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채권할인율",{"id":360,"disclosureMonth":337,"companyCode":342,"companyName":343,"productCode":344,"productName":345,"joinWay":346,"mortgageType":361,"mortgageTypeName":362,"repaymentType":348,"repaymentTypeName":349,"rateType":350,"rateTypeName":351,"rateMin":352,"rateMax":353,"rateAvg":363,"loanLimit":355,"earlyRepaymentFee":356,"delinquencyRate":357,"incidentalExpense":358},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":365,"disclosureMonth":337,"companyCode":366,"companyName":367,"productCode":368,"productName":369,"joinWay":346,"mortgageType":361,"mortgageTypeName":362,"repaymentType":348,"repaymentTypeName":349,"rateType":350,"rateTypeName":351,"rateMin":370,"rateMax":371,"rateAvg":372,"loanLimit":373,"earlyRepaymentFee":374,"delinquencyRate":375,"incidentalExpense":376},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":378,"disclosureMonth":337,"companyCode":366,"companyName":367,"productCode":379,"productName":380,"joinWay":346,"mortgageType":347,"mortgageTypeName":67,"repaymentType":348,"repaymentTypeName":349,"rateType":350,"rateTypeName":351,"rateMin":370,"rateMax":371,"rateAvg":9,"loanLimit":373,"earlyRepaymentFee":374,"delinquencyRate":375,"incidentalExpense":376},"0010001-1054-A-S-C","1054","우리아파트론",{"id":382,"disclosureMonth":337,"companyCode":383,"companyName":384,"productCode":385,"productName":386,"joinWay":346,"mortgageType":347,"mortgageTypeName":67,"repaymentType":387,"repaymentTypeName":388,"rateType":350,"rateTypeName":351,"rateMin":389,"rateMax":390,"rateAvg":227,"loanLimit":391,"earlyRepaymentFee":392,"delinquencyRate":393,"incidentalExpense":394},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 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등",{"id":460,"disclosureMonth":337,"companyCode":461,"companyName":462,"productCode":463,"productName":464,"joinWay":465,"mortgageType":361,"mortgageTypeName":362,"repaymentType":387,"repaymentTypeName":388,"rateType":350,"rateTypeName":351,"rateMin":466,"rateMax":467,"rateAvg":468,"loanLimit":469,"earlyRepaymentFee":470,"delinquencyRate":471,"incidentalExpense":472},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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