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대출금액*120%*1%*채권할인율",{"id":463,"disclosureMonth":403,"companyCode":433,"companyName":434,"productCode":435,"productName":436,"joinWay":412,"mortgageType":428,"mortgageTypeName":429,"repaymentType":454,"repaymentTypeName":455,"rateType":417,"rateTypeName":418,"rateMin":464,"rateMax":465,"rateAvg":466,"loanLimit":440,"earlyRepaymentFee":441,"delinquencyRate":442,"incidentalExpense":443},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":468,"disclosureMonth":403,"companyCode":433,"companyName":434,"productCode":446,"productName":447,"joinWay":412,"mortgageType":413,"mortgageTypeName":414,"repaymentType":454,"repaymentTypeName":455,"rateType":417,"rateTypeName":418,"rateMin":464,"rateMax":465,"rateAvg":469,"loanLimit":440,"earlyRepaymentFee":441,"delinquencyRate":442,"incidentalExpense":443},"0010001-1054-A-D-C",4.75,{"id":471,"disclosureMonth":403,"companyCode":472,"companyName":473,"productCode":474,"productName":475,"joinWay":412,"mortgageType":428,"mortgageTypeName":429,"repaymentType":454,"repaymentTypeName":455,"rateType":417,"rateTypeName":418,"rateMin":476,"rateMax":477,"rateAvg":9,"loanLimit":478,"earlyRepaymentFee":479,"delinquencyRate":480,"incidentalExpense":481},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":483,"disclosureMonth":403,"companyCode":472,"companyName":473,"productCode":474,"productName":475,"joinWay":412,"mortgageType":413,"mortgageTypeName":414,"repaymentType":454,"repaymentTypeName":455,"rateType":417,"rateTypeName":418,"rateMin":476,"rateMax":477,"rateAvg":484,"loanLimit":478,"earlyRepaymentFee":479,"delinquencyRate":480,"incidentalExpense":481},"0010016-20461501000001001-A-D-C",4.66,{"id":486,"disclosureMonth":403,"companyCode":472,"companyName":473,"productCode":487,"productName":488,"joinWay":412,"mortgageType":428,"mortgageTypeName":429,"repaymentType":454,"repaymentTypeName":455,"rateType":417,"rateTypeName":418,"rateMin":476,"rateMax":477,"rateAvg":489,"loanLimit":478,"earlyRepaymentFee":479,"delinquencyRate":480,"incidentalExpense":481},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":491,"disclosureMonth":403,"companyCode":472,"companyName":473,"productCode":487,"productName":488,"joinWay":412,"mortgageType":413,"mortgageTypeName":414,"repaymentType":454,"repaymentTypeName":455,"rateType":417,"rateTypeName":418,"rateMin":476,"rateMax":477,"rateAvg":492,"loanLimit":478,"earlyRepaymentFee":479,"delinquencyRate":480,"incidentalExpense":481},"0010016-20283701000001001-A-D-C",4.92,{"id":494,"disclosureMonth":403,"companyCode":450,"companyName":451,"productCode":495,"productName":496,"joinWay":412,"mortgageType":428,"mortgageTypeName":429,"repaymentType":454,"repaymentTypeName":455,"rateType":417,"rateTypeName":418,"rateMin":497,"rateMax":498,"rateAvg":499,"loanLimit":458,"earlyRepaymentFee":459,"delinquencyRate":460,"incidentalExpense":461},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":501,"disclosureMonth":403,"companyCode":502,"companyName":503,"productCode":504,"productName":505,"joinWay":506,"mortgageType":413,"mortgageTypeName":414,"repaymentType":415,"repaymentTypeName":416,"rateType":417,"rateTypeName":418,"rateMin":507,"rateMax":508,"rateAvg":9,"loanLimit":440,"earlyRepaymentFee":509,"delinquencyRate":510,"incidentalExpense":511},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":513,"disclosureMonth":403,"companyCode":514,"companyName":515,"productCode":516,"productName":517,"joinWay":518,"mortgageType":413,"mortgageTypeName":414,"repaymentType":454,"repaymentTypeName":455,"rateType":417,"rateTypeName":418,"rateMin":519,"rateMax":520,"rateAvg":521,"loanLimit":522,"earlyRepaymentFee":523,"delinquencyRate":524,"incidentalExpense":525},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":527,"disclosureMonth":403,"companyCode":528,"companyName":529,"productCode":530,"productName":531,"joinWay":532,"mortgageType":428,"mortgageTypeName":429,"repaymentType