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대출금액*120%*1%*채권할인율",{"id":396,"disclosureMonth":336,"companyCode":366,"companyName":367,"productCode":368,"productName":369,"joinWay":345,"mortgageType":361,"mortgageTypeName":362,"repaymentType":387,"repaymentTypeName":388,"rateType":350,"rateTypeName":351,"rateMin":397,"rateMax":398,"rateAvg":399,"loanLimit":373,"earlyRepaymentFee":374,"delinquencyRate":375,"incidentalExpense":376},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":401,"disclosureMonth":336,"companyCode":366,"companyName":367,"productCode":379,"productName":380,"joinWay":345,"mortgageType":346,"mortgageTypeName":347,"repaymentType":387,"repaymentTypeName":388,"rateType":350,"rateTypeName":351,"rateMin":397,"rateMax":398,"rateAvg":402,"loanLimit":373,"earlyRepaymentFee":374,"delinquencyRate":375,"incidentalExpense":376},"0010001-1054-A-D-C",4.75,{"id":404,"disclosureMonth":336,"companyCode":405,"companyName":406,"productCode":407,"productName":408,"joinWay":345,"mortgageType":361,"mortgageTypeName":362,"repaymentType":387,"repaymentTypeName":388,"rateType":350,"rateTypeName":351,"rateMin":409,"rateMax":410,"rateAvg":9,"loanLimit":411,"earlyRepaymentFee":412,"delinquencyRate":413,"incidentalExpense":414},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":416,"disclosureMonth":336,"companyCode":405,"companyName":406,"productCode":407,"productName":408,"joinWay":345,"mortgageType":346,"mortgageTypeName":347,"repaymentType":387,"repaymentTypeName":388,"rateType":350,"rateTypeName":351,"rateMin":409,"rateMax":410,"rateAvg":417,"loanLimit":411,"earlyRepaymentFee":412,"delinquencyRate":413,"incidentalExpense":414},"0010016-20461501000001001-A-D-C",4.66,{"id":419,"disclosureMonth":336,"companyCode":405,"companyName":406,"productCode":420,"productName":421,"joinWay":345,"mortgageType":361,"mortgageTypeName":362,"repaymentType":387,"repaymentTypeName":388,"rateType":350,"rateTypeName":351,"rateMin":409,"rateMax":410,"rateAvg":422,"loanLimit":411,"earlyRepaymentFee":412,"delinquencyRate":413,"incidentalExpense":414},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":424,"disclosureMonth":336,"companyCode":405,"companyName":406,"productCode":420,"productName":421,"joinWay":345,"mortgageType":346,"mortgageTypeName":347,"repaymentType":387,"repaymentTypeName":388,"rateType":350,"rateTypeName":351,"rateMin":409,"rateMax":410,"rateAvg":425,"loanLimit":411,"earlyRepaymentFee":412,"delinquencyRate":413,"incidentalExpense":414},"0010016-20283701000001001-A-D-C",4.92,{"id":427,"disclosureMonth":336,"companyCode":383,"companyName":384,"productCode":428,"productName":429,"joinWay":345,"mortgageType":361,"mortgageTypeName":362,"repaymentType":387,"repaymentTypeName":388,"rateType":350,"rateTypeName":351,"rateMin":430,"rateMax":431,"rateAvg":432,"loanLimit":391,"earlyRepaymentFee":392,"delinquencyRate":393,"incidentalExpense":394},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":434,"disclosureMonth":336,"companyCode":435,"companyName":436,"productCode":437,"productName":438,"joinWay":439,"mortgageType":346,"mortgageTypeName":347,"repaymentType":348,"repaymentTypeName":349,"rateType":350,"rateTypeName":351,"rateMin":440,"rateMax":441,"rateAvg":9,"loanLimit":373,"earlyRepaymentFee":442,"delinquencyRate":443,"incidentalExpense":444},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":446,"disclosureMonth":336,"companyCode":447,"companyName":448,"productCode":449,"productName":450,"joinWay":451,"mortgageType":346,"mortgageTypeName":347,"repaymentType":387,"repaymentTypeName":388,"rateType":350,"rateTypeName":351,"rateMin":452,"rateMax":453,"rateAvg":454,"loanLimit":455,"earlyRepaymentFee":456,"delinquencyRate":457,"incidentalExpense":458},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":460,"disclosureMonth":336,"companyCode":461,"companyName":462,"productCode":463,"productName":464,"joinWay":465,"mortgageType":361,"mortgageTypeName":362,"repaymentType