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대출금액*120%*1%*채권할인율",{"id":276,"disclosureMonth":216,"companyCode":246,"companyName":247,"productCode":248,"productName":249,"joinWay":225,"mortgageType":241,"mortgageTypeName":242,"repaymentType":267,"repaymentTypeName":268,"rateType":230,"rateTypeName":231,"rateMin":277,"rateMax":278,"rateAvg":279,"loanLimit":253,"earlyRepaymentFee":254,"delinquencyRate":255,"incidentalExpense":256},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":281,"disclosureMonth":216,"companyCode":246,"companyName":247,"productCode":259,"productName":260,"joinWay":225,"mortgageType":226,"mortgageTypeName":227,"repaymentType":267,"repaymentTypeName":268,"rateType":230,"rateTypeName":231,"rateMin":277,"rateMax":278,"rateAvg":282,"loanLimit":253,"earlyRepaymentFee":254,"delinquencyRate":255,"incidentalExpense":256},"0010001-1054-A-D-C",4.75,{"id":284,"disclosureMonth":216,"companyCode":285,"companyName":286,"productCode":287,"productName":288,"joinWay":225,"mortgageType":241,"mortgageTypeName":242,"repaymentType":267,"repaymentTypeName":268,"rateType":230,"rateTypeName":231,"rateMin":289,"rateMax":290,"rateAvg":9,"loanLimit":291,"earlyRepaymentFee":292,"delinquencyRate":293,"incidentalExpense":294},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":296,"disclosureMonth":216,"companyCode":285,"companyName":286,"productCode":287,"productName":288,"joinWay":225,"mortgageType":226,"mortgageTypeName":227,"repaymentType":267,"repaymentTypeName":268,"rateType":230,"rateTypeName":231,"rateMin":289,"rateMax":290,"rateAvg":297,"loanLimit":291,"earlyRepaymentFee":292,"delinquencyRate":293,"incidentalExpense":294},"0010016-20461501000001001-A-D-C",4.66,{"id":299,"disclosureMonth":216,"companyCode":285,"companyName":286,"productCode":300,"productName":301,"joinWay":225,"mortgageType":241,"mortgageTypeName":242,"repaymentType":267,"repaymentTypeName":268,"rateType":230,"rateTypeName":231,"rateMin":289,"rateMax":290,"rateAvg":302,"loanLimit":291,"earlyRepaymentFee":292,"delinquencyRate":293,"incidentalExpense":294},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":304,"disclosureMonth":216,"companyCode":285,"companyName":286,"productCode":300,"productName":301,"joinWay":225,"mortgageType":226,"mortgageTypeName":227,"repaymentType":267,"repaymentTypeName":268,"rateType":230,"rateTypeName":231,"rateMin":289,"rateMax":290,"rateAvg":305,"loanLimit":291,"earlyRepaymentFee":292,"delinquencyRate":293,"incidentalExpense":294},"0010016-20283701000001001-A-D-C",4.92,{"id":307,"disclosureMonth":216,"companyCode":263,"companyName":264,"productCode":308,"productName":309,"joinWay":225,"mortgageType":241,"mortgageTypeName":242,"repaymentType":267,"repaymentTypeName":268,"rateType":230,"rateTypeName":231,"rateMin":310,"rateMax":311,"rateAvg":312,"loanLimit":271,"earlyRepaymentFee":272,"delinquencyRate":273,"incidentalExpense":274},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":314,"disclosureMonth":216,"companyCode":315,"companyName":316,"productCode":317,"productName":318,"joinWay":319,"mortgageType":226,"mortgageTypeName":227,"repaymentType":228,"repaymentTypeName":229,"rateType":230,"rateTypeName":231,"rateMin":320,"rateMax":321,"rateAvg":9,"loanLimit":253,"earlyRepaymentFee":322,"delinquencyRate":323,"incidentalExpense":324},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":326,"disclosureMonth":216,"companyCode":327,"companyName":328,"productCode":329,"productName":330,"joinWay":331,"mortgageType":226,"mortgageTypeName":227,"repaymentType":267,"repaymentTypeName":268,"rateType":230,"rateTypeName":231,"rateMin":332,"rateMax":333,"rateAvg":334,"loanLimit":335,"earlyRepaymentFee":336,"delinquencyRate":337,"incidentalExpense":338},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":340,"disclosureMonth":216,"companyCode":341,"companyName":342,"productCode":343,"productName":344,"joinWay":345,"mortgageType":241,"mortgageTypeName":242,"repaymentType