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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":299,"disclosureMonth":240,"companyCode":269,"companyName":270,"productCode":271,"productName":272,"joinWay":249,"mortgageType":264,"mortgageTypeName":265,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":300,"rateMax":301,"rateAvg":302,"loanLimit":276,"earlyRepaymentFee":277,"delinquencyRate":278,"incidentalExpense":279},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":304,"disclosureMonth":240,"companyCode":269,"companyName":270,"productCode":282,"productName":283,"joinWay":249,"mortgageType":250,"mortgageTypeName":58,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":300,"rateMax":301,"rateAvg":305,"loanLimit":276,"earlyRepaymentFee":277,"delinquencyRate":278,"incidentalExpense":279},"0010001-1054-A-D-C",4.75,{"id":307,"disclosureMonth":240,"companyCode":308,"companyName":309,"productCode":310,"productName":311,"joinWay":249,"mortgageType":264,"mortgageTypeName":265,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":312,"rateMax":313,"rateAvg":9,"loanLimit":314,"earlyRepaymentFee":315,"delinquencyRate":316,"incidentalExpense":317},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":319,"disclosureMonth":240,"companyCode":308,"companyName":309,"productCode":310,"productName":311,"joinWay":249,"mortgageType":250,"mortgageTypeName":58,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":312,"rateMax":313,"rateAvg":320,"loanLimit":314,"earlyRepaymentFee":315,"delinquencyRate":316,"incidentalExpense":317},"0010016-20461501000001001-A-D-C",4.66,{"id":322,"disclosureMonth":240,"companyCode":308,"companyName":309,"productCode":323,"productName":324,"joinWay":249,"mortgageType":264,"mortgageTypeName":265,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":312,"rateMax":313,"rateAvg":325,"loanLimit":314,"earlyRepaymentFee":315,"delinquencyRate":316,"incidentalExpense":317},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":327,"disclosureMonth":240,"companyCode":308,"companyName":309,"productCode":323,"productName":324,"joinWay":249,"mortgageType":250,"mortgageTypeName":58,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":312,"rateMax":313,"rateAvg":328,"loanLimit":314,"earlyRepaymentFee":315,"delinquencyRate":316,"incidentalExpense":317},"0010016-20283701000001001-A-D-C",4.92,{"id":330,"disclosureMonth":240,"companyCode":286,"companyName":287,"productCode":331,"productName":332,"joinWay":249,"mortgageType":264,"mortgageTypeName":265,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":333,"rateMax":334,"rateAvg":335,"loanLimit":294,"earlyRepaymentFee":295,"delinquencyRate":296,"incidentalExpense":297},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":337,"disclosureMonth":240,"companyCode":338,"companyName":339,"productCode":340,"productName":341,"joinWay":342,"mortgageType":250,"mortgageTypeName":58,"repaymentType":251,"repaymentTypeName":252,"rateType":253,"rateTypeName":254,"rateMin":343,"rateMax":344,"rateAvg":9,"loanLimit":276,"earlyRepaymentFee":345,"delinquencyRate":346,"incidentalExpense":347},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":349,"disclosureMonth":240,"companyCode":350,"companyName":351,"productCode":352,"productName":353,"joinWay":354,"mortgageType":250,"mortgageTypeName":58,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":355,"rateMax":356,"rateAvg":357,"loanLimit":358,"earlyRepaymentFee":359,"delinquencyRate":360,"incidentalExpense":361},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":363,"disclosureMonth":240,"companyCode":364,"companyName":365,"productCode":366,"productName":367,"joinWay":368,"mortgageType":264,"mortgageTypeName":265,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":369,"rateMax":370,"rateAvg":371,"loanLimit":372,