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도움대출II","영업점,모집인","A","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":506,"disclosureMonth":150,"companyCode":488,"companyName":489,"productCode":490,"productName":491,"joinWay":492,"mortgageType":507,"mortgageTypeName":508,"repaymentType":494,"repaymentTypeName":495,"rateType":496,"rateTypeName":497,"rateMin":498,"rateMax":499,"rateAvg":509,"loanLimit":501,"earlyRepaymentFee":502,"delinquencyRate":503,"incidentalExpense":504},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":511,"disclosureMonth":150,"companyCode":512,"companyName":513,"productCode":514,"productName":515,"joinWay":492,"mortgageType":507,"mortgageTypeName":508,"repaymentType":494,"repaymentTypeName":495,"rateType":496,"rateTypeName":497,"rateMin":516,"rateMax":517,"rateAvg":518,"loanLimit":519,"earlyRepaymentFee":520,"delinquencyRate":521,"incidentalExpense":522},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":542,"disclosureMonth":150,"companyCode":512,"companyName":513,"productCode":514,"productName":515,"joinWay":492,"mortgageType":507,"mortgageTypeName":508,"repaymentType":533,"repaymentTypeName":534,"rateType":496,"rateTypeName":497,"rateMin":543,"rateMax":544,"rateAvg":545,"loanLimit":519,"earlyRepaymentFee":520,"delinquencyRate":521,"incidentalExpense":522},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":547,"disclosureMonth":150,"companyCode":512,"companyName":513,"productCode":525,"productName":526,"joinWay":492,"mortgageType":493,"mortgageTypeName":82,"repaymentType":533,"repaymentTypeName":534,"rateType":496,"rateTypeName":497,"rateMin":543,"rateMax":544,"rateAvg":548,"loanLimit":519,"earlyRepaymentFee":520,"delinquencyRate":521,"incidentalExpense":522},"0010001-1054-A-D-C",4.75,{"id":550,"disclosureMonth":150,"companyCode":551,"companyName":552,"productCode":553,"productName":554,"joinWay":492,"mortgageType":507,"mortgageTypeName":508,"repaymentType":533,"repaymentTypeName":534,"rateType":496,"rateTypeName":497,"rateMin":555,"rateMax":556,"rateAvg":24,"loanLimit":557,"earlyRepaymentFee":558,"delinquencyRate":559,"incidentalExpense":560},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":562,"disclosureMonth":150,"companyCode":551,"companyName":552,"productCode":553,"productName":554,"joinWay":492,"mortgageType":493,"mortgageTypeName":82,"repaymentType":533,"repaymentTypeName":534,"rateType":496,"rateTypeName":497,"rateMin":555,"rateMax":556,"rateAvg":563,"loanLimit":557,"earlyRepaymentFee":558,"delinquencyRate":559,"incidentalExpense":560},"0010016-20461501000001001-A-D-C",4.66,{"id":565,"disclosureMonth":150,"companyCode":551,"companyName":552,"productCode":566,"productName":567,"joinWay":492,"mortgageType":507,"mortgageTypeName":508,"repaymentType":533,"repaymentTypeName":534,"rateType":496,"rateTypeName":497,"rateMin":555,"rateMax":556,"rateAvg":568,"loanLimit":557,"earlyRepaymentFee":558,"delinquencyRate":559,"incidentalExpense":560},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":570,"disclosureMonth":150,"companyCode":551,"companyName":552,"productCode":566,"productName":567,"joinWay":492,"mortgageType":493,"mortgageTypeName":82,"repaymentType":533,"repaymentTypeName":534,"rateType":496,"rateTypeName":497,"rateMin":555,"rateMax":556,"rateAvg":571,"loanLimit":557,"earlyRepaymentFee":558,"delinquencyRate":559,"incidentalExpense":560},"0010016-20283701000001001-A-D-C",4.92,{"id":573,"disclosureMonth":150,"companyCode":529,"companyName":530,"productCode":574,"productName":575,"joinWay":492,"mortgageType":507,"mortgageTypeName":508,"repaymentType":533,"repaymentTypeName":534,"rateType":496,"rateTypeName":497,"rateMin":576,"rateMax":577,"rateAvg":578,"loanLimit":537,"earlyRepaymentFee":538,"delinquencyRate":539,"incidentalExpense":540},