":267,"repaymentTypeName":268,"rateType":230,"rateTypeName":231,"rateMin":346,"rateMax":347,"rateAvg":348,"loanLimit":349,"earlyRepaymentFee":350,"delinquencyRate":351,"incidentalExpense":352},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":354,"disclosureMonth":216,"companyCode":341,"companyName":342,"productCode":343,"productName":344,"joinWay":345,"mortgageType":226,"mortgageTypeName":227,"repaymentType":267,"repaymentTypeName":268,"rateType":230,"rateTypeName":231,"rateMin":346,"rateMax":347,"rateAvg":355,"loanLimit":349,"earlyRepaymentFee":350,"delinquencyRate":351,"incidentalExpense":352},"0013175-2001104780001-A-D-C",5.13,{"id":357,"disclosureMonth":216,"companyCode":341,"companyName":342,"productCode":343,"productName":344,"joinWay":345,"mortgageType":226,"mortgageTypeName":227,"repaymentType":228,"repaymentTypeName":229,"rateType":230,"rateTypeName":231,"rateMin":346,"rateMax":347,"rateAvg":358,"loanLimit":349,"earlyRepaymentFee":350,"delinquencyRate":351,"incidentalExpense":352},"0013175-2001104780001-A-S-C",4.86,{"id":360,"disclosureMonth":216,"companyCode":341,"companyName":342,"productCode":343,"productName":344,"joinWay":345,"mortgageType":241,"mortgageTypeName":242,"repaymentType":228,"repaymentTypeName":229,"rateType":230,"rateTypeName":231,"rateMin":346,"rateMax":347,"rateAvg":305,"loanLimit":349,"earlyRepaymentFee":350,"delinquencyRate":351,"incidentalExpense":352},"0013175-2001104780001-E-S-C",{"id":362,"disclosureMonth":216,"companyCode":363,"companyName":364,"productCode":365,"productName":366,"joinWay":367,"mortgageType":226,"mortgageTypeName":227,"repaymentType":228,"repaymentTypeName":229,"rateType":230,"rateTypeName":231,"rateMin":368,"rateMax":369,"rateAvg":9,"loanLimit":370,"earlyRepaymentFee":371,"delinquencyRate":372,"incidentalExpense":373},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":375,"disclosureMonth":216,"companyCode":363,"companyName":364,"productCode":365,"productName":366,"joinWay":367,"mortgageType":241,"mortgageTypeName":242,"repaymentType":228,"repaymentTypeName":229,"rateType":230,"rateTypeName":231,"rateMin":368,"rateMax":369,"rateAvg":9,"loanLimit":370,"earlyRepaymentFee":371,"delinquencyRate":372,"incidentalExpense":373},"0010030-1-E-S-C",{"id":377,"disclosureMonth":216,"companyCode":378,"companyName":379,"productCode":380,"productName":381,"joinWay":225,"mortgageType":226,"mortgageTypeName":227,"repaymentType":228,"repaymentTypeName":229,"rateType":230,"rateTypeName":231,"rateMin":282,"rateMax":382,"rateAvg":9,"loanLimit":253,"earlyRepaymentFee":383,"delinquencyRate":384,"incidentalExpense":385},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":387,"disclosureMonth":216,"companyCode":378,"companyName":379,"productCode":380,"productName":381,"joinWay":225,"mortgageType":241,"mortgageTypeName":242,"repaymentType":228,"repaymentTypeName":229,"rateType":230,"rateTypeName":231,"rateMin":282,"rateMax":382,"rateAvg":9,"loanLimit":253,"earlyRepaymentFee":383,"delinquencyRate":384,"incidentalExpense":385},"0010927-KB200300000002-E-S-C",{"id":389,"disclosureMonth":216,"companyCode":221,"companyName":222,"productCode":390,"productName":391,"joinWay":331,"mortgageType":226,"mortgageTypeName":227,"repaymentType":267,"repaymentTypeName":268,"rateType":230,"rateTypeName":231,"rateMin":392,"rateMax":393,"rateAvg":394,"loanLimit":395,"earlyRepaymentFee":236,"delinquencyRate":237,"incidentalExpense":396},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":398,"disclosureMonth":216,"companyCode":399,"companyName":400,"productCode":401,"productName":402,"joinWay":331,"mortgageType":226,"mortgageTypeName":227,"repaymentType":267,"repaymentTypeName":268,"rateType":230,"rateTypeName":231,"rateMin":403,"rateMax":404,"rateAvg":405,"loanLimit":406,"earlyRepaymentFee":407,"delinquencyRate":408,"incidentalExpense":409},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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