":387,"repaymentTypeName":388,"rateType":350,"rateTypeName":351,"rateMin":466,"rateMax":467,"rateAvg":468,"loanLimit":469,"earlyRepaymentFee":470,"delinquencyRate":471,"incidentalExpense":472},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":474,"disclosureMonth":336,"companyCode":461,"companyName":462,"productCode":463,"productName":464,"joinWay":465,"mortgageType":346,"mortgageTypeName":347,"repaymentType":387,"repaymentTypeName":388,"rateType":350,"rateTypeName":351,"rateMin":466,"rateMax":467,"rateAvg":475,"loanLimit":469,"earlyRepaymentFee":470,"delinquencyRate":471,"incidentalExpense":472},"0013175-2001104780001-A-D-C",5.13,{"id":477,"disclosureMonth":336,"companyCode":461,"companyName":462,"productCode":463,"productName":464,"joinWay":465,"mortgageType":346,"mortgageTypeName":347,"repaymentType":348,"repaymentTypeName":349,"rateType":350,"rateTypeName":351,"rateMin":466,"rateMax":467,"rateAvg":478,"loanLimit":469,"earlyRepaymentFee":470,"delinquencyRate":471,"incidentalExpense":472},"0013175-2001104780001-A-S-C",4.86,{"id":480,"disclosureMonth":336,"companyCode":461,"companyName":462,"productCode":463,"productName":464,"joinWay":465,"mortgageType":361,"mortgageTypeName":362,"repaymentType":348,"repaymentTypeName":349,"rateType":350,"rateTypeName":351,"rateMin":466,"rateMax":467,"rateAvg":425,"loanLimit":469,"earlyRepaymentFee":470,"delinquencyRate":471,"incidentalExpense":472},"0013175-2001104780001-E-S-C",{"id":482,"disclosureMonth":336,"companyCode":483,"companyName":484,"productCode":485,"productName":486,"joinWay":487,"mortgageType":346,"mortgageTypeName":347,"repaymentType":348,"repaymentTypeName":349,"rateType":350,"rateTypeName":351,"rateMin":488,"rateMax":489,"rateAvg":9,"loanLimit":490,"earlyRepaymentFee":491,"delinquencyRate":492,"incidentalExpense":493},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":495,"disclosureMonth":336,"companyCode":483,"companyName":484,"productCode":485,"productName":486,"joinWay":487,"mortgageType":361,"mortgageTypeName":362,"repaymentType":348,"repaymentTypeName":349,"rateType":350,"rateTypeName":351,"rateMin":488,"rateMax":489,"rateAvg":9,"loanLimit":490,"earlyRepaymentFee":491,"delinquencyRate":492,"incidentalExpense":493},"0010030-1-E-S-C",{"id":497,"disclosureMonth":336,"companyCode":498,"companyName":499,"productCode":500,"productName":501,"joinWay":345,"mortgageType":346,"mortgageTypeName":347,"repaymentType":348,"repaymentTypeName":349,"rateType":350,"rateTypeName":351,"rateMin":402,"rateMax":502,"rateAvg":9,"loanLimit":373,"earlyRepaymentFee":503,"delinquencyRate":504,"incidentalExpense":505},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":507,"disclosureMonth":336,"companyCode":498,"companyName":499,"productCode":500,"productName":501,"joinWay":345,"mortgageType":361,"mortgageTypeName":362,"repaymentType":348,"repaymentTypeName":349,"rateType":350,"rateTypeName":351,"rateMin":402,"rateMax":502,"rateAvg":9,"loanLimit":373,"earlyRepaymentFee":503,"delinquencyRate":504,"incidentalExpense":505},"0010927-KB200300000002-E-S-C",{"id":509,"disclosureMonth":336,"companyCode":341,"companyName":342,"productCode":510,"productName":511,"joinWay":451,"mortgageType":346,"mortgageTypeName":347,"repaymentType":387,"repaymentTypeName":388,"rateType":350,"rateTypeName":351,"rateMin":512,"rateMax":513,"rateAvg":514,"loanLimit":515,"earlyRepaymentFee":356,"delinquencyRate":357,"incidentalExpense":516},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":518,"disclosureMonth":336,"companyCode":519,"companyName":520,"productCode":521,"productName":522,"joinWay":451,"mortgageType":346,"mortgageTypeName":347,"repaymentType":387,"repaymentTypeName":388,"rateType":350,"rateTypeName":351,"rateMin":523,"rateMax":524,"rateAvg":525,"loanLimit":526,"earlyRepaymentFee":527,"delinquencyRate":528,"incidentalExpense":529},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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