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채권할인율",{"id":751,"disclosureMonth":727,"companyCode":732,"companyName":733,"productCode":734,"productName":735,"joinWay":736,"mortgageType":752,"mortgageTypeName":753,"repaymentType":739,"repaymentTypeName":740,"rateType":741,"rateTypeName":742,"rateMin":743,"rateMax":744,"rateAvg":754,"loanLimit":746,"earlyRepaymentFee":747,"delinquencyRate":748,"incidentalExpense":749},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":756,"disclosureMonth":727,"companyCode":757,"companyName":758,"productCode":759,"productName":760,"joinWay":736,"mortgageType":752,"mortgageTypeName":753,"repaymentType":739,"repaymentTypeName":740,"rateType":741,"rateTypeName":742,"rateMin":761,"rateMax":762,"rateAvg":763,"loanLimit":764,"earlyRepaymentFee":765,"delinquencyRate":766,"incidentalExpense":767},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":769,"disclosureMonth":727,"companyCode":757,"companyName":758,"productCode":770,"productName":771,"joinWay":736,"mortgageType":737,"mortgageTypeName":738,"repaymentType":739,"repaymentTypeName":740,"rateType":741,"rateTypeName":742,"rateMin":761,"rateMax":762,"rateAvg":24,"loanLimit":764,"earlyRepaymentFee":765,"delinquencyRate":766,"incidentalExpense":767},"0010001-1054-A-S-C","1054","우리아파트론",{"id":773,"disclosureMonth":727,"companyCode":774,"companyName":775,"productCode":776,"productName":777,"joinWay":736,"mortgageType":737,"mortgageTypeName":738,"repaymentType":778,"repaymentTypeName":779,"rateType":741,"rateTypeName":742,"rateMin":780,"rateMax":781,"rateAvg":82,"loanLimit":782,"earlyRepaymentFee":783,"delinquencyRate":784,"incidentalExpense":785},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":787,"disclosureMonth":727,"companyCode":757,"companyName":758,"productCode":759,"productName":760,"joinWay":736,"mortgageType":752,"mortgageTypeName":753,"repaymentType":778,"repaymentTypeName":779,"rateType":741,"rateTypeName":742,"rateMin":788,"rateMax":789,"rateAvg":790,"loanLimit":764,"earlyRepaymentFee":765,"delinquencyRate":766,"incidentalExpense":767},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":792,"disclosureMonth":727,"companyCode":757,"companyName":758,"productCode":770,"productName":771,"joinWay":736,"mortgageType":737,"mortgageTypeName":738,"repaymentType":778,"repaymentTypeName":779,"rateType":741,"rateTypeName":742,"rateMin":788,"rateMax":789,"rateAvg":793,"loanLimit":764,"earlyRepaymentFee":765,"delinquencyRate":766,"incidentalExpense":767},"0010001-1054-A-D-C",4.75,{"id":795,"disclosureMonth":727,"companyCode":796,"companyName":797,"productCode":798,"productName":799,"joinWay":736,"mortgageType":752,"mortgageTypeName":753,"repaymentType":778,"repaymentTypeName":779,"rateType":741,"rateTypeName":742,"rateMin":800,"rateMax":801,"rateAvg":24,"loanLimit":802,"earlyRepaymentFee":803,"delinquencyRate":804,"incidentalExpense":805},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":807,"disclosureMonth":727,"companyCode":796,"companyName":797,"productCode":798,"productName":799,"joinWay":736,"mortgageType":737,"mortgageTypeName":738,"repaymentType":778,"repaymentTypeName":779,"rateType":741,"rateTypeName":742,"rateMin":800,"rateMax":801,"rateAvg":808,"loanLimit":802,"earlyRepaymentFee":803,"delinquencyRate":804,"incidentalExpense":805},"0010016-20461501000001001-A-D-C",4.66,{"id":810,"disclosureMonth":727,"companyCode":796,"companyName":797,"productCode":811,"productName":812,"joinWay":736,"mortgageType":752,"mortgageTypeName":753,"repaymentType":778,"repaymentTypeName":779,"rateType":741,"rateTypeName":742,"rateMin":800,"rateMax":801,"rateAvg":813,"loanLimit":802,"earlyRepaymentFee":803,"delinquencyRate":804,"incidentalExpense":805},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":815,"disclosureMonth":727,"companyCode":796,"companyName":797,"productCode":811,"productName":812,"joinWay":736,"mortgageType":737,"mortgageTypeName":738,"repaymentType":778,"repaymentTypeName":779,"rateType":741,"rateTypeName":742,"rateMin":800,"rateMax":801,"rateAvg":816,"loanLimit":802,"earlyRepaymentFee":803,"delinquencyRate":804,"incidentalExpense":805},"0010016-20283701000001001-A-D-C",4.92,{"id":818,"disclosureMonth":727,"companyCode":774,"companyName":775,"productCode":819,"productName":820,"joinWay":736,"mortgageType":752,"mortgageTypeName":753,"repaymentType":778,"repaymentTypeName":779,"rateType":741,"rateTypeName":742,"rateMin":821,"rateMax":822,"rateAvg":823,"loanLimit":782,"earlyRepaymentFee":783,"delinquencyRate":784,"incidentalExpense":785},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":825,"disclosureMonth":727,"companyCode":826,"companyName":827,"productCode":828,"productName":829,"joinWay":830,"mortgageType":737,"mortgageTypeName":738,"repaymentType":739,"repaymentTypeName":740,"rateType":741,"rateTypeName":742,"rateMin":831,"rateMax":832,"rateAvg":24,"loanLimit":764,"earlyRepaymentFee":833,"delinquencyRate":834,"incidentalExpense":835},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":837,"disclosureMonth":727,"companyCode":838,"companyName":839,"productCode":840,"productName":841,"joinWay":842,"mortgageType":737,"mortgageTypeName":738,"repaymentType":778,"repaymentTypeName":779,"rateType":741,"rateTypeName":742,"rateMin":843,"rateMax":844,"rateAvg":845,"loanLimit":846,"earlyRepaymentFee":847,"delinquencyRate":848,"incidentalExpense":849},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":851,"disclosureMonth":727,"companyCode":852,"companyName":853,"productCode":854,"productName":855,"joinWay":856,"mortgageType":752,"mortgageTypeName":753,"repaymentType":778,"repaymentTypeName":779,"rateType":741,"rateTypeName":742,"rateMin":857,"rateMax":858,"rateAvg":859,"loanLimit":860,"earlyRepaymentFee":861,"delinquencyRate":862,"incidentalExpense":863},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":865,"disclosureMonth":727,"companyCode":852,"companyName":853,"productCode":854,"productName":855,"joinWay":856,"mortgageType":737,"mortgageTypeName":738,"repaymentType":778,"repaymentTypeName":779,"rateType":741,"rateTypeName":742,"rateMin":857,"rateMax":858,"rateAvg":866,"loanLimit":860,"earlyRepaymentFee":861,"delinquencyRate":862,"incidentalExpense":863},"0013175-2001104780001-A-D-C",5.13,{"id":868,"disclosureMonth":727,"companyCode":852,"companyName":853,"productCode":854,"productName":855,"joinWay":856,"mortgageType":737,"mortgageTypeName":738,"repaymentType":739,"repaymentTypeName":740,"rateType":741,"rateTypeName":742,"rateMin":857,"rateMax":858,"rateAvg":869,"loanLimit":860,"earlyRepaymentFee":861,"delinquencyRate":862,"incidentalExpense":863},"0013175-2001104780001-A-S-C",4.86,{"id":871,"disclosureMonth":727,"companyCode":852,"companyName":853,"productCode":854,"productName":855,"joinWay":856,"mortgageType":752,"mortgageTypeName":753,"repaymentType":739,"repaymentTypeName":740,"rateType":741,"rateTypeName":742,"rateMin":857,"rateMax":858,"rateAvg":816,"loanLimit":860,"earlyRepaymentFee":861,"delinquencyRate":862,"incidentalExpense":863},"0013175-2001104780001-E-S-C",{"id":873,"disclosureMonth":727,"companyCode":874,"companyName":875,"productCode":876,"productName":877,"joinWay":878,"mortgageType":737,"mortgageTypeName":738,"repaymentType":739,"repaymentTypeName":740,"rateType":741,"rateTypeName":742,"rateMin":879,"rateMax":880,"rateAvg":24,"loanLimit":881,"earlyRepaymentFee":882,"delinquencyRate":883,"incidentalExpense":884},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":886,"disclosureMonth":727,"companyCode":874,"companyName":875,"productCode":876,"productName":877,"joinWay":878,"mortgageType":752,"mortgageTypeName":753,"repaymentType":739,"repaymentTypeName":740,"rateType":741,"rateTypeName":742,"rateMin":879,"rateMax":880,"rateAvg":24,"loanLimit":881,"earlyRepaymentFee":882,"delinquencyRate":883,"incidentalExpense":884},"0010030-1-E-S-C",{"id":888,"disclosureMonth":727,"companyCode":889,"companyName":890,"productCode":891,"productName":892,"joinWay":736,"mortgageType":737,"mortgageTypeName":738,"repaymentType":739,"repaymentTypeName":740,"rateType":741,"rateTypeName":742,"rateMin":793,"rateMax":893,"rateAvg":24,"loanLimit":764,"earlyRepaymentFee":894,"delinquencyRate":895,"incidentalExpense":896},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":898,"disclosureMonth":727,"companyCode":889,"companyName":890,"productCode":891,"productName":892,"joinWay":736,"mortgageType":752,"mortgageTypeName":753,"repaymentType":739,"repaymentTypeName":740,"rateType":741,"rateTypeName":742,"rateMin":793,"rateMax":893,"rateAvg":24,"loanLimit":764,"earlyRepaymentFee":894,"delinquencyRate":895,"incidentalExpense":896},"0010927-KB200300000002-E-S-C",{"id":900,"disclosureMonth":727,"companyCode":732,"companyName":733,"productCode":901,"productName":902,"joinWay":842,"mortgageType":737,"mortgageTypeName":738,"repaymentType":778,"repaymentTypeName":779,"rateType":741,"rateTypeName":742,"rateMin":903,"rateMax":904,"rateAvg":905,"loanLimit":906,"earlyRepaymentFee":747,"delinquencyRate":748,"incidentalExpense":907},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":909,"disclosureMonth":727,"companyCode":910,"companyName":911,"productCode":912,"productName":913,"joinWay":842,"mortgageType":737,"mortgageTypeName":738,"repaymentType":778,"repaymentTypeName":779,"rateType":741,"rateTypeName":742,"rateMin":914,"rateMax":915,"rateAvg":916,"loanLimit":917,"earlyRepaymentFee":918,"delinquencyRate":919,"incidentalExpense":920},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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