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대출금액*120%*1%*채권할인율",{"id":684,"disclosureMonth":624,"companyCode":654,"companyName":655,"productCode":656,"productName":657,"joinWay":633,"mortgageType":649,"mortgageTypeName":650,"repaymentType":675,"repaymentTypeName":676,"rateType":638,"rateTypeName":639,"rateMin":685,"rateMax":686,"rateAvg":687,"loanLimit":661,"earlyRepaymentFee":662,"delinquencyRate":663,"incidentalExpense":664},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":689,"disclosureMonth":624,"companyCode":654,"companyName":655,"productCode":667,"productName":668,"joinWay":633,"mortgageType":634,"mortgageTypeName":635,"repaymentType":675,"repaymentTypeName":676,"rateType":638,"rateTypeName":639,"rateMin":685,"rateMax":686,"rateAvg":690,"loanLimit":661,"earlyRepaymentFee":662,"delinquencyRate":663,"incidentalExpense":664},"0010001-1054-A-D-C",4.75,{"id":692,"disclosureMonth":624,"companyCode":693,"companyName":694,"productCode":695,"productName":696,"joinWay":633,"mortgageType":649,"mortgageTypeName":650,"repaymentType":675,"repaymentTypeName":676,"rateType":638,"rateTypeName":639,"rateMin":697,"rateMax":698,"rateAvg":9,"loanLimit":699,"earlyRepaymentFee":700,"delinquencyRate":701,"incidentalExpense":702},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":704,"disclosureMonth":624,"companyCode":693,"companyName":694,"productCode":695,"productName":696,"joinWay":633,"mortgageType":634,"mortgageTypeName":635,"repaymentType":675,"repaymentTypeName":676,"rateType":638,"rateTypeName":639,"rateMin":697,"rateMax":698,"rateAvg":705,"loanLimit":699,"earlyRepaymentFee":700,"delinquencyRate":701,"incidentalExpense":702},"0010016-20461501000001001-A-D-C",4.66,{"id":707,"disclosureMonth":624,"companyCode":693,"companyName":694,"productCode":708,"productName":709,"joinWay":633,"mortgageType":649,"mortgageTypeName":650,"repaymentType":675,"repaymentTypeName":676,"rateType":638,"rateTypeName":639,"rateMin":697,"rateMax":698,"rateAvg":710,"loanLimit":699,"earlyRepaymentFee":700,"delinquencyRate":701,"incidentalExpense":702},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":712,"disclosureMonth":624,"companyCode":693,"companyName":694,"productCode":708,"productName":709,"joinWay":633,"mortgageType":634,"mortgageTypeName":635,"repaymentType":675,"repaymentTypeName":676,"rateType":638,"rateTypeName":639,"rateMin":697,"rateMax":698,"rateAvg":713,"loanLimit":699,"earlyRepaymentFee":700,"delinquencyRate":701,"incidentalExpense":702},"0010016-20283701000001001-A-D-C",4.92,{"id":715,"disclosureMonth":624,"companyCode":671,"companyName":672,"productCode":716,"productName":717,"joinWay":633,"mortgageType":649,"mortgageTypeName":650,"repaymentType":675,"repaymentTypeName":676,"rateType":638,"rateTypeName":639,"rateMin":718,"rateMax":719,"rateAvg":720,"loanLimit":679,"earlyRepaymentFee":680,"delinquencyRate":681,"incidentalExpense":682},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":722,"disclosureMonth":624,"companyCode":723,"companyName":724,"productCode":725,"productName":726,"joinWay":727,"mortgageType":634,"mortgageTypeName":635,"repaymentType":636,"repaymentTypeName":637,"rateType":638,"rateTypeName":639,"rateMin":728,"rateMax":729,"rateAvg":9,"loanLimit":661,"earlyRepaymentFee":730,"delinquencyRate":731,"incidentalExpense":732},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":734,"disclosureMonth":624,"companyCode":735,"companyName":736,"productCode":737,"productName":738,"joinWay":739,"mortgageType":634,"mortgageTypeName":635,"repaymentType":675,"repaymentTypeName":676,"rateType":638,"rateTypeName":639,"rateMin":740,"rateMax":741,"rateAvg":742,"loanLimit":743,"earlyRepaymentFee":744,"delinquencyRate":745,"incidentalExpense":746},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":748,"disclosureMonth":624,"companyCode":749,"companyName":750,"productCode":751,"productName":752,"joinWay":753,"mortgageType":649,"mortgageTypeName":650,"repaymentType