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채권할인율",{"id":736,"disclosureMonth":712,"companyCode":717,"companyName":718,"productCode":719,"productName":720,"joinWay":721,"mortgageType":737,"mortgageTypeName":738,"repaymentType":724,"repaymentTypeName":725,"rateType":726,"rateTypeName":727,"rateMin":728,"rateMax":729,"rateAvg":739,"loanLimit":731,"earlyRepaymentFee":732,"delinquencyRate":733,"incidentalExpense":734},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":741,"disclosureMonth":712,"companyCode":742,"companyName":743,"productCode":744,"productName":745,"joinWay":721,"mortgageType":737,"mortgageTypeName":738,"repaymentType":724,"repaymentTypeName":725,"rateType":726,"rateTypeName":727,"rateMin":746,"rateMax":747,"rateAvg":748,"loanLimit":749,"earlyRepaymentFee":750,"delinquencyRate":751,"incidentalExpense":752},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":754,"disclosureMonth":712,"companyCode":742,"companyName":743,"productCode":755,"productName":756,"joinWay":721,"mortgageType":722,"mortgageTypeName":723,"repaymentType":724,"repaymentTypeName":725,"rateType":726,"rateTypeName":727,"rateMin":746,"rateMax":747,"rateAvg":9,"loanLimit":749,"earlyRepaymentFee":750,"delinquencyRate":751,"incidentalExpense":752},"0010001-1054-A-S-C","1054","우리아파트론",{"id":758,"disclosureMonth":712,"companyCode":759,"companyName":760,"productCode":761,"productName":762,"joinWay":721,"mortgageType":722,"mortgageTypeName":723,"repaymentType":763,"repaymentTypeName":764,"rateType":726,"rateTypeName":727,"rateMin":765,"rateMax":766,"rateAvg":597,"loanLimit":767,"earlyRepaymentFee":768,"delinquencyRate":769,"incidentalExpense":770},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 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등",{"id":836,"disclosureMonth":712,"companyCode":837,"companyName":838,"productCode":839,"productName":840,"joinWay":841,"mortgageType":737,"mortgageTypeName":738,"repaymentType":763,"repaymentTypeName":764,"rateType":726,"rateTypeName":727,"rateMin":842,"rateMax":843,"rateAvg":844,"loanLimit":845,"earlyRepaymentFee":846,"delinquencyRate":847,"incidentalExpense":848},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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