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대출금액*120%*1%*채권할인율",{"id":511,"disclosureMonth":451,"companyCode":481,"companyName":482,"productCode":483,"productName":484,"joinWay":460,"mortgageType":476,"mortgageTypeName":477,"repaymentType":502,"repaymentTypeName":503,"rateType":465,"rateTypeName":466,"rateMin":512,"rateMax":513,"rateAvg":514,"loanLimit":488,"earlyRepaymentFee":489,"delinquencyRate":490,"incidentalExpense":491},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":516,"disclosureMonth":451,"companyCode":481,"companyName":482,"productCode":494,"productName":495,"joinWay":460,"mortgageType":461,"mortgageTypeName":462,"repaymentType":502,"repaymentTypeName":503,"rateType":465,"rateTypeName":466,"rateMin":512,"rateMax":513,"rateAvg":517,"loanLimit":488,"earlyRepaymentFee":489,"delinquencyRate":490,"incidentalExpense":491},"0010001-1054-A-D-C",4.75,{"id":519,"disclosureMonth":451,"companyCode":520,"companyName":521,"productCode":522,"productName":523,"joinWay":460,"mortgageType":476,"mortgageTypeName":477,"repaymentType":502,"repaymentTypeName":503,"rateType":465,"rateTypeName":466,"rateMin":524,"rateMax":525,"rateAvg":9,"loanLimit":526,"earlyRepaymentFee":527,"delinquencyRate":528,"incidentalExpense":529},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":531,"disclosureMonth":451,"companyCode":520,"companyName":521,"productCode":522,"productName":523,"joinWay":460,"mortgageType":461,"mortgageTypeName":462,"repaymentType":502,"repaymentTypeName":503,"rateType":465,"rateTypeName":466,"rateMin":524,"rateMax":525,"rateAvg":532,"loanLimit":526,"earlyRepaymentFee":527,"delinquencyRate":528,"incidentalExpense":529},"0010016-20461501000001001-A-D-C",4.66,{"id":534,"disclosureMonth":451,"companyCode":520,"companyName":521,"productCode":535,"productName":536,"joinWay":460,"mortgageType":476,"mortgageTypeName":477,"repaymentType":502,"repaymentTypeName":503,"rateType":465,"rateTypeName":466,"rateMin":524,"rateMax":525,"rateAvg":537,"loanLimit":526,"earlyRepaymentFee":527,"delinquencyRate":528,"incidentalExpense":529},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":539,"disclosureMonth":451,"companyCode":520,"companyName":521,"productCode":535,"productName":536,"joinWay":460,"mortgageType":461,"mortgageTypeName":462,"repaymentType":502,"repaymentTypeName":503,"rateType":465,"rateTypeName":466,"rateMin":524,"rateMax":525,"rateAvg":540,"loanLimit":526,"earlyRepaymentFee":527,"delinquencyRate":528,"incidentalExpense":529},"0010016-20283701000001001-A-D-C",4.92,{"id":542,"disclosureMonth":451,"companyCode":498,"companyName":499,"productCode":543,"productName":544,"joinWay":460,"mortgageType":476,"mortgageTypeName":477,"repaymentType":502,"repaymentTypeName":503,"rateType":465,"rateTypeName":466,"rateMin":545,"rateMax":546,"rateAvg":547,"loanLimit":506,"earlyRepaymentFee":507,"delinquencyRate":508,"incidentalExpense":509},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":549,"disclosureMonth":451,"companyCode":550,"companyName":551,"productCode":552,"productName":553,"joinWay":554,"mortgageType":461,"mortgageTypeName":462,"repaymentType":463,"repaymentTypeName":464,"rateType":465,"rateTypeName":466,"rateMin":555,"rateMax":556,"rateAvg":9,"loanLimit":488,"earlyRepaymentFee":557,"delinquencyRate":558,"incidentalExpense":559},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":575,"disclosureMonth":451,"companyCode":576,"companyName":577,"productCode":578,"productName":579,"joinWay":580,"mortgageType":476,"mortgageTypeName":477,"repaymentType":502,"repaymentTypeName":503,"rateType":465,"rateTypeName":466,"rateMin":581,"rateMax":582,"rateAvg":583,"loanLimit":584,"earlyRepaymentFee":585,"delinquencyRate":586,"incidentalExpense":587},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":610,"disclosureMonth":451,"companyCode":598,"companyName":599,"productCode":600,"productName":601,"joinWay":602,"mortgageType":476,"mortgageTypeName":477,"repaymentType":463,"repaymentTypeName":464,"rateType":465,"rateTypeName":466,"rateMin":603,"rateMax":604,"rateAvg":9,"loanLimit":605,"earlyRepaymentFee":606,"delinquencyRate":607,"incidentalExpense":608},"0010030-1-E-S-C",{"id":612,"disclosureMonth":451,"companyCode":613,"companyName":614,"productCode":615,"productName":616,"joinWay":460,"mortgageType":461,"mortgageTypeName":462,"repaymentType":463,"repaymentTypeName":464,"rateType":465,"rateTypeName":466,"rateMin":517,"rateMax":617,"rateAvg":9,"loanLimit":488,"earlyRepaymentFee":618,"delinquencyRate":619,"incidentalExpense":620},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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