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일배치","020000",111,"2026-11-03T22:07:42.487Z",[1300,1320,1325,1338,1342,1356,1361,1364,1376,1379,1384,1387,1394,1406,1420,1434,1437,1440,1442,1455,1457,1467,1469,1478,1491,1497,1507,1510,1518,1520,1525,1527,1531,1534,1537,1542,1546,1549,1553,1557,1561,1571,1576,1578,1580,1585,1591,1603,1605,1609,1612,1615,1617,1620,1624,1628,1639,1641,1652,1664,1667,1671,1675,1677,1680,1686,1690,1696,1700,1705,1717,1722,1725,1728,1730,1736,1739,1742,1744,1751,1753,1755,1757,1761,1763,1765,1767,1770,1772,1776,1778,1782,1784,1788,1790,1795,1797,1801,1807,1809,1812,1817,1819,1824,1826,1828,1830,1835,1839,1843,1847],{"id":1301,"disclosureMonth":109,"companyCode":1302,"companyName":1303,"productCode":1304,"productName":1305,"joinWay":1306,"mortgageType":1307,"mortgageTypeName":1308,"repaymentType":1309,"repaymentTypeName":1310,"rateType":1311,"rateTypeName":1312,"rateMin":1313,"rateMax":1314,"rateAvg":1315,"loanLimit":1316,"earlyRepaymentFee":1317,"delinquencyRate":1318,"incidentalExpense":1319},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":1321,"disclosureMonth":109,"companyCode":1302,"companyName":1303,"productCode":1304,"productName":1305,"joinWay":1306,"mortgageType":1322,"mortgageTypeName":1323,"repaymentType":1309,"repaymentTypeName":1310,"rateType":1311,"rateTypeName":1312,"rateMin":1313,"rateMax":1314,"rateAvg":1324,"loanLimit":1316,"earlyRepaymentFee":1317,"delinquencyRate":1318,"incidentalExpense":1319},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":1326,"disclosureMonth":109,"companyCode":1327,"companyName":1328,"productCode":1329,"productName":1330,"joinWay":1306,"mortgageType":1322,"mortgageTypeName":1323,"repaymentType":1309,"repaymentTypeName":1310,"rateType":1311,"rateTypeName":1312,"rateMin":1331,"rateMax":1332,"rateAvg":1333,"loanLimit":1334,"earlyRepaymentFee":1335,"delinquencyRate":1336,"incidentalExpense":1337},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":1339,"disclosureMonth":109,"companyCode":1327,"companyName":1328,"productCode":1340,"productName":1341,"joinWay":1306,"mortgageType":1307,"mortgageTypeName":1308,"repaymentType":1309,"repaymentTypeName":1310,"rateType":1311,"rateTypeName":1312,"rateMin":1331,"rateMax":1332,"rateAvg":9,"loanLimit":1334,"earlyRepaymentFee":1335,"delinquencyRate":1336,"incidentalExpense":1337},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1343,"disclosureMonth":109,"companyCode":1344,"companyName":1345,"productCode":1346,"productName":1347,"joinWay":1306,"mortgageType":1307,"mortgageTypeName":1308,"repaymentType":1348,"repaymentTypeName":1349,"rateType":1311,"rateTypeName":1312,"rateMin":1350,"rateMax":1351,"rateAvg":65,"loanLimit":1352,"earlyRepaymentFee":1353,"delinquencyRate":1354,"incidentalExpense":1355},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1357,"disclosureMonth":109,"companyCode":1327,"companyName":1328,"productCode":1329,"productName":1330,"joinWay":1306,"mortgageType":1322,"mortgageTypeName":1323,"repaymentType":1348,"repaymentTypeName":1349,"rateType":1311,"rateTypeName":1312,"rateMin":1358,"rateMax":1359,"rateAvg":1360,"loanLimit":1334,"earlyRepaymentFee":1335,"delinquencyRate":1336,"incidentalExpense":1337},