":454,"repaymentTypeName":455,"rateType":417,"rateTypeName":418,"rateMin":533,"rateMax":534,"rateAvg":535,"loanLimit":536,"earlyRepaymentFee":537,"delinquencyRate":538,"incidentalExpense":539},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":541,"disclosureMonth":403,"companyCode":528,"companyName":529,"productCode":530,"productName":531,"joinWay":532,"mortgageType":413,"mortgageTypeName":414,"repaymentType":454,"repaymentTypeName":455,"rateType":417,"rateTypeName":418,"rateMin":533,"rateMax":534,"rateAvg":542,"loanLimit":536,"earlyRepaymentFee":537,"delinquencyRate":538,"incidentalExpense":539},"0013175-2001104780001-A-D-C",5.13,{"id":544,"disclosureMonth":403,"companyCode":528,"companyName":529,"productCode":530,"productName":531,"joinWay":532,"mortgageType":413,"mortgageTypeName":414,"repaymentType":415,"repaymentTypeName":416,"rateType":417,"rateTypeName":418,"rateMin":533,"rateMax":534,"rateAvg":545,"loanLimit":536,"earlyRepaymentFee":537,"delinquencyRate":538,"incidentalExpense":539},"0013175-2001104780001-A-S-C",4.86,{"id":547,"disclosureMonth":403,"companyCode":528,"companyName":529,"productCode":530,"productName":531,"joinWay":532,"mortgageType":428,"mortgageTypeName":429,"repaymentType":415,"repaymentTypeName":416,"rateType":417,"rateTypeName":418,"rateMin":533,"rateMax":534,"rateAvg":492,"loanLimit":536,"earlyRepaymentFee":537,"delinquencyRate":538,"incidentalExpense":539},"0013175-2001104780001-E-S-C",{"id":549,"disclosureMonth":403,"companyCode":550,"companyName":551,"productCode":552,"productName":553,"joinWay":554,"mortgageType":413,"mortgageTypeName":414,"repaymentType":415,"repaymentTypeName":416,"rateType":417,"rateTypeName":418,"rateMin":555,"rateMax":556,"rateAvg":9,"loanLimit":557,"earlyRepaymentFee":558,"delinquencyRate":559,"incidentalExpense":560},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":562,"disclosureMonth":403,"companyCode":550,"companyName":551,"productCode":552,"productName":553,"joinWay":554,"mortgageType":428,"mortgageTypeName":429,"repaymentType":415,"repaymentTypeName":416,"rateType":417,"rateTypeName":418,"rateMin":555,"rateMax":556,"rateAvg":9,"loanLimit":557,"earlyRepaymentFee":558,"delinquencyRate":559,"incidentalExpense":560},"0010030-1-E-S-C",{"id":564,"disclosureMonth":403,"companyCode":565,"companyName":566,"productCode":567,"productName":568,"joinWay":412,"mortgageType":413,"mortgageTypeName":414,"repaymentType":415,"repaymentTypeName":416,"rateType":417,"rateTypeName":418,"rateMin":469,"rateMax":569,"rateAvg":9,"loanLimit":440,"earlyRepaymentFee":570,"delinquencyRate":571,"incidentalExpense":572},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":574,"disclosureMonth":403,"companyCode":565,"companyName":566,"productCode":567,"productName":568,"joinWay":412,"mortgageType":428,"mortgageTypeName":429,"repaymentType":415,"repaymentTypeName":416,"rateType":417,"rateTypeName":418,"rateMin":469,"rateMax":569,"rateAvg":9,"loanLimit":440,"earlyRepaymentFee":570,"delinquencyRate":571,"incidentalExpense":572},"0010927-KB200300000002-E-S-C",{"id":576,"disclosureMonth":403,"companyCode":408,"companyName":409,"productCode":577,"productName":578,"joinWay":518,"mortgageType":413,"mortgageTypeName":414,"repaymentType":454,"repaymentTypeName":455,"rateType":417,"rateTypeName":418,"rateMin":579,"rateMax":580,"rateAvg":581,"loanLimit":582,"earlyRepaymentFee":423,"delinquencyRate":424,"incidentalExpense":583},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":585,"disclosureMonth":403,"companyCode":586,"companyName":587,"productCode":588,"productName":589,"joinWay":518,"mortgageType":413,"mortgageTypeName":414,"repaymentType":454,"repaymentTypeName":455,"rateType":417,"rateTypeName":418,"rateMin":590,"rateMax":591,"rateAvg":592,"loanLimit":593,"earlyRepaymentFee":594,"delinquencyRate":595,"incidentalExpense":596},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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