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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[356,375,380,393,397,412,417,420,432,435,440,443,450,462,476,490,493,496,498,510,512,522,524,533,546,552,562,565,573,575,580,582,586,589,592,597,601,604,608,612,616,626,631,633,635,640,646,658,660,664,667,670,672,675,679,683,694,696,707,719,722,726,730,732,735,741,745,751,755,760,772,777,780,783,785,791,794,797,799,806,808,810,812,816,818,820,822,825,827,831,833,837,839,843,845,850,852,856,862,864,867,872,874,879,881,883,885,890,894,898,902],{"id":357,"disclosureMonth":353,"companyCode":358,"companyName":359,"productCode":360,"productName":361,"joinWay":362,"mortgageType":363,"mortgageTypeName":81,"repaymentType":364,"repaymentTypeName":365,"rateType":366,"rateTypeName":367,"rateMin":368,"rateMax":369,"rateAvg":370,"loanLimit":371,"earlyRepaymentFee":372,"delinquencyRate":373,"incidentalExpense":374},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":376,"disclosureMonth":353,"companyCode":358,"companyName":359,"productCode":360,"productName":361,"joinWay":362,"mortgageType":377,"mortgageTypeName":378,"repaymentType":364,"repaymentTypeName":365,"rateType":366,"rateTypeName":367,"rateMin":368,"rateMax":369,"rateAvg":379,"loanLimit":371,"earlyRepaymentFee":372,"delinquencyRate":373,"incidentalExpense":374},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":381,"disclosureMonth":353,"companyCode":382,"companyName":383,"productCode":384,"productName":385,"joinWay":362,"mortgageType":377,"mortgageTypeName":378,"repaymentType":364,"repaymentTypeName":365,"rateType":366,"rateTypeName":367,"rateMin":386,"rateMax":387,"rateAvg":388,"loanLimit":389,"earlyRepaymentFee":390,"delinquencyRate":391,"incidentalExpense":392},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":394,"disclosureMonth":353,"companyCode":382,"companyName":383,"productCode":395,"productName":396,"joinWay":362,"mortgageType":363,"mortgageTypeName":81,"repaymentType":364,"repaymentTypeName":365,"rateType":366,"rateTypeName":367,"rateMin":386,"rateMax":387,"rateAvg":9,"loanLimit":389,"earlyRepaymentFee":390,"delinquencyRate":391,"incidentalExpense":392},"0010001-1054-A-S-C","1054","우리아파트론",{"id":398,"disclosureMonth":353,"companyCode":399,"companyName":400,"productCode":401,"productName":402,"joinWay":362,"mortgageType":363,"mortgageTypeName":81,"repaymentType":403,"repaymentTypeName":404,"rateType":366,"rateTypeName":367,"rateMin":405,"rateMax":406,"rateAvg":407,"loanLimit":408,"earlyRepaymentFee":409,"delinquencyRate":410,"incidentalExpense":411},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 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대출금액*120%*1%*채권할인율",{"id":413,"disclosureMonth":353,"companyCode":382,"companyName":383,"productCode":384,"productName":385,"joinWay":362,"mortgageType":377,"mortgageTypeName":378,"repaymentType":403,"repaymentTypeName":404,"rateType":366,"rateTypeName":367,"rateMin":414,"rateMax":415,"rateAvg":416,"loanLimit":389,"earlyRepaymentFee":390,"delinquencyRate":391,"incidentalExpense":392},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":418,"disclosureMonth":353,"companyCode":382,"companyName":383,"productCode":395,"productName":396,"joinWay":362,"mortgageType":363,"mortgageTypeName":81,"repaymentType":403,"repaymentTypeName":404,"rateType":366,"rateTypeName":367,"rateMin":414,"rateMax":415,"rateAvg":419,"loanLimit":389,"earlyRepaymentFee":390,"delinquencyRate":391,"incidentalExpense":392},"0010001-1054-A-D-C",4.75,{"id":421,"disclosureMonth":353,"companyCode":422,"companyName":423,"productCode":424,"productName":425,"joinWay":362,"mortgageType":377,"mortgageTypeName":378,"repaymentType":403,"repaymentTypeName":404,"rateType":366,"rateTypeName":367,"rateMin":426,"rateMax":427,"rateAvg":9,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":433,"disclosureMonth":353,"companyCode":422,"companyName":423,"productCode":424,"productName":425,"joinWay":362,"mortgageType":363,"mortgageTypeName":81,"repaymentType":403,"repaymentTypeName":404,"rateType":366,"rateTypeName":367,"rateMin":426,"rateMax":427,"rateAvg":434,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0010016-20461501000001001-A-D-C",4.66,{"id":436,"disclosureMonth":353,"companyCode":422,"companyName":423,"productCode":437,"productName":438,"joinWay":362,"mortgageType":377,"mortgageTypeName":378,"repaymentType":403,"repaymentTypeName":404,"rateType":366,"rateTypeName":367,"rateMin":426,"rateMax":427,"rateAvg":439,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":441,"disclosureMonth":353,"companyCode":422,"companyName":423,"productCode":437,"productName":438,"joinWay":362,"mortgageType":363,"mortgageTypeName":81,"repaymentType":403,"repaymentTypeName":404,"rateType":366,"rateTypeName":367,"rateMin":426,"rateMax":427,"rateAvg":442,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0010016-20283701000001001-A-D-C",4.92,{"id":444,"disclosureMonth":353,"companyCode":399,"companyName":400,"productCode":445,"productName":446,"joinWay":362,"mortgageType":377,"mortgageTypeName":378,"repaymentType":403,"repaymentTypeName":404,"rateType":366,"rateTypeName":367,"rateMin":447,"rateMax":448,"rateAvg":449,"loanLimit":408,"earlyRepaymentFee":409,"delinquencyRate":410,"incidentalExpense":411},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":451,"disclosureMonth":353,"companyCode":452,"companyName":453,"productCode":454,"productName":455,"joinWay":456,"mortgageType":363,"mortgageTypeName":81,"repaymentType":364,"repaymentTypeName":365,"rateType":366,"rateTypeName":367,"rateMin":457,"rateMax":458,"rateAvg":9,"loanLimit":389,"earlyRepaymentFee":459,"delinquencyRate":460,"incidentalExpense":461},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":463,"disclosureMonth":353,"companyCode":464,"companyName":465,"productCode":466,"productName":467,"joinWay":468,"mortgageType":363,"mortgageTypeName":81,"repaymentType":403,"repaymentTypeName":404,"rateType":366,"rateTypeName":367,"rateMin":469,"rateMax":470,"rateAvg":471,"loanLimit":472,"earlyRepaymentFee":473,"delinquencyRate":474,"incidentalExpense":475},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":477,"disclosureMonth":353,"companyCode":478,"companyName":479,"productCode":480,"productName":481,"joinWay":482,"mortgageType":377,"mortgageTypeName":378,"repaymentType":403,"repaymentTypeName":404,"rateType":366,"rateTypeName":367,"rateMin":483,"rateMax":484,"rateAvg":485,"loanLimit":486,"earlyRepaymentFee":487,"delinquencyRate":488,"incidentalExpense":489},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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