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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":363,"disclosureMonth":339,"companyCode":344,"companyName":345,"productCode":346,"productName":347,"joinWay":348,"mortgageType":364,"mortgageTypeName":365,"repaymentType":351,"repaymentTypeName":352,"rateType":353,"rateTypeName":354,"rateMin":355,"rateMax":356,"rateAvg":366,"loanLimit":358,"earlyRepaymentFee":359,"delinquencyRate":360,"incidentalExpense":361},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":368,"disclosureMonth":339,"companyCode":369,"companyName":370,"productCode":371,"productName":372,"joinWay":348,"mortgageType":364,"mortgageTypeName":365,"repaymentType":351,"repaymentTypeName":352,"rateType":353,"rateTypeName":354,"rateMin":373,"rateMax":374,"rateAvg":375,"loanLimit":376,"earlyRepaymentFee":377,"delinquencyRate":378,"incidentalExpense":379},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":381,"disclosureMonth":339,"companyCode":369,"companyName":370,"productCode":382,"productName":383,"joinWay":348,"mortgageType":349,"mortgageTypeName":350,"repaymentType":351,"repaymentTypeName":352,"rateType":353,"rateTypeName":354,"rateMin":373,"rateMax":374,"rateAvg":9,"loanLimit":376,"earlyRepaymentFee":377,"delinquencyRate":378,"incidentalExpense":379},"0010001-1054-A-S-C","1054","우리아파트론",{"id":385,"disclosureMonth":339,"companyCode":386,"companyName":387,"productCode":388,"productName":389,"joinWay":348,"mortgageType":349,"mortgageTypeName":350,"repaymentType":390,"repaymentTypeName":391,"rateType":353,"rateTypeName":354,"rateMin":392,"rateMax":393,"rateAvg":232,"loanLimit":394,"earlyRepaymentFee":395,"delinquencyRate":396,"incidentalExpense":397},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 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대출금액*120%*1%*채권할인율",{"id":399,"disclosureMonth":339,"companyCode":369,"companyName":370,"productCode":371,"productName":372,"joinWay":348,"mortgageType":364,"mortgageTypeName":365,"repaymentType":390,"repaymentTypeName":391,"rateType":353,"rateTypeName":354,"rateMin":400,"rateMax":401,"rateAvg":402,"loanLimit":376,"earlyRepaymentFee":377,"delinquencyRate":378,"incidentalExpense":379},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":404,"disclosureMonth":339,"companyCode":369,"companyName":370,"productCode":382,"productName":383,"joinWay":348,"mortgageType":349,"mortgageTypeName":350,"repaymentType":390,"repaymentTypeName":391,"rateType":353,"rateTypeName":354,"rateMin":400,"rateMax":401,"rateAvg":405,"loanLimit":376,"earlyRepaymentFee":377,"delinquencyRate":378,"incidentalExpense":379},"0010001-1054-A-D-C",4.75,{"id":407,"disclosureMonth":339,"companyCode":408,"companyName":409,"productCode":410,"productName":411,"joinWay":348,"mortgageType":364,"mortgageTypeName":365,"repaymentType":390,"repaymentTypeName":391,"rateType":353,"rateTypeName":354,"rateMin":412,"rateMax":413,"rateAvg":9,"loanLimit":414,"earlyRepaymentFee":415,"delinquencyRate":416,"incidentalExpense":417},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":419,"disclosureMonth":339,"companyCode":408,"companyName":409,"productCode":410,"productName":411,"joinWay":348,"mortgageType":349,"mortgageTypeName":350,"repaymentType":390,"repaymentTypeName":391,"rateType":353,"rateTypeName":354,"rateMin":412,"rateMax":413,"rateAvg":420,"loanLimit":414,"earlyRepaymentFee":415,"delinquencyRate":416,"incidentalExpense":417},"0010016-20461501000001001-A-D-C",4.66,{"id":422,"disclosureMonth":339,"companyCode":408,"companyName":409,"productCode":423,"productName":424,"joinWay":348,"mortgageType":364,