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대출금액*120%*1%*채권할인율",{"id":311,"disclosureMonth":252,"companyCode":281,"companyName":282,"productCode":283,"productName":284,"joinWay":261,"mortgageType":276,"mortgageTypeName":277,"repaymentType":302,"repaymentTypeName":303,"rateType":265,"rateTypeName":266,"rateMin":312,"rateMax":313,"rateAvg":314,"loanLimit":288,"earlyRepaymentFee":289,"delinquencyRate":290,"incidentalExpense":291},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":316,"disclosureMonth":252,"companyCode":281,"companyName":282,"productCode":294,"productName":295,"joinWay":261,"mortgageType":262,"mortgageTypeName":79,"repaymentType":302,"repaymentTypeName":303,"rateType":265,"rateTypeName":266,"rateMin":312,"rateMax":313,"rateAvg":317,"loanLimit":288,"earlyRepaymentFee":289,"delinquencyRate":290,"incidentalExpense":291},"0010001-1054-A-D-C",4.75,{"id":319,"disclosureMonth":252,"companyCode":320,"companyName":321,"productCode":322,"productName":323,"joinWay":261,"mortgageType":276,"mortgageTypeName":277,"repaymentType":302,"repaymentTypeName":303,"rateType":265,"rateTypeName":266,"rateMin":324,"rateMax":325,"rateAvg":9,"loanLimit":326,"earlyRepaymentFee":327,"delinquencyRate":328,"incidentalExpense":329},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":331,"disclosureMonth":252,"companyCode":320,"companyName":321,"productCode":322,"productName":323,"joinWay":261,"mortgageType":262,"mortgageTypeName":79,"repaymentType":302,"repaymentTypeName":303,"rateType":265,"rateTypeName":266,"rateMin":324,"rateMax":325,"rateAvg":332,"loanLimit":326,"earlyRepaymentFee":327,"delinquencyRate":328,"incidentalExpense":329},"0010016-20461501000001001-A-D-C",4.66,{"id":334,"disclosureMonth":252,"companyCode":320,"companyName":321,"productCode":335,"productName":336,"joinWay":261,"mortgageType":276,"mortgageTypeName":277,"repaymentType":302,"repaymentTypeName":303,"rateType":265,"rateTypeName":266,"rateMin":324,"rateMax":325,"rateAvg":337,"loanLimit":326,"earlyRepaymentFee":327,"delinquencyRate":328,"incidentalExpense":329},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":339,"disclosureMonth":252,"companyCode":320,"companyName":321,"productCode":335,"productName":336,"joinWay":261,"mortgageType":262,"mortgageTypeName":79,"repaymentType":302,"repaymentTypeName":303,"rateType":265,"rateTypeName":266,"rateMin":324,"rateMax":325,"rateAvg":340,"loanLimit":326,"earlyRepaymentFee":327,"delinquencyRate":328,"incidentalExpense":329},"0010016-20283701000001001-A-D-C",4.92,{"id":342,"disclosureMonth":252,"companyCode":298,"companyName":299,"productCode":343,"productName":344,"joinWay":261,"mortgageType":276,"mortgageTypeName":277,"repaymentType":302,"repaymentTypeName":303,"rateType":265,"rateTypeName":266,"rateMin":345,"rateMax":346,"rateAvg":347,"loanLimit":306,"earlyRepaymentFee":307,"delinquencyRate":308,"incidentalExpense":309},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":349,"disclosureMonth":252,"companyCode":350,"companyName":351,"productCode":352,"productName":353,"joinWay":354,"mortgageType":262,"mortgageTypeName":79,"repaymentType":263,"repaymentTypeName":264,"rateType":265,"rateTypeName":266,"rateMin":355,"rateMax":356,"rateAvg":9,"loanLimit":288,"earlyRepaymentFee":357,"delinquencyRate":358,"incidentalExpense":359},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":361,"disclosureMonth":252,"companyCode":362,"companyName":363,"productCode":364,"productName":365,"joinWay":366,"mortgageType":262,"mortgageTypeName":79,"repaymentType":302,"repaymentTypeName":303,"rateType":265,"rateTypeName":266,"rateMin":367,"rateMax":368,"rateAvg":369,"loanLimit":370,"earlyRepaymentFee":371,"delinquencyRate":372,"incidentalExpense":373},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":375,"disclosureMonth":252,"companyCode":376,"companyName":377,"productCode":378,"productName":379,"joinWay":380,"mortgageType":276,"mortgageTypeName":277,"repaymentType":302,"repaymentTypeName