":675,"repaymentTypeName":676,"rateType":638,"rateTypeName":639,"rateMin":754,"rateMax":755,"rateAvg":756,"loanLimit":757,"earlyRepaymentFee":758,"delinquencyRate":759,"incidentalExpense":760},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":762,"disclosureMonth":624,"companyCode":749,"companyName":750,"productCode":751,"productName":752,"joinWay":753,"mortgageType":634,"mortgageTypeName":635,"repaymentType":675,"repaymentTypeName":676,"rateType":638,"rateTypeName":639,"rateMin":754,"rateMax":755,"rateAvg":763,"loanLimit":757,"earlyRepaymentFee":758,"delinquencyRate":759,"incidentalExpense":760},"0013175-2001104780001-A-D-C",5.13,{"id":765,"disclosureMonth":624,"companyCode":749,"companyName":750,"productCode":751,"productName":752,"joinWay":753,"mortgageType":634,"mortgageTypeName":635,"repaymentType":636,"repaymentTypeName":637,"rateType":638,"rateTypeName":639,"rateMin":754,"rateMax":755,"rateAvg":766,"loanLimit":757,"earlyRepaymentFee":758,"delinquencyRate":759,"incidentalExpense":760},"0013175-2001104780001-A-S-C",4.86,{"id":768,"disclosureMonth":624,"companyCode":749,"companyName":750,"productCode":751,"productName":752,"joinWay":753,"mortgageType":649,"mortgageTypeName":650,"repaymentType":636,"repaymentTypeName":637,"rateType":638,"rateTypeName":639,"rateMin":754,"rateMax":755,"rateAvg":713,"loanLimit":757,"earlyRepaymentFee":758,"delinquencyRate":759,"incidentalExpense":760},"0013175-2001104780001-E-S-C",{"id":770,"disclosureMonth":624,"companyCode":771,"companyName":772,"productCode":773,"productName":774,"joinWay":775,"mortgageType":634,"mortgageTypeName":635,"repaymentType":636,"repaymentTypeName":637,"rateType":638,"rateTypeName":639,"rateMin":776,"rateMax":777,"rateAvg":9,"loanLimit":778,"earlyRepaymentFee":779,"delinquencyRate":780,"incidentalExpense":781},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":783,"disclosureMonth":624,"companyCode":771,"companyName":772,"productCode":773,"productName":774,"joinWay":775,"mortgageType":649,"mortgageTypeName":650,"repaymentType":636,"repaymentTypeName":637,"rateType":638,"rateTypeName":639,"rateMin":776,"rateMax":777,"rateAvg":9,"loanLimit":778,"earlyRepaymentFee":779,"delinquencyRate":780,"incidentalExpense":781},"0010030-1-E-S-C",{"id":785,"disclosureMonth":624,"companyCode":786,"companyName":787,"productCode":788,"productName":789,"joinWay":633,"mortgageType":634,"mortgageTypeName":635,"repaymentType":636,"repaymentTypeName":637,"rateType":638,"rateTypeName":639,"rateMin":690,"rateMax":790,"rateAvg":9,"loanLimit":661,"earlyRepaymentFee":791,"delinquencyRate":792,"incidentalExpense":793},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":795,"disclosureMonth":624,"companyCode":786,"companyName":787,"productCode":788,"productName":789,"joinWay":633,"mortgageType":649,"mortgageTypeName":650,"repaymentType":636,"repaymentTypeName":637,"rateType":638,"rateTypeName":639,"rateMin":690,"rateMax":790,"rateAvg":9,"loanLimit":661,"earlyRepaymentFee":791,"delinquencyRate":792,"incidentalExpense":793},"0010927-KB200300000002-E-S-C",{"id":797,"disclosureMonth":624,"companyCode":629,"companyName":630,"productCode":798,"productName":799,"joinWay":739,"mortgageType":634,"mortgageTypeName":635,"repaymentType":675,"repaymentTypeName":676,"rateType":638,"rateTypeName":639,"rateMin":800,"rateMax":801,"rateAvg":802,"loanLimit":803,"earlyRepaymentFee":644,"delinquencyRate":645,"incidentalExpense":804},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":806,"disclosureMonth":624,"companyCode":807,"companyName":808,"productCode":809,"productName":810,"joinWay":739,"mortgageType":634,"mortgageTypeName":635,"repaymentType":675,"repaymentTypeName":676,"rateType":638,"rateTypeName":639,"rateMin":811,"rateMax":812,"rateAvg":813,"loanLimit":814,"earlyRepaymentFee":815,"delinquencyRate":816,"incidentalExpense":817},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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