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채권할인율",{"id":468,"disclosureMonth":444,"companyCode":449,"companyName":450,"productCode":451,"productName":452,"joinWay":453,"mortgageType":469,"mortgageTypeName":470,"repaymentType":456,"repaymentTypeName":457,"rateType":458,"rateTypeName":459,"rateMin":460,"rateMax":461,"rateAvg":471,"loanLimit":463,"earlyRepaymentFee":464,"delinquencyRate":465,"incidentalExpense":466},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":473,"disclosureMonth":444,"companyCode":474,"companyName":475,"productCode":476,"productName":477,"joinWay":453,"mortgageType":469,"mortgageTypeName":470,"repaymentType":456,"repaymentTypeName":457,"rateType":458,"rateTypeName":459,"rateMin":478,"rateMax":479,"rateAvg":480,"loanLimit":481,"earlyRepaymentFee":482,"delinquencyRate":483,"incidentalExpense":484},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":486,"disclosureMonth":444,"companyCode":474,"companyName":475,"productCode":487,"productName":488,"joinWay":453,"mortgageType":454,"mortgageTypeName":455,"repaymentType":456,"repaymentTypeName":457,"rateType":458,"rateTypeName":459,"rateMin":478,"rateMax":479,"rateAvg":9,"loanLimit":481,"earlyRepaymentFee":482,"delinquencyRate":483,"incidentalExpense":484},"0010001-1054-A-S-C","1054","우리아파트론",{"id":490,"disclosureMonth":444,"companyCode":491,"companyName":492,"productCode":493,"productName":494,"joinWay":453,"mortgageType":454,"mortgageTypeName":455,"repaymentType":495,"repaymentTypeName":496,"rateType":458,"rateTypeName":459,"rateMin":497,"rateMax":498,"rateAvg":85,"loanLimit":499,"earlyRepaymentFee":500,"delinquencyRate":501,"incidentalExpense":502},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":504,"disclosureMonth":444,"companyCode":474,"companyName":475,"productCode":476,"productName":477,"joinWay":453,"mortgageType":469,"mortgageTypeName":470,"repaymentType":495,"repaymentTypeName":496,"rateType":458,"rateTypeName":459,"rateMin":505,"rateMax":506,"rateAvg":507,"loanLimit":481,"earlyRepaymentFee":482,"delinquencyRate":483,"incidentalExpense":484},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":509,"disclosureMonth":444,"companyCode":474,"companyName":475,"productCode":487,"productName":488,"joinWay":453,"mortgageType":454,"mortgageTypeName":455,"repaymentType":495,"repaymentTypeName":496,"rateType":458,"rateTypeName":459,"rateMin":505,"rateMax":506,"rateAvg":510,"loanLimit":481,"earlyRepaymentFee":482,"delinquencyRate":483,"incidentalExpense":484},"0010001-1054-A-D-C",4.75,{"id":512,"disclosureMonth":444,"companyCode":513,"companyName":514,"productCode":515,"productName":516,"joinWay":453,"mortgageType":469,"mortgageTypeName":470,"repaymentType":495,"repaymentTypeName":496,"rateType":458,"rateTypeName":459,"rateMin":517,"rateMax":518,"rateAvg":9,"loanLimit":519,"earlyRepaymentFee":520,"delinquencyRate":521,"incidentalExpense":522},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":524,"disclosureMonth":444,"companyCode":513,"companyName":514,"productCode":515,"productName":516,"joinWay":453,"mortgageType":454,"mortgageTypeName":455,"repaymentType":495,"repaymentTypeName":496,"rateType":458,"rateTypeName":459,"rateMin":517,"rateMax":518,"rateAvg":525,"loanLimit":519,"earlyRepaymentFee":520,"delinquencyRate":521,"incidentalExpense":522},"0010016-20461501000001001-A-D-C",4.66,{"id":527,"disclosureMonth":444,"companyCode":513,"companyName":514,"productCode":528,"productName":529,"joinWay":453,"mortgageType":469,"mortgageTypeName":470,"repaymentType":495,"repaymentTypeName":496,"rateType":458,"rateTypeName":459,"rateMin":517,"rateMax":518,"rateAvg":530,"loanLimit":519,"earlyRepaymentFee":520,"delinquencyRate":521,"incidentalExpense":522},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":532,"disclosureMonth":444,"companyCode":513,"companyName":514,"productCode":528,"productName":529,"joinWay":453,"mortgageType":454,"mortgageTypeName":455,"repaymentType":495,"repaymentTypeName":496,"rateType":458,"rateTypeName":459,"rateMin":517,"rateMax":518,"rateAvg":533,"loanLimit":519,"earlyRepaymentFee":520,"delinquencyRate":521,"incidentalExpense":522},"0010016-20283701000001001-A-D-C",4.92,{"id":535,"disclosureMonth":444,"companyCode":491,"companyName":492,"productCode":536,"productName":537,"joinWay":453,"mortgageType":469,"mortgageTypeName":470,"repaymentType":495,"repaymentTypeName":496,"rateType":458,"rateTypeName":459,"rateMin":538,"rateMax":539,"rateAvg":540,"loanLimit":499,"earlyRepaymentFee":500,"delinquencyRate":501,"incidentalExpense":502},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":542,"disclosureMonth":444,"companyCode":543,"companyName":544,"productCode":545,"productName":546,"joinWay":547,"mortgageType":454,"mortgageTypeName":455,"repaymentType":456,"repaymentTypeName":457,"rateType":458,"rateTypeName":459,"rateMin":548,"rateMax":549,"rateAvg":9,"loanLimit":481,"earlyRepaymentFee":550,"delinquencyRate":551,"incidentalExpense":552},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":554,"disclosureMonth":444,"companyCode":555,"companyName":556,"productCode":557,"productName":558,"joinWay":559,"mortgageType":454,"mortgageTypeName":455,"repaymentType":495,"repaymentTypeName":496,"rateType":458,"rateTypeName":459,"rateMin":560,"rateMax":561,"rateAvg":562,"loanLimit":563,"earlyRepaymentFee":564,"delinquencyRate":565,"incidentalExpense":566},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":568,"disclosureMonth":444,"companyCode":569,"companyName":570,"productCode":571,"productName":572,"joinWay":573,"mortgageType":469,"mortgageTypeName":470,"repaymentType":495,"repaymentTypeName":496,"rateType":458,"rateTypeName":459,"rateMin":574,"rateMax":575,"rateAvg":576,"loanLimit":577,"earlyRepaymentFee":578,"delinquencyRate":579,"incidentalExpense":580},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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