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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[191,211,216,229,233,247,252,255,267,270,275,278,285,297,311,325,328,331,333,346,348,358,360,369,382,388,398,401,409,411,416,418,422,425,428,433,437,440,444,448,452,462,467,469,471,476,482,494,496,500,503,506,508,511,515,519,530,532,543,555,558,562,566,568,571,577,581,587,591,596,608,613,616,619,621,627,630,633,635,642,644,646,648,652,654,656,658,661,663,667,669,673,675,679,681,686,688,692,698,700,703,708,710,715,717,719,721,726,730,734,738],{"id":192,"disclosureMonth":188,"companyCode":193,"companyName":194,"productCode":195,"productName":196,"joinWay":197,"mortgageType":198,"mortgageTypeName":199,"repaymentType":200,"repaymentTypeName":201,"rateType":202,"rateTypeName":203,"rateMin":204,"rateMax":205,"rateAvg":206,"loanLimit":207,"earlyRepaymentFee":208,"delinquencyRate":209,"incidentalExpense":210},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":212,"disclosureMonth":188,"companyCode":193,"companyName":194,"productCode":195,"productName":196,"joinWay":197,"mortgageType":213,"mortgageTypeName":214,"repaymentType":200,"repaymentTypeName":201,"rateType":202,"rateTypeName":203,"rateMin":204,"rateMax":205,"rateAvg":215,"loanLimit":207,"earlyRepaymentFee":208,"delinquencyRate":209,"incidentalExpense":210},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":217,"disclosureMonth":188,"companyCode":218,"companyName":219,"productCode":220,"productName":221,"joinWay":197,"mortgageType":213,"mortgageTypeName":214,"repaymentType":200,"repaymentTypeName":201,"rateType":202,"rateTypeName":203,"rateMin":222,"rateMax":223,"rateAvg":224,"loanLimit":225,"earlyRepaymentFee":226,"delinquencyRate":227,"incidentalExpense":228},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":230,"disclosureMonth":188,"companyCode":218,"companyName":219,"productCode":231,"productName":232,"joinWay":197,"mortgageType":198,"mortgageTypeName":199,"repaymentType":200,"repaymentTypeName":201,"rateType":202,"rateTypeName":203,"rateMin":222,"rateMax":223,"rateAvg":9,"loanLimit":225,"earlyRepaymentFee":226,"delinquencyRate":227,"incidentalExpense":228},"0010001-1054-A-S-C","1054","우리아파트론",{"id":234,"disclosureMonth":188,"companyCode":235,"companyName":236,"productCode":237,"productName":238,"joinWay":197,"mortgageType":198,"mortgageTypeName":199,"repaymentType":239,"repaymentTypeName":240,"rateType":202,"rateTypeName":203,"rateMin":241,"rateMax":242,"rateAvg":153,"loanLimit":243,"earlyRepaymentFee":244,"delinquencyRate":245,"incidentalExpense":246},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":248,"disclosureMonth":188,"companyCode":218,"companyName":219,"productCode":220,"productName":221,"joinWay":197,"mortgageType":213,"mortgageTypeName":214,"repaymentType":239,"repaymentTypeName":240,"rateType":202,"rateTypeName":203,"rateMin":249,"rateMax":250,"rateAvg":251,"loanLimit":225,"earlyRepaymentFee":226,"delinquencyRate":227,"incidentalExpense":228},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":253,"disclosureMonth":188,"companyCode":218,"companyName":219,"productCode":231,"productName":232,"joinWay":197,"mortgageType":198,"mortgageTypeName":199,"repaymentType":239,"repaymentTypeName":240,"rateType":202,"rateTypeName":203,"rateMin":249,"rateMax":250,"rateAvg":254,"loanLimit":225,"earlyRepaymentFee":226,"delinquencyRate":227,"incidentalExpense":228},"0010001-1054-A-D-C",4.75,{"id":256,"disclosureMonth":188,"companyCode":257,"companyName":258,"productCode":259,"productName":260,"joinWay":197,"mortgageType":213,"mortgageTypeName":214,"repaymentType":239,"repaymentTypeName":240,"rateType":202,"rateTypeName":203,"rateMin":261,"rateMax":262,"rateAvg":9,"loanLimit":263,"earlyRepaymentFee":264,"delinquencyRate":265,"incidentalExpense":266},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":268,"disclosureMonth":188,"companyCode":257,"companyName":258,"productCode":259,"productName":260,"joinWay":197,"mortgageType":198,"mortgageTypeName":199,"repaymentType":239,"repaymentTypeName":240,"rateType":202,"rateTypeName":203,"rateMin":261,"rateMax":262,"rateAvg":269,"loanLimit":263,"earlyRepaymentFee":264,"delinquencyRate":265,"incidentalExpense":