":303,"rateType":265,"rateTypeName":266,"rateMin":381,"rateMax":382,"rateAvg":383,"loanLimit":384,"earlyRepaymentFee":385,"delinquencyRate":386,"incidentalExpense":387},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":389,"disclosureMonth":252,"companyCode":376,"companyName":377,"productCode":378,"productName":379,"joinWay":380,"mortgageType":262,"mortgageTypeName":79,"repaymentType":302,"repaymentTypeName":303,"rateType":265,"rateTypeName":266,"rateMin":381,"rateMax":382,"rateAvg":390,"loanLimit":384,"earlyRepaymentFee":385,"delinquencyRate":386,"incidentalExpense":387},"0013175-2001104780001-A-D-C",5.13,{"id":392,"disclosureMonth":252,"companyCode":376,"companyName":377,"productCode":378,"productName":379,"joinWay":380,"mortgageType":262,"mortgageTypeName":79,"repaymentType":263,"repaymentTypeName":264,"rateType":265,"rateTypeName":266,"rateMin":381,"rateMax":382,"rateAvg":393,"loanLimit":384,"earlyRepaymentFee":385,"delinquencyRate":386,"incidentalExpense":387},"0013175-2001104780001-A-S-C",4.86,{"id":395,"disclosureMonth":252,"companyCode":376,"companyName":377,"productCode":378,"productName":379,"joinWay":380,"mortgageType":276,"mortgageTypeName":277,"repaymentType":263,"repaymentTypeName":264,"rateType":265,"rateTypeName":266,"rateMin":381,"rateMax":382,"rateAvg":340,"loanLimit":384,"earlyRepaymentFee":385,"delinquencyRate":386,"incidentalExpense":387},"0013175-2001104780001-E-S-C",{"id":397,"disclosureMonth":252,"companyCode":398,"companyName":399,"productCode":109,"productName":400,"joinWay":95,"mortgageType":262,"mortgageTypeName":79,"repaymentType":263,"repaymentTypeName":264,"rateType":265,"rateTypeName":266,"rateMin":401,"rateMax":402,"rateAvg":9,"loanLimit":403,"earlyRepaymentFee":404,"delinquencyRate":405,"incidentalExpense":406},"0010030-1-A-S-C","0010030","한국산업은행","산은 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매입비용",{"id":408,"disclosureMonth":252,"companyCode":398,"companyName":399,"productCode":109,"productName":400,"joinWay":95,"mortgageType":276,"mortgageTypeName":277,"repaymentType":263,"repaymentTypeName":264,"rateType":265,"rateTypeName":266,"rateMin":401,"rateMax":402,"rateAvg":9,"loanLimit":403,"earlyRepaymentFee":404,"delinquencyRate":405,"incidentalExpense":406},"0010030-1-E-S-C",{"id":410,"disclosureMonth":252,"companyCode":411,"companyName":412,"productCode":413,"productName":414,"joinWay":261,"mortgageType":262,"mortgageTypeName":79,"repaymentType":263,"repaymentTypeName":264,"rateType":265,"rateTypeName":266,"rateMin":317,"rateMax":415,"rateAvg":9,"loanLimit":288,"earlyRepaymentFee":416,"delinquencyRate":417,"incidentalExpense":418},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":420,"disclosureMonth":252,"companyCode":411,"companyName":412,"productCode":413,"productName":414,"joinWay":261,"mortgageType":276,"mortgageTypeName":277,"repaymentType":263,"repaymentTypeName":264,"rateType":265,"rateTypeName":266,"rateMin":317,"rateMax":415,"rateAvg":9,"loanLimit":288,"earlyRepaymentFee":416,"delinquencyRate":417,"incidentalExpense":418},"0010927-KB200300000002-E-S-C",{"id":422,"disclosureMonth":252,"companyCode":257,"companyName":258,"productCode":423,"productName":424,"joinWay":366,"mortgageType":262,"mortgageTypeName":79,"repaymentType":302,"repaymentTypeName":303,"rateType":265,"rateTypeName":266,"rateMin":425,"rateMax":426,"rateAvg":427,"loanLimit":428,"earlyRepaymentFee":271,"delinquencyRate":272,"incidentalExpense":429},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":431,"disclosureMonth":252,"companyCode":432,"companyName":433,"productCode":434,"productName":435,"joinWay":366,"mortgageType":262,"mortgageTypeName":79,"repaymentType":302,"repaymentTypeName":303,"rateType":265,"rateTypeName":266,"rateMin":436,"rateMax":437,"rateAvg":438,"loanLimit":439,"earlyRepaymentFee":118,"delinquencyRate":440,"incidentalExpense":441},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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