repaymentTypeName":496,"rateType":497,"rateTypeName":498,"rateMin":499,"rateMax":500,"rateAvg":510,"loanLimit":502,"earlyRepaymentFee":503,"delinquencyRate":504,"incidentalExpense":505},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":512,"disclosureMonth":483,"companyCode":513,"companyName":514,"productCode":515,"productName":516,"joinWay":492,"mortgageType":508,"mortgageTypeName":509,"repaymentType":495,"repaymentTypeName":496,"rateType":497,"rateTypeName":498,"rateMin":517,"rateMax":518,"rateAvg":519,"loanLimit":520,"earlyRepaymentFee":521,"delinquencyRate":522,"incidentalExpense":523},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":525,"disclosureMonth":483,"companyCode":513,"companyName":514,"productCode":526,"productName":527,"joinWay":492,"mortgageType":493,"mortgageTypeName":494,"repaymentType":495,"repaymentTypeName":496,"rateType":497,"rateTypeName":498,"rateMin":517,"rateMax":518,"rateAvg":22,"loanLimit":520,"earlyRepaymentFee":521,"delinquencyRate":522,"incidentalExpense":523},"0010001-1054-A-S-C","1054","우리아파트론",{"id":529,"disclosureMonth":483,"companyCode":530,"companyName":531,"productCode":532,"productName":533,"joinWay":492,"mortgageType":493,"mortgageTypeName":494,"repaymentType":534,"repaymentTypeName":535,"rateType":497,"rateTypeName":498,"rateMin":536,"rateMax":537,"rateAvg":104,"loanLimit":538,"earlyRepaymentFee":539,"delinquencyRate":540,"incidentalExpense":541},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":543,"disclosureMonth":483,"companyCode":513,"companyName":514,"productCode":515,"productName":516,"joinWay":492,"mortgageType":508,"mortgageTypeName":509,"repaymentType":534,"repaymentTypeName":535,"rateType":497,"rateTypeName":498,"rateMin":544,"rateMax":545,"rateAvg":546,"loanLimit":520,"earlyRepaymentFee":521,"delinquencyRate":522,"incidentalExpense":523},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":548,"disclosureMonth":483,"companyCode":513,"companyName":514,"productCode":526,"productName":527,"joinWay":492,"mortgageType":493,"mortgageTypeName":494,"repaymentType":534,"repaymentTypeName":535,"rateType":497,"rateTypeName":498,"rateMin":544,"rateMax":545,"rateAvg":549,"loanLimit":520,"earlyRepaymentFee":521,"delinquencyRate":522,"incidentalExpense":523},"0010001-1054-A-D-C",4.75,{"id":551,"disclosureMonth":483,"companyCode":552,"companyName":553,"productCode":554,"productName":555,"joinWay":492,"mortgageType":508,"mortgageTypeName":509,"repaymentType":534,"repaymentTypeName":535,"rateType":497,"rateTypeName":498,"rateMin":556,"rateMax":557,"rateAvg":22,"loanLimit":558,"earlyRepaymentFee":559,"delinquencyRate":560,"incidentalExpense":561},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":563,"disclosureMonth":483,"companyCode":552,"companyName":553,"productCode":554,"productName":555,"joinWay":492,"mortgageType":493,"mortgageTypeName":494,"repaymentType":534,"repaymentTypeName":535,"rateType":497,"rateTypeName":498,"rateMin":556,"rateMax":557,"rateAvg":564,"loanLimit":558,"earlyRepaymentFee":559,"delinquencyRate":560,"incidentalExpense":561},"0010016-20461501000001001-A-D-C",4.66,{"id":566,"disclosureMonth":483,"companyCode":552,"companyName":553,"productCode":567,"productName":568,"joinWay":492,"mortgageType":508,"mortgageTypeName":509,"repaymentType":534,"repaymentTypeName":535,"rateType":497,"rateTypeName":498,"rateMin":556,"rateMax":557,"rateAvg":569,"loanLimit":558,"earlyRepaymentFee":559,"delinquencyRate":560,"incidentalExpense":561},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":571,"disclosureMonth":483,"companyCode":552,"companyName":553,"productCode":567,"productName":568,"joinWay":492,"mortgageType":493,"mortgageTypeName":494,"repaymentType":534,"repaymentTypeName":535,"rateType":497,"rateTypeName":498,"rateMin":556,"rateMax":557,"rateAvg":572,"loanLimit":558,"earlyRepaymentFee":559,"delinquencyRate":560,"incidentalExpense":561},"0010016-20283701000001001-A-D-C",4.92,{"id":574,"disclosureMonth":483,"companyCode":530,"companyName":531,"productCode":575,"productName":576,"joinWay":492,"mortgageType":508,"mortgageTypeName":509,"repaymentType":534,"repaymentTypeName":535,"rateType":497,"rateTypeName":498,"rateMin":577,"rateMax":578,"rateAvg":579,"loanLimit":538,"earlyRepaymentFee":539,"delinquencyRate":540,"incidentalExpense":541},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":581,"disclosureMonth":483,"companyCode":582,"companyName":583,"productCode":584,"productName":585,"joinWay":586,"mortgageType":493,"mortgageTypeName":494,"repaymentType":495,"repaymentTypeName":496,"rateType":497,"rateTypeName":498,"rateMin":587,"rateMax":588,"rateAvg":22,"loanLimit":520,"earlyRepaymentFee":589,"delinquencyRate":590,"incidentalExpense":591},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":607,"disclosureMonth":483,"companyCode":608,"companyName":609,"productCode":610,"productName":611,"joinWay":612,"mortgageType":508,"mortgageTypeName":509,"repaymentType":534,"repaymentTypeName":535,"rateType":497,"rateTypeName":498,"rateMin":613,"rateMax":614,"rateAvg":615,"loanLimit":616,"earlyRepaymentFee":617,"delinquencyRate":618,"incidentalExpense":619},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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