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채권할인율",{"id":198,"disclosureMonth":174,"companyCode":179,"companyName":180,"productCode":181,"productName":182,"joinWay":183,"mortgageType":199,"mortgageTypeName":200,"repaymentType":186,"repaymentTypeName":187,"rateType":188,"rateTypeName":189,"rateMin":190,"rateMax":191,"rateAvg":201,"loanLimit":193,"earlyRepaymentFee":194,"delinquencyRate":195,"incidentalExpense":196},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":203,"disclosureMonth":174,"companyCode":204,"companyName":205,"productCode":206,"productName":207,"joinWay":183,"mortgageType":199,"mortgageTypeName":200,"repaymentType":186,"repaymentTypeName":187,"rateType":188,"rateTypeName":189,"rateMin":208,"rateMax":209,"rateAvg":210,"loanLimit":211,"earlyRepaymentFee":212,"delinquencyRate":213,"incidentalExpense":214},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":216,"disclosureMonth":174,"companyCode":204,"companyName":205,"productCode":217,"productName":218,"joinWay":183,"mortgageType":184,"mortgageTypeName":185,"repaymentType":186,"repaymentTypeName":187,"rateType":188,"rateTypeName":189,"rateMin":208,"rateMax":209,"rateAvg":9,"loanLimit":211,"earlyRepaymentFee":212,"delinquencyRate":213,"incidentalExpense":214},"0010001-1054-A-S-C","1054","우리아파트론",{"id":220,"disclosureMonth":174,"companyCode":221,"companyName":222,"productCode":223,"productName":224,"joinWay":183,"mortgageType":184,"mortgageTypeName":185,"repaymentType":225,"repaymentTypeName":226,"rateType":188,"rateTypeName":189,"rateMin":227,"rateMax":228,"rateAvg":114,"loanLimit":229,"earlyRepaymentFee":230,"delinquencyRate":231,"incidentalExpense":232},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":234,"disclosureMonth":174,"companyCode":204,"companyName":205,"productCode":206,"productName":207,"joinWay":183,"mortgageType":199,"mortgageTypeName":200,"repaymentType":225,"repaymentTypeName":226,"rateType":188,"rateTypeName":189,"rateMin":235,"rateMax":236,"rateAvg":237,"loanLimit":211,"earlyRepaymentFee":212,"delinquencyRate":213,"incidentalExpense":214},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":239,"disclosureMonth":174,"companyCode":204,"companyName":205,"productCode":217,"productName":218,"joinWay":183,"mortgageType":184,"mortgageTypeName":185,"repaymentType":225,"repaymentTypeName":226,"rateType":188,"rateTypeName":189,"rateMin":235,"rateMax":236,"rateAvg":240,"loanLimit":211,"earlyRepaymentFee":212,"delinquencyRate":213,"incidentalExpense":214},"0010001-1054-A-D-C",4.75,{"id":242,"disclosureMonth":174,"companyCode":243,"companyName":244,"productCode":245,"productName":246,"joinWay":183,"mortgageType":199,"mortgageTypeName":200,"repaymentType":225,"repaymentTypeName":226,"rateType":188,"rateTypeName":189,"rateMin":247,"rateMax":248,"rateAvg":9,"loanLimit":249,"earlyRepaymentFee":250,"delinquencyRate":251,"incidentalExpense":252},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":254,"disclosureMonth":174,"companyCode":243,"companyName":244,"productCode":245,"productName":246,"joinWay":183,"mortgageType":184,"mortgageTypeName":185,"repaymentType":225,"repaymentTypeName":226,"rateType":188,"rateTypeName":189,"rateMin":247,"rateMax":248,"rateAvg":255,"loanLimit":249,"earlyRepaymentFee":250,"delinquencyRate":251,"incidentalExpense":252},"0010016-20461501000001001-A-D-C",4.66,{"id":257,"disclosureMonth":174,"companyCode":243,"companyName":244,"productCode":258,"productName":259,"joinWay":183,"mortgageType":199,"mortgageTypeName":200,"repaymentType":225,"repaymentTypeName":226,"rateType":188,"rateTypeName":189,"rateMin":247,"rateMax":248,"rateAvg":260,"loanLimit":249,"earlyRepaymentFee":250,"delinquencyRate":251,"incidentalExpense":252},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":262,"disclosureMonth":174,"companyCode":243,"companyName":244,"productCode":258,"productName":259,"joinWay":183,"mortgageType":184,"mortgageTypeName":185,"repaymentType":225,"repaymentTypeName":226,"rateType":188,"rateTypeName":189,"rateMin":247,"rateMax":248,"rateAvg":263,"loanLimit":249,"earlyRepaymentFee":250,"delinquencyRate":251,"incidentalExpense":252},"0010016-20283701000001001-A-D-C",4.92,{"id":265,"disclosureMonth":174,"companyCode":221,"companyName":222,"productCode":266,"productName":267,"joinWay":183,"mortgageType":199,"mortgageTypeName":200,"repaymentType":225,"repaymentTypeName":226,"rateType":188,"rateTypeName":189,"rateMin":268,"rateMax":269,"rateAvg":270,"loanLimit":229,"earlyRepaymentFee":230,"delinquencyRate":231,"incidentalExpense":232},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":272,"disclosureMonth":174,"companyCode":273,"companyName":274,"productCode":275,"productName":276,"joinWay":277,"mortgageType":184,"