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대출금액*120%*1%*채권할인율",{"id":576,"disclosureMonth":97,"companyCode":546,"companyName":547,"productCode":548,"productName":549,"joinWay":525,"mortgageType":541,"mortgageTypeName":542,"repaymentType":567,"repaymentTypeName":568,"rateType":530,"rateTypeName":531,"rateMin":577,"rateMax":578,"rateAvg":579,"loanLimit":553,"earlyRepaymentFee":554,"delinquencyRate":555,"incidentalExpense":556},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":581,"disclosureMonth":97,"companyCode":546,"companyName":547,"productCode":559,"productName":560,"joinWay":525,"mortgageType":526,"mortgageTypeName":527,"repaymentType":567,"repaymentTypeName":568,"rateType":530,"rateTypeName":531,"rateMin":577,"rateMax":578,"rateAvg":582,"loanLimit":553,"earlyRepaymentFee":554,"delinquencyRate":555,"incidentalExpense":556},"0010001-1054-A-D-C",4.75,{"id":584,"disclosureMonth":97,"companyCode":585,"companyName":586,"productCode":587,"productName":588,"joinWay":525,"mortgageType":541,"mortgageTypeName":542,"repaymentType":567,"repaymentTypeName":568,"rateType":530,"rateTypeName":531,"rateMin":589,"rateMax":590,"rateAvg":9,"loanLimit":591,"earlyRepaymentFee":592,"delinquencyRate":593,"incidentalExpense":594},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":596,"disclosureMonth":97,"companyCode":585,"companyName":586,"productCode":587,"productName":588,"joinWay":525,"mortgageType":526,"mortgageTypeName":527,"repaymentType":567,"repaymentTypeName":568,"rateType":530,"rateTypeName":531,"rateMin":589,"rateMax":590,"rateAvg":597,"loanLimit":591,"earlyRepaymentFee":592,"delinquencyRate":593,"incidentalExpense":594},"0010016-20461501000001001-A-D-C",4.66,{"id":599,"disclosureMonth":97,"companyCode":585,"companyName":586,"productCode":600,"productName":601,"joinWay":525,"mortgageType":541,"mortgageTypeName":542,"repaymentType":567,"repaymentTypeName":568,"rateType":530,"rateTypeName":531,"rateMin":589,"rateMax":590,"rateAvg":602,"loanLimit":591,"earlyRepaymentFee":592,"delinquencyRate":593,"incidentalExpense":594},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":604,"disclosureMonth":97,"companyCode":585,"companyName":586,"productCode":600,"productName":601,"joinWay":525,"mortgageType":526,"mortgageTypeName":527,"repaymentType":567,"repaymentTypeName":568,"rateType":530,"rateTypeName":531,"rateMin":589,"rateMax":590,"rateAvg":605,"loanLimit":591,"earlyRepaymentFee":592,"delinquencyRate":593,"incidentalExpense":594},"0010016-20283701000001001-A-D-C",4.92,{"id":607,"disclosureMonth":97,"companyCode":563,"companyName":564,"productCode":608,"productName":609,"joinWay":525,"mortgageType":541,"mortgageTypeName":542,"repaymentType":567,"repaymentTypeName":568,"rateType":530,"rateTypeName":531,"rateMin":610,"rateMax":611,"rateAvg":612,"loanLimit":571,"earlyRepaymentFee":572,"delinquencyRate":573,"incidentalExpense":574},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":614,"disclosureMonth":97,"companyCode":615,"companyName":616,"productCode":617,"productName":618,"joinWay":619,"mortgageType":526,"mortgageTypeName":527,"repaymentType":528,"repaymentTypeName":529,"rateType":530,"rateTypeName":531,"rateMin":620,"rateMax":621,"rateAvg":9,"loanLimit":553,"earlyRepaymentFee":622,"delinquencyRate":623,"incidentalExpense":624},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":626,"disclosureMonth":97,"companyCode":627,"companyName":628,"productCode":629,"productName":630,"joinWay":631,"mortgageType":526,"mortgageTypeName":527,"repaymentType":567,"repaymentTypeName":568,"rateType":530,"rateTypeName":531,"rateMin":632,"rateMax":633,"rateAvg":634,"loanLimit":635,"earlyRepaymentFee":636,"delinquencyRate":637,"incidentalExpense":638},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":640,"disclosureMonth":97,"companyCode":641,"companyName":642,"productCode":643,"productName":644,"joinWay":645,"mortgageType":541,"mortgageTypeName":542,"repaymentType