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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":473,"disclosureMonth":413,"companyCode":443,"companyName":444,"productCode":445,"productName":446,"joinWay":422,"mortgageType":438,"mortgageTypeName":439,"repaymentType":464,"repaymentTypeName":465,"rateType":427,"rateTypeName":428,"rateMin":474,"rateMax":475,"rateAvg":476,"loanLimit":450,"earlyRepaymentFee":451,"delinquencyRate":452,"incidentalExpense":453},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":478,"disclosureMonth":413,"companyCode":443,"companyName":444,"productCode":456,"productName":457,"joinWay":422,"mortgageType":423,"mortgageTypeName":424,"repaymentType":464,"repaymentTypeName":465,"rateType":427,"rateTypeName":428,"rateMin":474,"rateMax":475,"rateAvg":479,"loanLimit":450,"earlyRepaymentFee":451,"delinquencyRate":452,"incidentalExpense":453},"0010001-1054-A-D-C",4.75,{"id":481,"disclosureMonth":413,"companyCode":482,"companyName":483,"productCode":484,"productName":485,"joinWay":422,"mortgageType":438,"mortgageTypeName":439,"repaymentType":464,"repaymentTypeName":465,"rateType":427,"rateTypeName":428,"rateMin":486,"rateMax":487,"rateAvg":9,"loanLimit":488,"earlyRepaymentFee":489,"delinquencyRate":490,"incidentalExpense":491},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":493,"disclosureMonth":413,"companyCode":482,"companyName":483,"productCode":484,"productName":485,"joinWay":422,"mortgageType":423,"mortgageTypeName":424,"repaymentType":464,"repaymentTypeName":465,"rateType":427,"rateTypeName":428,"rateMin":486,"rateMax":487,"rateAvg":494,"loanLimit":488,"earlyRepaymentFee":489,"delinquencyRate":490,"incidentalExpense":491},"0010016-20461501000001001-A-D-C",4.66,{"id":496,"disclosureMonth":413,"companyCode":482,"companyName":483,"productCode":497,"productName":498,"joinWay":422,"mortgageType":438,"mortgageTypeName":439,"repaymentType":464,"repaymentTypeName":465,"rateType":427,"rateTypeName":428,"rateMin":486,"rateMax":487,"rateAvg":499,"loanLimit":488,"earlyRepaymentFee":489,"delinquencyRate":490,"incidentalExpense":491},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":501,"disclosureMonth":413,"companyCode":482,"companyName":483,"productCode":497,"productName":498,"joinWay":422,"mortgageType":423,"mortgageTypeName":424,"repaymentType":464,"repaymentTypeName":465,"rateType":427,"rateTypeName":428,"rateMin":486,"rateMax":487,"rateAvg":502,"loanLimit":488,"earlyRepaymentFee":489,"delinquencyRate":490,"incidentalExpense":491},"0010016-20283701000001001-A-D-C",4.92,{"id":504,"disclosureMonth":413,"companyCode":460,"companyName":461,"productCode":505,"productName":506,"joinWay":422,"mortgageType":438,"mortgageTypeName":439,"repaymentType":464,"repaymentTypeName":465,"rateType":427,"rateTypeName":428,"rateMin":507,"rateMax":508,"rateAvg":509,"loanLimit":468,"earlyRepaymentFee":469,"delinquencyRate":470,"incidentalExpense":471},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":511,"disclosureMonth":413,"companyCode":512,"companyName":513,"productCode":514,"productName":515,"joinWay":516,"mortgageType":423,"mortgageTypeName":424,"repaymentType":425,"repaymentTypeName":426,"rateType":427,"rateTypeName":428,"rateMin":517,"rateMax":518,"rateAvg":9,"loanLimit":450,"earlyRepaymentFee":519,"delinquencyRate":520,"incidentalExpense":521},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":523,"disclosureMonth":413,"companyCode":524,"companyName":525,"productCode":526,"productName":527,"joinWay":528,"mortgageType":423,"mortgageTypeName":424,"repaymentType":464,"repaymentTypeName":465,"rateType":427,"rateTypeName":428,"rateMin":529,"rateMax":530,"rateAvg":531,"loanLimit":532,"earlyRepaymentFee":533,"delinquencyRate":534,"incidentalExpense":535},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":537,"disclosureMonth":413,"companyCode":538,"companyName":539,"productCode":540,"productName":541,"joinWay":542,"mortgageType":438,"mortgageTypeName":439,"repaymentType":464,"repaymentTypeName":465,"rateType":427,"rateTypeName":428,"rateMin":543,"rateMax":544,"rateAvg":545,"loanLimit":546,"earlyRepaymentFee":547,"delinquencyRate":548,"incidentalExpense":549},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":551,"disclosureMonth":413,"companyCode":538,"companyName":539,"productCode":540,"productName":541,"joinWay":542,"mortgageType":423,"mortgageTypeName":424,"repaymentType":464,"repaymentTypeName":465,"rateType":427,"rateTypeName":428,"rateMin":543,"rateMax":544,"rateAvg":552,"loanLimit":546,"earlyRepaymentFee":547,"delinquencyRate":548,"incidentalExpense":549},"0013175-2001104780001-A-D-C",5.13,{"id":554,"disclosureMonth":413,"companyCode":538,"companyName":539,"productCode":540,"productName":541,"joinWay":542,"mortgageType":423,"mortgageTypeName":424,"repaymentType":425,"repaymentTypeName":426,"rateType":427,"rateTypeName":428,"rateMin":543,"rateMax":544,"rateAvg":555,"loanLimit":546,"earlyRepaymentFee":547,"delinquencyRate":548,"incidentalExpense":549},"0013175-2001104780001-A-S-C",4.86,{"id":557,"disclosureMonth":413,"companyCode":538,"companyName":539,"productCode":540,"productName":541,"joinWay":542,"mortgageType":438,"mortgageTypeName":439,"repaymentType":425,"repaymentTypeName":426,"rateType":427,"rateTypeName":428,"rateMin":543,"rateMax":544,"rateAvg":502,"loanLimit":546,"earlyRepaymentFee":547,"delinquencyRate":548,"incidentalExpense":549},"0013175-2001104780001-E-S-C",{"id":559,"disclosureMonth":413,"companyCode":560,"companyName":561,"productCode":562,"productName":563,"joinWay":564,"mortgageType":423,"mortgageTypeName":424,"repaymentType":425,"repaymentTypeName":426,"rateType":427,"rateTypeName":428,"rateMin":565,"rateMax":566,"rateAvg":9,"loanLimit":567,"earlyRepaymentFee":568,"delinquencyRate":569,"incidentalExpense":570},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":572,"disclosureMonth":413,"companyCode":560,"companyName":561,"productCode":562,"productName":563,"joinWay":564,"mortgageType":438,"mortgageTypeName":439,"repaymentType":425,"repaymentTypeName":426,"rateType":427,"rateTypeName":428,"rateMin":565,"rateMax":566,"rateAvg":9,"loanLimit":567,"earlyRepaymentFee":568,"delinquencyRate":569,"incidentalExpense":570},"0010030-1-E-S-C",{"id":574,"disclosureMonth":413,"companyCode":575,"companyName":576,"productCode":577,"productName":578,"joinWay":422,"mortgageType":423,"mortgageTypeName":424,"repaymentType":425,"repaymentTypeName":426,"rateType":427,"rateTypeName":428,"rateMin":479,"rateMax":579,"rateAvg":9,"loanLimit":450,"earlyRepaymentFee":580,"delinquencyRate":581,"incidentalExpense":582},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":595,"disclosureMonth":413,"companyCode":596,"companyName":597,"productCode":598,"productName":599,"joinWay":528,"mortgageType":423,"mortgageTypeName":424,"repaymentType":464,"repaymentTypeName":465,"rateType":427,"rateTypeName":428,"rateMin":600,"rateMax":601,"rateAvg":602,"loanLimit":603,"earlyRepaymentFee":604,"delinquencyRate":605,"incidentalExpense":606},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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