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대출금액*120%*1%*채권할인율",{"id":844,"disclosureMonth":96,"companyCode":814,"companyName":815,"productCode":816,"productName":817,"joinWay":793,"mortgageType":809,"mortgageTypeName":810,"repaymentType":835,"repaymentTypeName":836,"rateType":798,"rateTypeName":799,"rateMin":845,"rateMax":846,"rateAvg":847,"loanLimit":821,"earlyRepaymentFee":822,"delinquencyRate":823,"incidentalExpense":824},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":849,"disclosureMonth":96,"companyCode":814,"companyName":815,"productCode":827,"productName":828,"joinWay":793,"mortgageType":794,"mortgageTypeName":795,"repaymentType":835,"repaymentTypeName":836,"rateType":798,"rateTypeName":799,"rateMin":845,"rateMax":846,"rateAvg":850,"loanLimit":821,"earlyRepaymentFee":822,"delinquencyRate":823,"incidentalExpense":824},"0010001-1054-A-D-C",4.75,{"id":852,"disclosureMonth":96,"companyCode":853,"companyName":854,"productCode":855,"productName":856,"joinWay":793,"mortgageType":809,"mortgageTypeName":810,"repaymentType":835,"repaymentTypeName":836,"rateType":798,"rateTypeName":799,"rateMin":857,"rateMax":858,"rateAvg":9,"loanLimit":859,"earlyRepaymentFee":860,"delinquencyRate":861,"incidentalExpense":862},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":864,"disclosureMonth":96,"companyCode":853,"companyName":854,"productCode":855,"productName":856,"joinWay":793,"mortgageType":794,"mortgageTypeName":795,"repaymentType":835,"repaymentTypeName":836,"rateType":798,"rateTypeName":799,"rateMin":857,"rateMax":858,"rateAvg":865,"loanLimit":859,"earlyRepaymentFee":860,"delinquencyRate":861,"incidentalExpense":862},"0010016-20461501000001001-A-D-C",4.66,{"id":867,"disclosureMonth":96,"companyCode":853,"companyName":854,"productCode":868,"productName":869,"joinWay":793,"mortgageType":809,"mortgageTypeName":810,"repaymentType":835,"repaymentTypeName":836,"rateType":798,"rateTypeName":799,"rateMin":857,"rateMax":858,"rateAvg":870,"loanLimit":859,"earlyRepaymentFee":860,"delinquencyRate":861,"incidentalExpense":862},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":872,"disclosureMonth":96,"companyCode":853,"companyName":854,"productCode":868,"productName":869,"joinWay":793,"mortgageType":794,"mortgageTypeName":795,"repaymentType":835,"repaymentTypeName":836,"rateType":798,"rateTypeName":799,"rateMin":857,"rateMax":858,"rateAvg":873,"loanLimit":859,"earlyRepaymentFee":860,"delinquencyRate":861,"incidentalExpense":862},"0010016-20283701000001001-A-D-C",4.92,{"id":875,"disclosureMonth":96,"companyCode":831,"companyName":832,"productCode":876,"productName":877,"joinWay":793,"mortgageType":809,"mortgageTypeName":810,"repaymentType":835,"repaymentTypeName":836,"rateType":798,"rateTypeName":799,"rateMin":878,"rateMax":879,"rateAvg":880,"loanLimit":839,"earlyRepaymentFee":840,"delinquencyRate":841,"incidentalExpense":842},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":882,"disclosureMonth":96,"companyCode":883,"companyName":884,"productCode":885,"productName":886,"joinWay":887,"mortgageType":794,"mortgageTypeName":795,"repaymentType":796,"repaymentTypeName":797,"rateType":798,"rateTypeName":799,"rateMin":888,"rateMax":889,"rateAvg":9,"loanLimit":821,"earlyRepaymentFee":890,"delinquencyRate":891,"incidentalExpense":892},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":894,"disclosureMonth":96,"companyCode":895,"companyName":896,"productCode":897,"productName":898,"joinWay":899,"mortgageType":794,"mortgageTypeName":795,"repaymentType":835,"repaymentTypeName":836,"rateType":798,"rateTypeName":799,"rateMin":900,"rateMax":901,"rateAvg":902,"loanLimit":903,"earlyRepaymentFee":904,"delinquencyRate":905,"incidentalExpense":906},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":908,"disclosureMonth":96,"companyCode":909,"companyName":910,"productCode":911,"productName":912,"joinWay":913,"mortgageType":809,"mortgageTypeName":810,"repaymentType":835,"repaymentTypeName":836,"rateType":798,"rateTypeName":799,"rateMin":914,"rateMax":915,"rateAvg":916,"loanLimit":917,"earlyRepaymentFee":918,"delinquencyRate":919,"incidentalExpense":920},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":943,"disclosureMonth":96,"companyCode":931,"companyName":932,"productCode":933,"productName":934,"joinWay":935,"mortgageType":809,"mortgageTypeName":810,"repaymentType":796,"repaymentTypeName":797,"rateType":798,"rateTypeName":799,"rateMin":936,"rateMax":937,"rateAvg":9,"loanLimit":938,"earlyRepaymentFee":939,"delinquencyRate":940,"incidentalExpense":941},"0010030-1-E-S-C",{"id":945,"disclosureMonth":96,"companyCode":946,"companyName":947,"productCode":948,"productName":949,"joinWay":793,"mortgageType":794,"mortgageTypeName":795,"repaymentType":796,"repaymentTypeName":797,"rateType":798,"rateTypeName":799,"rateMin":850,"rateMax":950,"rateAvg":9,"loanLimit":821,"earlyRepaymentFee":951,"delinquencyRate":952,"incidentalExpense":953},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":966,"disclosureMonth":96,"companyCode":967,"companyName":968,"productCode":969,"productName":970,"joinWay":899,"mortgageType":794,"mortgageTypeName":795,"repaymentType":835,"repaymentTypeName":836,"rateType":798,"rateTypeName":799,"rateMin":971,"rateMax":972,"rateAvg":973,"loanLimit":974,"earlyRepaymentFee":975,"delinquencyRate":976,"incidentalExpense":977},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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