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1362,"disclosureMonth":109,"companyCode":1327,"companyName":1328,"productCode":1340,"productName":1341,"joinWay":1306,"mortgageType":1307,"mortgageTypeName":1308,"repaymentType":1348,"repaymentTypeName":1349,"rateType":1311,"rateTypeName":1312,"rateMin":1358,"rateMax":1359,"rateAvg":1363,"loanLimit":1334,"earlyRepaymentFee":1335,"delinquencyRate":1336,"incidentalExpense":1337},"0010001-1054-A-D-C",4.75,{"id":1365,"disclosureMonth":109,"companyCode":1366,"companyName":1367,"productCode":1368,"productName":1369,"joinWay":1306,"mortgageType":1322,"mortgageTypeName":1323,"repaymentType":1348,"repaymentTypeName":1349,"rateType":1311,"rateTypeName":1312,"rateMin":1370,"rateMax":1371,"rateAvg":9,"loanLimit":1372,"earlyRepaymentFee":1373,"delinquencyRate":1374,"incidentalExpense":1375},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1377,"disclosureMonth":109,"companyCode":1366,"companyName":1367,"productCode":1368,"productName":1369,"joinWay":1306,"mortgageType":1307,"mortgageTypeName":1308,"repaymentType":1348,"repaymentTypeName":1349,"rateType":1311,"rateTypeName":1312,"rateMin":1370,"rateMax":1371,"rateAvg":1378,"loanLimit":1372,"earlyRepaymentFee":1373,"delinquencyRate":1374,"incidentalExpense":1375},"0010016-20461501000001001-A-D-C",4.66,{"id":1380,"disclosureMonth":109,"companyCode":1366,"companyName":1367,"productCode":1381,"productName":1382,"joinWay":1306,"mortgageType":1322,"mortgageTypeName":1323,"repaymentType":1348,"repaymentTypeName":1349,"rateType":1311,"rateTypeName":1312,"rateMin":1370,"rateMax":1371,"rateAvg":1383,"loanLimit":1372,"earlyRepaymentFee":1373,"delinquencyRate":1374,"incidentalExpense":1375},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1385,"disclosureMonth":109,"companyCode":1366,"companyName":1367,"productCode":1381,"productName":1382,"joinWay":1306,"mortgageType":1307,"mortgageTypeName":1308,"repaymentType":1348,"repaymentTypeName":1349,"rateType":1311,"rateTypeName":1312,"rateMin":1370,"rateMax":1371,"rateAvg":1386,"loanLimit":1372,"earlyRepaymentFee":1373,"delinquencyRate":1374,"incidentalExpense":1375},"0010016-20283701000001001-A-D-C",4.92,{"id":1388,"disclosureMonth":109,"companyCode":1344,"companyName":1345,"productCode":1389,"productName":1390,"joinWay":1306,"mortgageType":1322,"mortgageTypeName":1323,"repaymentType":1348,"repaymentTypeName":1349,"rateType":1311,"rateTypeName":1312,"rateMin":1391,"rateMax":1392,"rateAvg":1393,"loanLimit":1352,"earlyRepaymentFee":1353,"delinquencyRate":1354,"incidentalExpense":1355},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1395,"disclosureMonth":109,"companyCode":1396,"companyName":1397,"productCode":1398,"productName":1399,"joinWay":1400,"mortgageType":1307,"mortgageTypeName":1308,"repaymentType":1309,"repaymentTypeName":1310,"rateType":1311,"rateTypeName":1312,"rateMin":1401,"rateMax":1402,"rateAvg":9,"loanLimit":1334,"earlyRepaymentFee":1403,"delinquencyRate":1404,"incidentalExpense":1405},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1407,"disclosureMonth":109,"companyCode":1408,"companyName":1409,"productCode":1410,"productName":1411,"joinWay":1412,"mortgageType":1307,"mortgageTypeName":1308,"repaymentType":1348,"repaymentTypeName":1349,"rateType":1311,"rateTypeName":1312,"rateMin":1413,"rateMax":1414,"rateAvg":1415,"loanLimit":1416,"earlyRepaymentFee":1417,"delinquencyRate":1418,"incidentalExpense":1419},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1421,"disclosureMonth":109,"companyCode":1422,"companyName":1423,"productCode":1424,"productName":1425,"joinWay":1426,"mortgageType":1322,"mortgageTypeName":1323,"repaymentType":1348,"repaymentTypeName":1349,"rateType":1311,"rateTypeName":1312,"rateMin":1427,"rateMax":1428,"rateAvg":1429,"loanLimit":1430,"earlyRepaymentFee":1431,"delinquencyRate":1432,"incidentalExpense":1433},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1435,"disclosureMonth":109,"companyCode":1422,"companyName":1423,"productCode":1424,"productName":1425,"joinWay":1426,"mortgageType":1307,"mortgageTypeName":1308,"repaymentType":1348,"repaymentTypeName":1349,"rateType":1311,"rateTypeName":1312,"rateMin":1427,"rateMax":1428,"rateAvg":1436,"loanLimit":1430,"earlyRepaymentFee":1431,"delinquencyRate":1432,"incidentalExpense":1433},"0013175-2001104780001-A-D-C",5.13,{"id":1438,"disclosureMonth":109,"companyCode":1422,"companyName":1423,"productCode":1424,"productName":1425,"joinWay":1426,"mortgageType":1307,"mortgageTypeName":1308,"repaymentType":1309,"repaymentTypeName":1310,"rateType":1311,"rateTypeName":1312,"rateMin":1427,"rateMax":1428,"rateAvg":1439,"loanLimit":1430,"earlyRepaymentFee":1431,"delinquencyRate":1432,"incidentalExpense":1433},"0013175-2001104780001-A-S-C",4.86,{"id":1441,"disclosureMonth":109,"companyCode":1422,"companyName":1423,"productCode":1424,"productName":1425,"joinWay":1426,"mortgageType":1322,"mortgageTypeName":1323,"repaymentType":1309,"repaymentTypeName":1310,"rateType":1311,"rateTypeName":1312,"rateMin":1427,"rateMax":1428,"rateAvg":1386,"loanLimit":1430,"earlyRepaymentFee":1431,"delinquencyRate":1432,"incidentalExpense":1433},"0013175-2001104780001-E-S-C",{"id":1443,"disclosureMonth":109,"companyCode":1444,"companyName":1445,"productCode":1446,"productName":1447,"joinWay":1448,"mortgageType":1307,"mortgageTypeName":1308,"repaymentType":1309,"repaymentTypeName":1310,"rateType":1311,"rateTypeName":1312,"rateMin":1449,"rateMax":1450,"rateAvg":9,"loanLimit":1451,"earlyRepaymentFee":1452,"delinquencyRate":1453,"incidentalExpense":1454},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1456,"disclosureMonth":109,"companyCode":1444,"companyName":1445,"productCode":1446,"productName":1447,"joinWay":1448,"mortgageType":1322,"mortgageTypeName":1323,"repaymentType":1309,"repaymentTypeName":1310,"rateType":1311,"rateTypeName":1312,"rateMin":1449,"rateMax":1450,"rateAvg":9,"loanLimit":1451,"earlyRepaymentFee":1452,"delinquencyRate":1453,"incidentalExpense":1454},"0010030-1-E-S-C",{"id":1458,"disclosureMonth":109,"companyCode":1459,"companyName":1460,"productCode":1461,"productName":1462,"joinWay":1306,"mortgageType":1307,"mortgageTypeName":1308,"repaymentType":1309,"repaymentTypeName":1310,"rateType":1311,"rateTypeName":1312,"rateMin":1363,"rateMax":1463,"rateAvg":9,"loanLimit":1334,"earlyRepaymentFee":1464,"delinquencyRate":1465,"incidentalExpense":1466},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 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