"earlyRepaymentFee":373,"delinquencyRate":374,"incidentalExpense":375},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":377,"disclosureMonth":240,"companyCode":364,"companyName":365,"productCode":366,"productName":367,"joinWay":368,"mortgageType":250,"mortgageTypeName":58,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":369,"rateMax":370,"rateAvg":378,"loanLimit":372,"earlyRepaymentFee":373,"delinquencyRate":374,"incidentalExpense":375},"0013175-2001104780001-A-D-C",5.13,{"id":380,"disclosureMonth":240,"companyCode":364,"companyName":365,"productCode":366,"productName":367,"joinWay":368,"mortgageType":250,"mortgageTypeName":58,"repaymentType":251,"repaymentTypeName":252,"rateType":253,"rateTypeName":254,"rateMin":369,"rateMax":370,"rateAvg":381,"loanLimit":372,"earlyRepaymentFee":373,"delinquencyRate":374,"incidentalExpense":375},"0013175-2001104780001-A-S-C",4.86,{"id":383,"disclosureMonth":240,"companyCode":364,"companyName":365,"productCode":366,"productName":367,"joinWay":368,"mortgageType":264,"mortgageTypeName":265,"repaymentType":251,"repaymentTypeName":252,"rateType":253,"rateTypeName":254,"rateMin":369,"rateMax":370,"rateAvg":328,"loanLimit":372,"earlyRepaymentFee":373,"delinquencyRate":374,"incidentalExpense":375},"0013175-2001104780001-E-S-C",{"id":385,"disclosureMonth":240,"companyCode":386,"companyName":387,"productCode":82,"productName":388,"joinWay":389,"mortgageType":250,"mortgageTypeName":58,"repaymentType":251,"repaymentTypeName":252,"rateType":253,"rateTypeName":254,"rateMin":390,"rateMax":391,"rateAvg":9,"loanLimit":392,"earlyRepaymentFee":393,"delinquencyRate":394,"incidentalExpense":395},"0010030-1-A-S-C","0010030","한국산업은행","산은 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매입비용",{"id":397,"disclosureMonth":240,"companyCode":386,"companyName":387,"productCode":82,"productName":388,"joinWay":389,"mortgageType":264,"mortgageTypeName":265,"repaymentType":251,"repaymentTypeName":252,"rateType":253,"rateTypeName":254,"rateMin":390,"rateMax":391,"rateAvg":9,"loanLimit":392,"earlyRepaymentFee":393,"delinquencyRate":394,"incidentalExpense":395},"0010030-1-E-S-C",{"id":399,"disclosureMonth":240,"companyCode":400,"companyName":401,"productCode":402,"productName":403,"joinWay":249,"mortgageType":250,"mortgageTypeName":58,"repaymentType":251,"repaymentTypeName":252,"rateType":253,"rateTypeName":254,"rateMin":305,"rateMax":404,"rateAvg":9,"loanLimit":276,"earlyRepaymentFee":405,"delinquencyRate":406,"incidentalExpense":407},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":409,"disclosureMonth":240,"companyCode":400,"companyName":401,"productCode":402,"productName":403,"joinWay":249,"mortgageType":264,"mortgageTypeName":265,"repaymentType":251,"repaymentTypeName":252,"rateType":253,"rateTypeName":254,"rateMin":305,"rateMax":404,"rateAvg":9,"loanLimit":276,"earlyRepaymentFee":405,"delinquencyRate":406,"incidentalExpense":407},"0010927-KB200300000002-E-S-C",{"id":411,"disclosureMonth":240,"companyCode":245,"companyName":246,"productCode":412,"productName":413,"joinWay":354,"mortgageType":250,"mortgageTypeName":58,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":414,"rateMax":415,"rateAvg":416,"loanLimit":417,"earlyRepaymentFee":259,"delinquencyRate":260,"incidentalExpense":418},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":420,"disclosureMonth":240,"companyCode":421,"companyName":422,"productCode":423,"productName":424,"joinWay":354,"mortgageType":250,"mortgageTypeName":58,"repaymentType":290,"repaymentTypeName":291,"rateType":253,"rateTypeName":254,"rateMin":425,"rateMax":426,"rateAvg":427,"loanLimit":428,"earlyRepaymentFee":83,"delinquencyRate":429,"incidentalExpense":430},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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