mortgageTypeName":185,"repaymentType":186,"repaymentTypeName":187,"rateType":188,"rateTypeName":189,"rateMin":278,"rateMax":279,"rateAvg":9,"loanLimit":211,"earlyRepaymentFee":280,"delinquencyRate":281,"incidentalExpense":282},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":284,"disclosureMonth":174,"companyCode":285,"companyName":286,"productCode":287,"productName":288,"joinWay":289,"mortgageType":184,"mortgageTypeName":185,"repaymentType":225,"repaymentTypeName":226,"rateType":188,"rateTypeName":189,"rateMin":290,"rateMax":291,"rateAvg":292,"loanLimit":293,"earlyRepaymentFee":294,"delinquencyRate":295,"incidentalExpense":296},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":298,"disclosureMonth":174,"companyCode":299,"companyName":300,"productCode":301,"productName":302,"joinWay":303,"mortgageType":199,"mortgageTypeName":200,"repaymentType":225,"repaymentTypeName":226,"rateType":188,"rateTypeName":189,"rateMin":304,"rateMax":305,"rateAvg":306,"loanLimit":307,"earlyRepaymentFee":308,"delinquencyRate":309,"incidentalExpense":310},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":312,"disclosureMonth":174,"companyCode":299,"companyName":300,"productCode":301,"productName":302,"joinWay":303,"mortgageType":184,"mortgageTypeName":185,"repaymentType":225,"repaymentTypeName":226,"rateType":188,"rateTypeName":189,"rateMin":304,"rateMax":305,"rateAvg":313,"loanLimit":307,"earlyRepaymentFee":308,"delinquencyRate":309,"incidentalExpense":310},"0013175-2001104780001-A-D-C",5.13,{"id":315,"disclosureMonth":174,"companyCode":299,"companyName":300,"productCode":301,"productName":302,"joinWay":303,"mortgageType":184,"mortgageTypeName":185,"repaymentType":186,"repaymentTypeName":187,"rateType":188,"rateTypeName":189,"rateMin":304,"rateMax":305,"rateAvg":316,"loanLimit":307,"earlyRepaymentFee":308,"delinquencyRate":309,"incidentalExpense":310},"0013175-2001104780001-A-S-C",4.86,{"id":318,"disclosureMonth":174,"companyCode":299,"companyName":300,"productCode":301,"productName":302,"joinWay":303,"mortgageType":199,"mortgageTypeName":200,"repaymentType":186,"repaymentTypeName":187,"rateType":188,"rateTypeName":189,"rateMin":304,"rateMax":305,"rateAvg":263,"loanLimit":307,"earlyRepaymentFee":308,"delinquencyRate":309,"incidentalExpense":310},"0013175-2001104780001-E-S-C",{"id":320,"disclosureMonth":174,"companyCode":321,"companyName":322,"productCode":323,"productName":324,"joinWay":325,"mortgageType":184,"mortgageTypeName":185,"repaymentType":186,"repaymentTypeName":187,"rateType":188,"rateTypeName":189,"rateMin":326,"rateMax":327,"rateAvg":9,"loanLimit":328,"earlyRepaymentFee":329,"delinquencyRate":330,"incidentalExpense":331},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":333,"disclosureMonth":174,"companyCode":321,"companyName":322,"productCode":323,"productName":324,"joinWay":325,"mortgageType":199,"mortgageTypeName":200,"repaymentType":186,"repaymentTypeName":187,"rateType":188,"rateTypeName":189,"rateMin":326,"rateMax":327,"rateAvg":9,"loanLimit":328,"earlyRepaymentFee":329,"delinquencyRate":330,"incidentalExpense":331},"0010030-1-E-S-C",{"id":335,"disclosureMonth":174,"companyCode":336,"companyName":337,"productCode":338,"productName":339,"joinWay":183,"mortgageType":184,"mortgageTypeName":185,"repaymentType":186,"repaymentTypeName":187,"rateType":188,"rateTypeName":189,"rateMin":240,"rateMax":340,"rateAvg":9,"loanLimit":211,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":345,"disclosureMonth":174,"companyCode":336,"companyName":337,"productCode":338,"productName":339,"joinWay":183,"mortgageType":199,"mortgageTypeName":200,"repaymentType":186,"repaymentTypeName":187,"rateType":188,"rateTypeName":189,"rateMin":240,"rateMax":340,"rateAvg":9,"loanLimit":211,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0010927-KB200300000002-E-S-C",{"id":347,"disclosureMonth":174,"companyCode":179,"companyName":180,"productCode":348,"productName":349,"joinWay":289,"mortgageType":184,"mortgageTypeName":185,"repaymentType":225,"repaymentTypeName":226,"rateType":188,"rateTypeName":189,"rateMin":350,"rateMax":351,"rateAvg":352,"loanLimit":353,"earlyRepaymentFee":194,"delinquencyRate":195,"incidentalExpense":354},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":356,"disclosureMonth":174,"companyCode":357,"companyName":358,"productCode":359,"productName":360,"joinWay":289,"mortgageType":184,"mortgageTypeName":185,"repaymentType":225,"repaymentTypeName":226,"rateType":188,"rateTypeName":189,"rateMin":361,"rateMax":362,"rateAvg":363,"loanLimit":364,"earlyRepaymentFee":365,"delinquencyRate":366,"incidentalExpense":367},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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