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도움대출II","영업점,모집인","A","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":563,"disclosureMonth":169,"companyCode":545,"companyName":546,"productCode":547,"productName":548,"joinWay":549,"mortgageType":564,"mortgageTypeName":565,"repaymentType":551,"repaymentTypeName":552,"rateType":553,"rateTypeName":554,"rateMin":555,"rateMax":556,"rateAvg":566,"loanLimit":558,"earlyRepaymentFee":559,"delinquencyRate":560,"incidentalExpense":561},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":568,"disclosureMonth":169,"companyCode":569,"companyName":570,"productCode":571,"productName":572,"joinWay":549,"mortgageType":564,"mortgageTypeName":565,"repaymentType":551,"repaymentTypeName":552,"rateType":553,"rateTypeName":554,"rateMin":573,"rateMax":574,"rateAvg":575,"loanLimit":576,"earlyRepaymentFee":577,"delinquencyRate":578,"incidentalExpense":579},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":581,"disclosureMonth":169,"companyCode":569,"companyName":570,"productCode":582,"productName":583,"joinWay":549,"mortgageType":550,"mortgageTypeName":81,"repaymentType":551,"repaymentTypeName":552,"rateType":553,"rateTypeName":554,"rateMin":573,"rateMax":574,"rateAvg":9,"loanLimit":576,"earlyRepaymentFee":577,"delinquencyRate":578,"incidentalExpense":579},"0010001-1054-A-S-C","1054","우리아파트론",{"id":585,"disclosureMonth":169,"companyCode":586,"companyName":587,"productCode":588,"productName":589,"joinWay":549,"mortgageType":550,"mortgageTypeName":81,"repaymentType":590,"repaymentTypeName":591,"rateType":553,"rateTypeName":554,"rateMin":592,"rateMax":593,"rateAvg":183,"loanLimit":594,"earlyRepaymentFee":595,"delinquencyRate":596,"incidentalExpense":597},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":599,"disclosureMonth":169,"companyCode":569,"companyName":570,"productCode":571,"productName":572,"joinWay":549,"mortgageType":564,"mortgageTypeName":565,"repaymentType":590,"repaymentTypeName":591,"rateType":553,"rateTypeName":554,"rateMin":600,"rateMax":601,"rateAvg":602,"loanLimit":576,"earlyRepaymentFee":577,"delinquencyRate":578,"incidentalExpense":579},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":604,"disclosureMonth":169,"companyCode":569,"companyName":570,"productCode":582,"productName":583,"joinWay":549,"mortgageType":550,"mortgageTypeName":81,"repaymentType":590,"repaymentTypeName":591,"rateType":553,"rateTypeName":554,"rateMin":600,"rateMax":601,"rateAvg":605,"loanLimit":576,"earlyRepaymentFee":577,"delinquencyRate":578,"incidentalExpense":579},"0010001-1054-A-D-C",4.75,{"id":607,"disclosureMonth":169,"companyCode":608,"companyName":609,"productCode":610,"productName":611,"joinWay":549,"mortgageType":564,"mortgageTypeName":565,"repaymentType":590,"repaymentTypeName":591,"rateType":553,"rateTypeName":554,"rateMin":612,"rateMax":613,"rateAvg":9,"loanLimit":614,"earlyRepaymentFee":615,"delinquencyRate":616,"incidentalExpense":617},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":619,"disclosureMonth":169,"companyCode":608,"companyName":609,"productCode":610,"productName":611,"joinWay":549,"mortgageType":550,"mortgageTypeName":81,"repaymentType":590,"repaymentTypeName":591,"rateType":553,"rateTypeName":554,"rateMin":612,"rateMax":613,"rateAvg":620,"loanLimit":614,"earlyRepaymentFee":615,"delinquencyRate":616,"incidentalExpense":617},"0010016-20461501000001001-A-D-C",4.66,{"id":622,"disclosureMonth":169,"companyCode":608,"companyName":609,"productCode":623,"productName":624,"joinWay":549,"mortgageType":564,"mortgageTypeName":565,"repaymentType":590,"repaymentTypeName":591,"rateType":553,"rateTypeName":554,"rateMin":612,"rateMax":613,"rateAvg":625,"loanLimit":614,"earlyRepaymentFee":615,"delinquencyRate":616,"incidentalExpense":617},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":627,"disclosureMonth":169,"companyCode":608,"companyName":609,"productCode":623,"productName":624,"joinWay":549,"mortgageType":550,"mortgageTypeName":81,"repaymentType":590,"repaymentTypeName":591,"rateType":553,"rateTypeName":554,"rateMin":612,"rateMax":613,"rateAvg":628,"loanLimit":614,"earlyRepaymentFee":615,"delinquencyRate":616,"incidentalExpense":617},"0010016-20283701000001001-A-D-C",4.92,{"id":630,"disclosureMonth":169,"companyCode":586,"companyName":587,"productCode":631,"productName":632,"joinWay":549,"mortgageType":564,"mortgageTypeName":565,"repaymentType":590,"repaymentTypeName":591,"rateType":553,"rateTypeName":554,"rateMin":633,"rateMax":634,"rateAvg":635,"loanLimit":594,"earlyRepaymentFee":595,"delinquencyRate":596,"incidentalExpense":597},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":637,"disclosureMonth":169,"companyCode":638,"companyName":639,"productCode":640,"productName":641,"joinWay":642,"mortgageType":550,"mortgageTypeName":81,"repaymentType":551,"repaymentTypeName":552,"rateType":553,"rateTypeName":554,"rateMin":643,"rateMax":644,"rateAvg":9,"loanLimit":576,"earlyRepaymentFee":645,"delinquencyRate":646,"incidentalExpense":647},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":649,"disclosureMonth":169,"companyCode":650,"companyName":651,"productCode":652,"productName":653,"joinWay":654,"mortgageType":550,"mortgageTypeName":81,"repaymentType":590,"repaymentTypeName":591,"rateType":553,"rateTypeName":554,"rateMin":655,"rateMax":656,"rateAvg":657,"loanLimit":658,"earlyRepaymentFee":659,"delinquencyRate":660,"incidentalExpense":661},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":663,"disclosureMonth":169,"companyCode":664,"companyName":665,"productCode":666,"productName":667,"joinWay":668,"mortgageType":564,"mortgageTypeName":565,"repaymentType":590,"repaymentTypeName":591,"rateType":553,"rateTypeName":554,"rateMin":669,"rateMax":670,"rateAvg":671,"loanLimit":672,"earlyRepaymentFee":673,"delinquencyRate":674,"incidentalExpense":675},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":697,"disclosureMonth":169,"companyCode":686,"companyName":687,"productCode":115,"productName":688,"joinWay":689,"mortgageType":564,"mortgageTypeName":565,"repaymentType":551,"repaymentTypeName":552,"rateType":553,"rateTypeName":554,"rateMin":690,"rateMax":691,"rateAvg":9,"loanLimit":692,"earlyRepaymentFee":693,"delinquencyRate":694,"incidentalExpense":695},"0010030-1-E-S-C",{"id":699,"disclosureMonth":169,"companyCode":700,"companyName":701,"productCode":702,"productName":703,"joinWay":549,"mortgageType":550,"mortgageTypeName":81,"repaymentType":551,"repaymentTypeName":552,"rateType":553,"rateTypeName":554,"rateMin":605,"rateMax":704,"rateAvg":9,"loanLimit":576,"earlyRepaymentFee":705,"delinquencyRate":706,"incidentalExpense":707},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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