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":580,"disclosureMonth":150,"companyCode":581,"companyName":582,"productCode":583,"productName":584,"joinWay":585,"mortgageType":493,"mortgageTypeName":82,"repaymentType":494,"repaymentTypeName":495,"rateType":496,"rateTypeName":497,"rateMin":586,"rateMax":587,"rateAvg":24,"loanLimit":519,"earlyRepaymentFee":588,"delinquencyRate":589,"incidentalExpense":590},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":592,"disclosureMonth":150,"companyCode":593,"companyName":594,"productCode":595,"productName":596,"joinWay":597,"mortgageType":493,"mortgageTypeName":82,"repaymentType":533,"repaymentTypeName":534,"rateType":496,"rateTypeName":497,"rateMin":598,"rateMax":599,"rateAvg":600,"loanLimit":601,"earlyRepaymentFee":602,"delinquencyRate":603,"incidentalExpense":604},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":606,"disclosureMonth":150,"companyCode":607,"companyName":608,"productCode":609,"productName":610,"joinWay":611,"mortgageType":507,"mortgageTypeName":508,"repaymentType":533,"repaymentTypeName":534,"rateType":496,"rateTypeName":497,"rateMin":612,"rateMax":613,"rateAvg":614,"loanLimit":615,"earlyRepaymentFee":616,"delinquencyRate":617,"incidentalExpense":618},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":620,"disclosureMonth":150,"companyCode":607,"companyName":608,"productCode":609,"productName":610,"joinWay":611,"mortgageType":493,"mortgageTypeName":82,"repaymentType":533,"repaymentTypeName":534,"rateType":496,"rateTypeName":497,"rateMin":612,"rateMax":613,"rateAvg":621,"loanLimit":615,"earlyRepaymentFee":616,"delinquencyRate":617,"incidentalExpense":618},"0013175-2001104780001-A-D-C",5.13,{"id":623,"disclosureMonth":150,"companyCode":607,"companyName":608,"productCode":609,"productName":610,"joinWay":611,"mortgageType":493,"mortgageTypeName":82,"repaymentType":494,"repaymentTypeName":495,"rateType":496,"rateTypeName":497,"rateMin":612,"rateMax":613,"rateAvg":624,"loanLimit":615,"earlyRepaymentFee":616,"delinquencyRate":617,"incidentalExpense":618},"0013175-2001104780001-A-S-C",4.86,{"id":626,"disclosureMonth":150,"companyCode":607,"companyName":608,"productCode":609,"productName":610,"joinWay":611,"mortgageType":507,"mortgageTypeName":508,"repaymentType":494,"repaymentTypeName":495,"rateType":496,"rateTypeName":497,"rateMin":612,"rateMax":613,"rateAvg":571,"loanLimit":615,"earlyRepaymentFee":616,"delinquencyRate":617,"incidentalExpense":618},"0013175-2001104780001-E-S-C",{"id":628,"disclosureMonth":150,"companyCode":629,"companyName":630,"productCode":103,"productName":631,"joinWay":632,"mortgageType":493,"mortgageTypeName":82,"repaymentType":494,"repaymentTypeName":495,"rateType":496,"rateTypeName":497,"rateMin":633,"rateMax":634,"rateAvg":24,"loanLimit":635,"earlyRepaymentFee":636,"delinquencyRate":637,"incidentalExpense":638},"0010030-1-A-S-C","0010030","한국산업은행","산은 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매입비용",{"id":640,"disclosureMonth":150,"companyCode":629,"companyName":630,"productCode":103,"productName":631,"joinWay":632,"mortgageType":507,"mortgageTypeName":508,"repaymentType":494,"repaymentTypeName":495,"rateType":496,"rateTypeName":497,"rateMin":633,"rateMax":634,"rateAvg":24,"loanLimit":635,"earlyRepaymentFee":636,"delinquencyRate":637,"incidentalExpense":638},"0010030-1-E-S-C",{"id":642,"disclosureMonth":150,"companyCode":643,"companyName":644,"productCode":645,"productName":646,"joinWay":492,"mortgageType":493,"mortgageTypeName":82,"repaymentType":494,"repaymentTypeName":495,"rateType":496,"rateTypeName":497,"rateMin":548,"rateMax":647,"rateAvg":24,"loanLimit":519,"earlyRepaymentFee":648,"delinquencyRate":649,"incidentalExpense":650},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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