266},"0010016-20461501000001001-A-D-C",4.66,{"id":271,"disclosureMonth":188,"companyCode":257,"companyName":258,"productCode":272,"productName":273,"joinWay":197,"mortgageType":213,"mortgageTypeName":214,"repaymentType":239,"repaymentTypeName":240,"rateType":202,"rateTypeName":203,"rateMin":261,"rateMax":262,"rateAvg":274,"loanLimit":263,"earlyRepaymentFee":264,"delinquencyRate":265,"incidentalExpense":266},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":276,"disclosureMonth":188,"companyCode":257,"companyName":258,"productCode":272,"productName":273,"joinWay":197,"mortgageType":198,"mortgageTypeName":199,"repaymentType":239,"repaymentTypeName":240,"rateType":202,"rateTypeName":203,"rateMin":261,"rateMax":262,"rateAvg":277,"loanLimit":263,"earlyRepaymentFee":264,"delinquencyRate":265,"incidentalExpense":266},"0010016-20283701000001001-A-D-C",4.92,{"id":279,"disclosureMonth":188,"companyCode":235,"companyName":236,"productCode":280,"productName":281,"joinWay":197,"mortgageType":213,"mortgageTypeName":214,"repaymentType":239,"repaymentTypeName":240,"rateType":202,"rateTypeName":203,"rateMin":282,"rateMax":283,"rateAvg":284,"loanLimit":243,"earlyRepaymentFee":244,"delinquencyRate":245,"incidentalExpense":246},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":286,"disclosureMonth":188,"companyCode":287,"companyName":288,"productCode":289,"productName":290,"joinWay":291,"mortgageType":198,"mortgageTypeName":199,"repaymentType":200,"repaymentTypeName":201,"rateType":202,"rateTypeName":203,"rateMin":292,"rateMax":293,"rateAvg":9,"loanLimit":225,"earlyRepaymentFee":294,"delinquencyRate":295,"incidentalExpense":296},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":298,"disclosureMonth":188,"companyCode":299,"companyName":300,"productCode":301,"productName":302,"joinWay":303,"mortgageType":198,"mortgageTypeName":199,"repaymentType":239,"repaymentTypeName":240,"rateType":202,"rateTypeName":203,"rateMin":304,"rateMax":305,"rateAvg":306,"loanLimit":307,"earlyRepaymentFee":308,"delinquencyRate":309,"incidentalExpense":310},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":312,"disclosureMonth":188,"companyCode":313,"companyName":314,"productCode":315,"productName":316,"joinWay":317,"mortgageType":213,"mortgageTypeName":214,"repaymentType":239,"repaymentTypeName":240,"rateType":202,"rateTypeName":203,"rateMin":318,"rateMax":319,"rateAvg":320,"loanLimit":321,"earlyRepaymentFee":322,"delinquencyRate":323,"incidentalExpense":324},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":326,"disclosureMonth":188,"companyCode":313,"companyName":314,"productCode":315,"productName":316,"joinWay":317,"mortgageType":198,"mortgageTypeName":199,"repaymentType":239,"repaymentTypeName":240,"rateType":202,"rateTypeName":203,"rateMin":318,"rateMax":319,"rateAvg":327,"loanLimit":321,"earlyRepaymentFee":322,"delinquencyRate":323,"incidentalExpense":324},"0013175-2001104780001-A-D-C",5.13,{"id":329,"disclosureMonth":188,"companyCode":313,"companyName":314,"productCode":315,"productName":316,"joinWay":317,"mortgageType":198,"mortgageTypeName":199,"repaymentType":200,"repaymentTypeName":201,"rateType":202,"rateTypeName":203,"rateMin":318,"rateMax":319,"rateAvg":330,"loanLimit":321,"earlyRepaymentFee":322,"delinquencyRate":323,"incidentalExpense":324},"0013175-2001104780001-A-S-C",4.86,{"id":332,"disclosureMonth":188,"companyCode":313,"companyName":314,"productCode":315,"productName":316,"joinWay":317,"mortgageType":213,"mortgageTypeName":214,"repaymentType":200,"repaymentTypeName":201,"rateType":202,"rateTypeName":203,"rateMin":318,"rateMax":319,"rateAvg":277,"loanLimit":321,"earlyRepaymentFee":322,"delinquencyRate":323,"incidentalExpense":324},"0013175-2001104780001-E-S-C",{"id":334,"disclosureMonth":188,"companyCode":335,"companyName":336,"productCode":337,"productName":338,"joinWay":339,"mortgageType":198,"mortgageTypeName":199,"repaymentType":200,"repaymentTypeName":201,"rateType":202,"rateTypeName":203,"rateMin":340,"rateMax":341,"rateAvg":9,"loanLimit":342,"earlyRepaymentFee":343,"delinquencyRate":344,"incidentalExpense":345},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 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