":567,"repaymentTypeName":568,"rateType":530,"rateTypeName":531,"rateMin":646,"rateMax":647,"rateAvg":648,"loanLimit":649,"earlyRepaymentFee":650,"delinquencyRate":651,"incidentalExpense":652},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":654,"disclosureMonth":97,"companyCode":641,"companyName":642,"productCode":643,"productName":644,"joinWay":645,"mortgageType":526,"mortgageTypeName":527,"repaymentType":567,"repaymentTypeName":568,"rateType":530,"rateTypeName":531,"rateMin":646,"rateMax":647,"rateAvg":655,"loanLimit":649,"earlyRepaymentFee":650,"delinquencyRate":651,"incidentalExpense":652},"0013175-2001104780001-A-D-C",5.13,{"id":657,"disclosureMonth":97,"companyCode":641,"companyName":642,"productCode":643,"productName":644,"joinWay":645,"mortgageType":526,"mortgageTypeName":527,"repaymentType":528,"repaymentTypeName":529,"rateType":530,"rateTypeName":531,"rateMin":646,"rateMax":647,"rateAvg":658,"loanLimit":649,"earlyRepaymentFee":650,"delinquencyRate":651,"incidentalExpense":652},"0013175-2001104780001-A-S-C",4.86,{"id":660,"disclosureMonth":97,"companyCode":641,"companyName":642,"productCode":643,"productName":644,"joinWay":645,"mortgageType":541,"mortgageTypeName":542,"repaymentType":528,"repaymentTypeName":529,"rateType":530,"rateTypeName":531,"rateMin":646,"rateMax":647,"rateAvg":605,"loanLimit":649,"earlyRepaymentFee":650,"delinquencyRate":651,"incidentalExpense":652},"0013175-2001104780001-E-S-C",{"id":662,"disclosureMonth":97,"companyCode":663,"companyName":664,"productCode":665,"productName":666,"joinWay":667,"mortgageType":526,"mortgageTypeName":527,"repaymentType":528,"repaymentTypeName":529,"rateType":530,"rateTypeName":531,"rateMin":668,"rateMax":669,"rateAvg":9,"loanLimit":670,"earlyRepaymentFee":671,"delinquencyRate":672,"incidentalExpense":673},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":675,"disclosureMonth":97,"companyCode":663,"companyName":664,"productCode":665,"productName":666,"joinWay":667,"mortgageType":541,"mortgageTypeName":542,"repaymentType":528,"repaymentTypeName":529,"rateType":530,"rateTypeName":531,"rateMin":668,"rateMax":669,"rateAvg":9,"loanLimit":670,"earlyRepaymentFee":671,"delinquencyRate":672,"incidentalExpense":673},"0010030-1-E-S-C",{"id":677,"disclosureMonth":97,"companyCode":678,"companyName":679,"productCode":680,"productName":681,"joinWay":525,"mortgageType":526,"mortgageTypeName":527,"repaymentType":528,"repaymentTypeName":529,"rateType":530,"rateTypeName":531,"rateMin":582,"rateMax":682,"rateAvg":9,"loanLimit":553,"earlyRepaymentFee":683,"delinquencyRate":684,"incidentalExpense":685},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":687,"disclosureMonth":97,"companyCode":678,"companyName":679,"productCode":680,"productName":681,"joinWay":525,"mortgageType":541,"mortgageTypeName":542,"repaymentType":528,"repaymentTypeName":529,"rateType":530,"rateTypeName":531,"rateMin":582,"rateMax":682,"rateAvg":9,"loanLimit":553,"earlyRepaymentFee":683,"delinquencyRate":684,"incidentalExpense":685},"0010927-KB200300000002-E-S-C",{"id":689,"disclosureMonth":97,"companyCode":521,"companyName":522,"productCode":690,"productName":691,"joinWay":631,"mortgageType":526,"mortgageTypeName":527,"repaymentType":567,"repaymentTypeName":568,"rateType":530,"rateTypeName":531,"rateMin":692,"rateMax":693,"rateAvg":694,"loanLimit":695,"earlyRepaymentFee":536,"delinquencyRate":537,"incidentalExpense":696},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":698,"disclosureMonth":97,"companyCode":699,"companyName":700,"productCode":701,"productName":702,"joinWay":631,"mortgageType":526,"mortgageTypeName":527,"repaymentType":567,"repaymentTypeName":568,"rateType":530,"rateTypeName":531,"rateMin":703,"rateMax":704,"rateAvg":705,"loanLimit":706,"earlyRepaymentFee":707,"delinquencyRate":708,"incidentalExpense":709},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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