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대출금액*120%*1%*채권할인율",{"id":550,"disclosureMonth":490,"companyCode":520,"companyName":521,"productCode":522,"productName":523,"joinWay":499,"mortgageType":515,"mortgageTypeName":516,"repaymentType":541,"repaymentTypeName":542,"rateType":504,"rateTypeName":505,"rateMin":551,"rateMax":552,"rateAvg":553,"loanLimit":527,"earlyRepaymentFee":528,"delinquencyRate":529,"incidentalExpense":530},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":555,"disclosureMonth":490,"companyCode":520,"companyName":521,"productCode":533,"productName":534,"joinWay":499,"mortgageType":500,"mortgageTypeName":501,"repaymentType":541,"repaymentTypeName":542,"rateType":504,"rateTypeName":505,"rateMin":551,"rateMax":552,"rateAvg":556,"loanLimit":527,"earlyRepaymentFee":528,"delinquencyRate":529,"incidentalExpense":530},"0010001-1054-A-D-C",4.75,{"id":558,"disclosureMonth":490,"companyCode":559,"companyName":560,"productCode":561,"productName":562,"joinWay":499,"mortgageType":515,"mortgageTypeName":516,"repaymentType":541,"repaymentTypeName":542,"rateType":504,"rateTypeName":505,"rateMin":563,"rateMax":564,"rateAvg":9,"loanLimit":565,"earlyRepaymentFee":566,"delinquencyRate":567,"incidentalExpense":568},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":570,"disclosureMonth":490,"companyCode":559,"companyName":560,"productCode":561,"productName":562,"joinWay":499,"mortgageType":500,"mortgageTypeName":501,"repaymentType":541,"repaymentTypeName":542,"rateType":504,"rateTypeName":505,"rateMin":563,"rateMax":564,"rateAvg":571,"loanLimit":565,"earlyRepaymentFee":566,"delinquencyRate":567,"incidentalExpense":568},"0010016-20461501000001001-A-D-C",4.66,{"id":573,"disclosureMonth":490,"companyCode":559,"companyName":560,"productCode":574,"productName":575,"joinWay":499,"mortgageType":515,"mortgageTypeName":516,"repaymentType":541,"repaymentTypeName":542,"rateType":504,"rateTypeName":505,"rateMin":563,"rateMax":564,"rateAvg":576,"loanLimit":565,"earlyRepaymentFee":566,"delinquencyRate":567,"incidentalExpense":568},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":578,"disclosureMonth":490,"companyCode":559,"companyName":560,"productCode":574,"productName":575,"joinWay":499,"mortgageType":500,"mortgageTypeName":501,"repaymentType":541,"repaymentTypeName":542,"rateType":504,"rateTypeName":505,"rateMin":563,"rateMax":564,"rateAvg":579,"loanLimit":565,"earlyRepaymentFee":566,"delinquencyRate":567,"incidentalExpense":568},"0010016-20283701000001001-A-D-C",4.92,{"id":581,"disclosureMonth":490,"companyCode":537,"companyName":538,"productCode":582,"productName":583,"joinWay":499,"mortgageType":515,"mortgageTypeName":516,"repaymentType":541,"repaymentTypeName":542,"rateType":504,"rateTypeName":505,"rateMin":584,"rateMax":585,"rateAvg":586,"loanLimit":545,"earlyRepaymentFee":546,"delinquencyRate":547,"incidentalExpense":548},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":588,"disclosureMonth":490,"companyCode":589,"companyName":590,"productCode":591,"productName":592,"joinWay":593,"mortgageType":500,"mortgageTypeName":501,"repaymentType":502,"repaymentTypeName":503,"rateType":504,"rateTypeName":505,"rateMin":594,"rateMax":595,"rateAvg":9,"loanLimit":527,"earlyRepaymentFee":596,"delinquencyRate":597,"incidentalExpense":598},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":600,"disclosureMonth":490,"companyCode":601,"companyName":602,"productCode":603,"productName":604,"joinWay":605,"mortgageType":500,"mortgageTypeName":501,"repaymentType":541,"repaymentTypeName":542,"rateType":504,"rateTypeName":505,"rateMin":606,"rateMax":607,"rateAvg":608,"loanLimit":609,"earlyRepaymentFee":610,"delinquencyRate":611,"incidentalExpense":612},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":614,"disclosureMonth":490,"companyCode":615,"companyName":616,"productCode":617,"productName":618,"joinWay":619,"mortgageType":515,"mortgageTypeName":516,"repaymentType":541,"repaymentTypeName":542,"rateType":504,"rateTypeName":505,"rateMin":620,"rateMax":621,"rateAvg":622,"loanLimit":623,"earlyRepaymentFee":624,"delinquencyRate":625,"incidentalExpense":626},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":628,"disclosureMonth":490,"companyCode":615,"companyName":616,"productCode":617,"productName":618,"joinWay":619,"mortgageType":500,"mortgageTypeName":501,"repaymentType":541,"repaymentTypeName":542,"rateType":504,"rateTypeName":505,"rateMin":620,"rateMax":621,"rateAvg":629,"loanLimit":623,"earlyRepaymentFee":624,"delinquencyRate":625,"incidentalExpense":626},"0013175-2001104780001-A-D-C",5.13,{"id":631,"disclosureMonth":490,"companyCode":615,"companyName":616,"productCode":617,"productName":618,"joinWay":619,"mortgageType":500,"mortgageTypeName":501,"repaymentType":502,"repaymentTypeName":503,"rateType":504,"rateTypeName":505,"rateMin":620,"rateMax":621,"rateAvg":632,"loanLimit":623,"earlyRepaymentFee":624,"delinquencyRate":625,"incidentalExpense":626},"0013175-2001104780001-A-S-C",4.86,{"id":634,"disclosureMonth":490,"companyCode":615,"companyName":616,"productCode":617,"productName":618,"joinWay":619,"mortgageType":515,"mortgageTypeName":516,"repaymentType":502,"repaymentTypeName":503,"rateType":504,"rateTypeName":505,"rateMin":620,"rateMax":621,"rateAvg":579,"loanLimit":623,"earlyRepaymentFee":624,"delinquencyRate":625,"incidentalExpense":626},"0013175-2001104780001-E-S-C",{"id":636,"disclosureMonth":490,"companyCode":637,"companyName":638,"productCode":639,"productName":640,"joinWay":641,"mortgageType":500,"mortgageTypeName":501,"repaymentType":502,"repaymentTypeName":503,"rateType":504,"rateTypeName":505,"rateMin":642,"rateMax":643,"rateAvg":9,"loanLimit":644,"earlyRepaymentFee":645,"delinquencyRate":646,"incidentalExpense":647},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":649,"disclosureMonth":490,"companyCode":637,"companyName":638,"productCode":639,"productName":640,"joinWay":641,"mortgageType":515,"mortgageTypeName":516,"repaymentType":502,"repaymentTypeName":503,"rateType":504,"rateTypeName":505,"rateMin":642,"rateMax":643,"rateAvg":9,"loanLimit":644,"earlyRepaymentFee":645,"delinquencyRate":646,"incidentalExpense":647},"0010030-1-E-S-C",{"id":651,"disclosureMonth":490,"companyCode":652,"companyName":653,"productCode":654,"productName":655,"joinWay":499,"mortgageType":500,"mortgageTypeName":501,"repaymentType":502,"repaymentTypeName":503,"rateType":504,"rateTypeName":505,"rateMin":556,"rateMax":656,"rateAvg":9,"loanLimit":527,"earlyRepaymentFee":657,"delinquencyRate":658,"incidentalExpense":659},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":672,"disclosureMonth":490,"companyCode":673,"companyName":674,"productCode":675,"productName":676,"joinWay":605,"mortgageType":500,"mortgageTypeName":501,"repaymentType":541,"repaymentTypeName":542,"rateType":504,"rateTypeName":505,"rateMin":677,"rateMax":678,"rateAvg":679,"loanLimit":680,"earlyRepaymentFee":681,"delinquencyRate":682,"incidentalExpense":683},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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