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도움대출II","영업점,모집인","A","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":396,"disclosureMonth":373,"companyCode":378,"companyName":379,"productCode":380,"productName":381,"joinWay":382,"mortgageType":397,"mortgageTypeName":398,"repaymentType":384,"repaymentTypeName":385,"rateType":386,"rateTypeName":387,"rateMin":388,"rateMax":389,"rateAvg":399,"loanLimit":391,"earlyRepaymentFee":392,"delinquencyRate":393,"incidentalExpense":394},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":401,"disclosureMonth":373,"companyCode":402,"companyName":403,"productCode":404,"productName":405,"joinWay":382,"mortgageType":397,"mortgageTypeName":398,"repaymentType":384,"repaymentTypeName":385,"rateType":386,"rateTypeName":387,"rateMin":406,"rateMax":407,"rateAvg":408,"loanLimit":409,"earlyRepaymentFee":410,"delinquencyRate":411,"incidentalExpense":412},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":414,"disclosureMonth":373,"companyCode":402,"companyName":403,"productCode":415,"productName":416,"joinWay":382,"mortgageType":383,"mortgageTypeName":79,"repaymentType":384,"repaymentTypeName":385,"rateType":386,"rateTypeName":387,"rateMin":406,"rateMax":407,"rateAvg":9,"loanLimit":409,"earlyRepaymentFee":410,"delinquencyRate":411,"incidentalExpense":412},"0010001-1054-A-S-C","1054","우리아파트론",{"id":418,"disclosureMonth":373,"companyCode":419,"companyName":420,"productCode":421,"productName":422,"joinWay":382,"mortgageType":383,"mortgageTypeName":79,"repaymentType":423,"repaymentTypeName":424,"rateType":386,"rateTypeName":387,"rateMin":425,"rateMax":426,"rateAvg":427,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":433,"disclosureMonth":373,"companyCode":402,"companyName":403,"productCode":404,"productName":405,"joinWay":382,"mortgageType":397,"mortgageTypeName":398,"repaymentType":423,"repaymentTypeName":424,"rateType":386,"rateTypeName":387,"rateMin":434,"rateMax":435,"rateAvg":436,"loanLimit":409,"earlyRepaymentFee":410,"delinquencyRate":411,"incidentalExpense":412},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":438,"disclosureMonth":373,"companyCode":402,"companyName":403,"productCode":415,"productName":416,"joinWay":382,"mortgageType":383,"mortgageTypeName":79,"repaymentType":423,"repaymentTypeName":424,"rateType":386,"rateTypeName":387,"rateMin":434,"rateMax":435,"rateAvg":439,"loanLimit":409,"earlyRepaymentFee":410,"delinquencyRate":411,"incidentalExpense":412},"0010001-1054-A-D-C",4.75,{"id":441,"disclosureMonth":373,"companyCode":442,"companyName":443,"productCode":444,"productName":445,"joinWay":382,"mortgageType":397,"mortgageTypeName":398,"repaymentType":423,"repaymentTypeName":424,"rateType":386,"rateTypeName":387,"rateMin":446,"rateMax":447,"rateAvg":9,"loanLimit":448,"earlyRepaymentFee":449,"delinquencyRate":450,"incidentalExpense":451},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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등",{"id":497,"disclosureMonth":373,"companyCode":498,"companyName":499,"productCode":500,"productName":501,"joinWay":502,"mortgageType":397,"mortgageTypeName":398,"repaymentType":423,"repaymentTypeName":424,"rateType":386,"rateTypeName":387,"rateMin":503,"rateMax":504,"rateAvg":505,"loanLimit":506,"earlyRepaymentFee":507,"delinquencyRate":508,"incidentalExpense":509},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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