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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[1119,1139,1144,1157,1161,1175,1180,1183,1195,1198,1203,1206,1213,1225,1239,1253,1256,1259,1261,1274,1276,1286,1288,1297,1310,1316,1326,1329,1337,1339,1344,1346,1350,1353,1356,1361,1365,1368,1372,1376,1380,1390,1395,1397,1399,1404,1410,1422,1424,1428,1431,1434,1436,1439,1443,1447,1458,1460,1471,1483,1486,1490,1494,1496,1499,1505,1509,1515,1519,1524,1536,1541,1544,1547,1549,1555,1558,1561,1563,1570,1572,1574,1576,1580,1582,1584,1586,1589,1591,1595,1597,1601,1603,1607,1609,1614,1616,1620,1626,1628,1631,1636,1638,1643,1645,1647,1649,1654,1658,1662,1666],{"id":1120,"disclosureMonth":1116,"companyCode":1121,"companyName":1122,"productCode":1123,"productName":1124,"joinWay":1125,"mortgageType":1126,"mortgageTypeName":1127,"repaymentType":1128,"repaymentTypeName":1129,"rateType":1130,"rateTypeName":1131,"rateMin":1132,"rateMax":1133,"rateAvg":1134,"loanLimit":1135,"earlyRepaymentFee":1136,"delinquencyRate":1137,"incidentalExpense":1138},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":1140,"disclosureMonth":1116,"companyCode":1121,"companyName":1122,"productCode":1123,"productName":1124,"joinWay":1125,"mortgageType":1141,"mortgageTypeName":1142,"repaymentType":1128,"repaymentTypeName":1129,"rateType":1130,"rateTypeName":1131,"rateMin":1132,"rateMax":1133,"rateAvg":1143,"loanLimit":1135,"earlyRepaymentFee":1136,"delinquencyRate":1137,"incidentalExpense":1138},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":1145,"disclosureMonth":1116,"companyCode":1146,"companyName":1147,"productCode":1148,"productName":1149,"joinWay":1125,"mortgageType":1141,"mortgageTypeName":1142,"repaymentType":1128,"repaymentTypeName":1129,"rateType":1130,"rateTypeName":1131,"rateMin":1150,"rateMax":1151,"rateAvg":1152,"loanLimit":1153,"earlyRepaymentFee":1154,"delinquencyRate":1155,"incidentalExpense":1156},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":1158,"disclosureMonth":1116,"companyCode":1146,"companyName":1147,"productCode":1159,"productName":1160,"joinWay":1125,"mortgageType":1126,"mortgageTypeName":1127,"repaymentType":1128,"repaymentTypeName":1129,"rateType":1130,"rateTypeName":1131,"rateMin":1150,"rateMax":1151,"rateAvg":24,"loanLimit":1153,"earlyRepaymentFee":1154,"delinquencyRate":1155,"incidentalExpense":1156},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1162,"disclosureMonth":1116,"companyCode":1163,"companyName":1164,"productCode":1165,"productName":1166,"joinWay":1125,"mortgageType":1126,"mortgageTypeName":1127,"repaymentType":1167,"repaymentTypeName":1168,"rateType":1130,"rateTypeName":1131,"rateMin":1169,"rateMax":1170,"rateAvg":137,"loanLimit":1171,"earlyRepaymentFee":1172,"delinquencyRate":1173,"incidentalExpense":1174},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1176,"disclosureMonth":1116,"companyCode":1146,"companyName":1147,"productCode":1148,"productName":1149,"joinWay":1125,"mortgageType":1141,"mortgageTypeName":1142,"repaymentType":1167,"repaymentTypeName":1168,"rateType":1130,"rateTypeName":1131,"rateMin":1177,"rateMax":1178,"rateAvg":1179,"loanLimit":1153,"earlyRepaymentFee":1154,"delinquencyRate":1155,"incidentalExpense":1156},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1181,"disclosureMonth":1116,"companyCode":1146,"companyName":1147,"productCode":1159,"productName":1160,"joinWay":1125,"mortgageType":1126,"mortgageTypeName":1127,"repaymentType":1167,"repaymentTypeName":1168,"rateType":1130,"rateTypeName":1131,"rateMin":1177,"rateMax":1178,"rateAvg":1182,"loanLimit":1153,"earlyRepaymentFee":1154,"delinquencyRate":1155,"incidentalExpense":1156},"0010001-1054-A-D-C",4.75,{"id":1184,"disclosureMonth":1116,"companyCode":1185,"companyName":1186,"productCode":1187,"productName":1188,"joinWay":1125,"mortgageType":1141,"mortgageTypeName":1142,"repaymentType":1167,"repaymentTypeName":1168,"rateType":1130,"rateTypeName":1131,"rateMin":1189,"rateMax":1190,"rateAvg":24,"loanLimit":1191,"earlyRepaymentFee":1192,"delinquencyRate":1193,"incidentalExpense":1194},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1196,"disclosureMonth":1116,"companyCode":1185,"companyName":1186,"productCode":1187,"productName":1188,"joinWay":1125,"mortgageType":1126,"mortgageTypeName":1127,"repaymentType":1167,"repaymentTypeName":1168,"rateType":1130,"rateTypeName":1131,"rateMin":1189,"rateMax":1190,"rateAvg":1197,"loanLimit":1191,"earlyRepaymentFee":1192,"delinquencyRate":1193,"incidentalExpense":1194},"0010016-20461501000001001-A-D-C",4.66,{"id":1199,"disclosureMonth":1116,"companyCode":1185,"companyName":1186,"productCode":1200,"productName":1201,"joinWay":1125,"mortgageType":1141,"mortgageTypeName":1142,"repaymentType":1167,"repaymentTypeName":1168,"rateType":1130,"rateTypeName":1131,"rateMin":1189,"rateMax":1190,"rateAvg":1202,"loanLimit":1191,"earlyRepaymentFee":1192,"delinquencyRate":1193,"incidentalExpense":1194},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1204,"disclosureMonth":1116,"companyCode":1185,"companyName":1186,"productCode":1200,"productName":1201,"joinWay":1125,"mortgageType":1126,"mortgageTypeName":1127,"repaymentType":1167,"repaymentTypeName":1168,"rateType":1130,"rateTypeName":1131,"rateMin":1189,"rateMax":1190,"rateAvg":1205,"loanLimit":1191,"earlyRepaymentFee":1192,"delinquencyRate":1193,"incidentalExpense":1194},"0010016-20283701000001001-A-D-C",4.92,{"id":1207,"disclosureMonth":1116,"companyCode":1163,"companyName":1164,"productCode":1208,"productName":1209,"joinWay":1125,"mortgageType":1141,"mortgageTypeName":1142,"repaymentType":1167,"repaymentTypeName":1168,"rateType":1130,"rateTypeName":1131,"rateMin":1210,"rateMax":1211,"rateAvg":1212,"loanLimit":1171,"earlyRepaymentFee":1172,"delinquencyRate":1173,"incidentalExpense":1174},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1214,"disclosureMonth":1116,"companyCode":1215,"companyName":1216,"productCode":1217,"productName":1218,"joinWay":1219,"mortgageType":1126,"mortgageTypeName":1127,"repaymentType":1128,"repaymentTypeName":1129,"rateType":1130,"rateTypeName":1131,"rateMin":1220,"rateMax":1221,"rateAvg":24,"loanLimit":1153,"earlyRepaymentFee":1222,"delinquencyRate":1223,"incidentalExpense":1224},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1226,"disclosureMonth":1116,"companyCode":1227,"companyName":1228,"productCode":1229,"productName":1230,"joinWay":1231,"mortgageType":1126,"mortgageTypeName":1127,"repaymentType":1167,"repaymentTypeName":1168,"rateType":1130,"rateTypeName":1131,"rateMin":1232,"rateMax":1233,"rateAvg":1234,"loanLimit":1235,"earlyRepaymentFee":1236,"delinquencyRate":1237,"incidentalExpense":1238},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1240,"disclosureMonth":1116,"companyCode":1241,"companyName":1242,"productCode":1243,"productName":1244,"joinWay":1245,"mortgageType":1141,"mortgageTypeName":1142,"repaymentType":1167,"repaymentTypeName":1168,"rateType":1130,"rateTypeName":1131,"rateMin":1246,"rateMax":1247,"rateAvg":1248,"loanLimit":1249,"earlyRepaymentFee":1250,"delinquencyRate":1251,"incidentalExpense":1252},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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