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대출금액*120%*1%*채권할인율",{"id":675,"disclosureMonth":615,"companyCode":645,"companyName":646,"productCode":647,"productName":648,"joinWay":624,"mortgageType":640,"mortgageTypeName":641,"repaymentType":666,"repaymentTypeName":667,"rateType":629,"rateTypeName":630,"rateMin":676,"rateMax":677,"rateAvg":678,"loanLimit":652,"earlyRepaymentFee":653,"delinquencyRate":654,"incidentalExpense":655},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":680,"disclosureMonth":615,"companyCode":645,"companyName":646,"productCode":658,"productName":659,"joinWay":624,"mortgageType":625,"mortgageTypeName":626,"repaymentType":666,"repaymentTypeName":667,"rateType":629,"rateTypeName":630,"rateMin":676,"rateMax":677,"rateAvg":681,"loanLimit":652,"earlyRepaymentFee":653,"delinquencyRate":654,"incidentalExpense":655},"0010001-1054-A-D-C",4.75,{"id":683,"disclosureMonth":615,"companyCode":684,"companyName":685,"productCode":686,"productName":687,"joinWay":624,"mortgageType":640,"mortgageTypeName":641,"repaymentType":666,"repaymentTypeName":667,"rateType":629,"rateTypeName":630,"rateMin":688,"rateMax":689,"rateAvg":9,"loanLimit":690,"earlyRepaymentFee":691,"delinquencyRate":692,"incidentalExpense":693},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":695,"disclosureMonth":615,"companyCode":684,"companyName":685,"productCode":686,"productName":687,"joinWay":624,"mortgageType":625,"mortgageTypeName":626,"repaymentType":666,"repaymentTypeName":667,"rateType":629,"rateTypeName":630,"rateMin":688,"rateMax":689,"rateAvg":696,"loanLimit":690,"earlyRepaymentFee":691,"delinquencyRate":692,"incidentalExpense":693},"0010016-20461501000001001-A-D-C",4.66,{"id":698,"disclosureMonth":615,"companyCode":684,"companyName":685,"productCode":699,"productName":700,"joinWay":624,"mortgageType":640,"mortgageTypeName":641,"repaymentType":666,"repaymentTypeName":667,"rateType":629,"rateTypeName":630,"rateMin":688,"rateMax":689,"rateAvg":701,"loanLimit":690,"earlyRepaymentFee":691,"delinquencyRate":692,"incidentalExpense":693},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":703,"disclosureMonth":615,"companyCode":684,"companyName":685,"productCode":699,"productName":700,"joinWay":624,"mortgageType":625,"mortgageTypeName":626,"repaymentType":666,"repaymentTypeName":667,"rateType":629,"rateTypeName":630,"rateMin":688,"rateMax":689,"rateAvg":704,"loanLimit":690,"earlyRepaymentFee":691,"delinquencyRate":692,"incidentalExpense":693},"0010016-20283701000001001-A-D-C",4.92,{"id":706,"disclosureMonth":615,"companyCode":662,"companyName":663,"productCode":707,"productName":708,"joinWay":624,"mortgageType":640,"mortgageTypeName":641,"repaymentType":666,"repaymentTypeName":667,"rateType":629,"rateTypeName":630,"rateMin":709,"rateMax":710,"rateAvg":711,"loanLimit":670,"earlyRepaymentFee":671,"delinquencyRate":672,"incidentalExpense":673},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":713,"disclosureMonth":615,"companyCode":714,"companyName":715,"productCode":716,"productName":717,"joinWay":718,"mortgageType":625,"mortgageTypeName":626,"repaymentType":627,"repaymentTypeName":628,"rateType":629,"rateTypeName":630,"rateMin":719,"rateMax":720,"rateAvg":9,"loanLimit":652,"earlyRepaymentFee":721,"delinquencyRate":722,"incidentalExpense":723},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":725,"disclosureMonth":615,"companyCode":726,"companyName":727,"productCode":728,"productName":729,"joinWay":730,"mortgageType":625,"mortgageTypeName":626,"repaymentType":666,"repaymentTypeName":667,"rateType":629,"rateTypeName":630,"rateMin":731,"rateMax":732,"rateAvg":733,"loanLimit":734,"earlyRepaymentFee":735,"delinquencyRate":736,"incidentalExpense":737},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":739,"disclosureMonth":615,"companyCode":740,"companyName":741,"productCode":742,"productName":743,"joinWay":744,"mortgageType":640,"mortgageTypeName":641,"repaymentType":666,"repaymentTypeName":667,"rateType":629,"rateTypeName":630,"rateMin":745,"rateMax":746,"rateAvg":747,"loanLimit":748,"earlyRepaymentFee":749,"delinquencyRate":750,"incidentalExpense":751},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":774,"disclosureMonth":615,"companyCode":762,"companyName":763,"productCode":764,"productName":765,"joinWay":766,"mortgageType":640,"mortgageTypeName":641,"repaymentType":627,"repaymentTypeName":628,"rateType":629,"rateTypeName":630,"rateMin":767,"rateMax":768,"rateAvg":9,"loanLimit":769,"earlyRepaymentFee":770,"delinquencyRate":771,"incidentalExpense":772},"0010030-1-E-S-C",{"id":776,"disclosureMonth":615,"companyCode":777,"companyName":778,"productCode":779,"productName":780,"joinWay":624,"mortgageType":625,"mortgageTypeName":626,"repaymentType":627,"repaymentTypeName":628,"rateType":629,"rateTypeName":630,"rateMin":681,"rateMax":781,"rateAvg":9,"loanLimit":652,"earlyRepaymentFee":782,"delinquencyRate":783,"incidentalExpense":784},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":797,"disclosureMonth":615,"companyCode":798,"companyName":799,"productCode":800,"productName":801,"joinWay":730,"mortgageType":625,"mortgageTypeName":626,"repaymentType":666,"repaymentTypeName":667,"rateType":629,"rateTypeName":630,"rateMin":802,"rateMax":803,"rateAvg":804,"loanLimit":805,"earlyRepaymentFee":806,"delinquencyRate":807,"incidentalExpense":808},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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