"mortgageTypeName":365,"repaymentType":390,"repaymentTypeName":391,"rateType":353,"rateTypeName":354,"rateMin":412,"rateMax":413,"rateAvg":425,"loanLimit":414,"earlyRepaymentFee":415,"delinquencyRate":416,"incidentalExpense":417},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":427,"disclosureMonth":339,"companyCode":408,"companyName":409,"productCode":423,"productName":424,"joinWay":348,"mortgageType":349,"mortgageTypeName":350,"repaymentType":390,"repaymentTypeName":391,"rateType":353,"rateTypeName":354,"rateMin":412,"rateMax":413,"rateAvg":428,"loanLimit":414,"earlyRepaymentFee":415,"delinquencyRate":416,"incidentalExpense":417},"0010016-20283701000001001-A-D-C",4.92,{"id":430,"disclosureMonth":339,"companyCode":386,"companyName":387,"productCode":431,"productName":432,"joinWay":348,"mortgageType":364,"mortgageTypeName":365,"repaymentType":390,"repaymentTypeName":391,"rateType":353,"rateTypeName":354,"rateMin":433,"rateMax":434,"rateAvg":435,"loanLimit":394,"earlyRepaymentFee":395,"delinquencyRate":396,"incidentalExpense":397},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":437,"disclosureMonth":339,"companyCode":438,"companyName":439,"productCode":440,"productName":441,"joinWay":442,"mortgageType":349,"mortgageTypeName":350,"repaymentType":351,"repaymentTypeName":352,"rateType":353,"rateTypeName":354,"rateMin":443,"rateMax":444,"rateAvg":9,"loanLimit":376,"earlyRepaymentFee":445,"delinquencyRate":446,"incidentalExpense":447},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":463,"disclosureMonth":339,"companyCode":464,"companyName":465,"productCode":466,"productName":467,"joinWay":468,"mortgageType":364,"mortgageTypeName":365,"repaymentType":390,"repaymentTypeName":391,"rateType":353,"rateTypeName":354,"rateMin":469,"rateMax":470,"rateAvg":471,"loanLimit":472,"earlyRepaymentFee":473,"delinquencyRate":474,"incidentalExpense":475},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":497,"disclosureMonth":339,"companyCode":486,"companyName":487,"productCode":84,"productName":488,"joinWay":489,"mortgageType":364,"mortgageTypeName":365,"repaymentType":351,"repaymentTypeName":352,"rateType":353,"rateTypeName":354,"rateMin":490,"rateMax":491,"rateAvg":9,"loanLimit":492,"earlyRepaymentFee":493,"delinquencyRate":494,"incidentalExpense":495},"0010030-1-E-S-C",{"id":499,"disclosureMonth":339,"companyCode":500,"companyName":501,"productCode":502,"productName":503,"joinWay":348,"mortgageType":349,"mortgageTypeName":350,"repaymentType":351,"repaymentTypeName":352,"rateType":353,"rateTypeName":354,"rateMin":405,"rateMax":504,"rateAvg":9,"loanLimit":376,"earlyRepaymentFee":505,"delinquencyRate":506,"incidentalExpense":507},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":509,"disclosureMonth":339,"companyCode":500,"companyName":501,"productCode":502,"productName":503,"joinWay":348,"mortgageType":364,"mortgageTypeName":365,"repaymentType":351,"repaymentTypeName":352,"rateType":353,"rateTypeName":354,"rateMin":405,"rateMax":504,"rateAvg":9,"loanLimit":376,"earlyRepaymentFee":505,"delinquencyRate":506,"incidentalExpense":507},"0010927-KB200300000002-E-S-C",{"id":511,"disclosureMonth":339,"companyCode":344,"companyName":345,"productCode":512,"productName":513,"joinWay":454,"mortgageType":349,"mortgageTypeName":350,"repaymentType":390,"repaymentTypeName":391,"rateType":353,"rateTypeName":354,"rateMin":514,"rateMax":515,"rateAvg":516,"loanLimit":517,"earlyRepaymentFee":359,"delinquencyRate":360,"incidentalExpense":518},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 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