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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":796,"disclosureMonth":736,"companyCode":766,"companyName":767,"productCode":768,"productName":769,"joinWay":745,"mortgageType":761,"mortgageTypeName":762,"repaymentType":787,"repaymentTypeName":788,"rateType":750,"rateTypeName":751,"rateMin":797,"rateMax":798,"rateAvg":799,"loanLimit":773,"earlyRepaymentFee":774,"delinquencyRate":775,"incidentalExpense":776},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":801,"disclosureMonth":736,"companyCode":766,"companyName":767,"productCode":779,"productName":780,"joinWay":745,"mortgageType":746,"mortgageTypeName":747,"repaymentType":787,"repaymentTypeName":788,"rateType":750,"rateTypeName":751,"rateMin":797,"rateMax":798,"rateAvg":802,"loanLimit":773,"earlyRepaymentFee":774,"delinquencyRate":775,"incidentalExpense":776},"0010001-1054-A-D-C",4.75,{"id":804,"disclosureMonth":736,"companyCode":805,"companyName":806,"productCode":807,"productName":808,"joinWay":745,"mortgageType":761,"mortgageTypeName":762,"repaymentType":787,"repaymentTypeName":788,"rateType":750,"rateTypeName":751,"rateMin":809,"rateMax":810,"rateAvg":9,"loanLimit":811,"earlyRepaymentFee":812,"delinquencyRate":813,"incidentalExpense":814},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":816,"disclosureMonth":736,"companyCode":805,"companyName":806,"productCode":807,"productName":808,"joinWay":745,"mortgageType":746,"mortgageTypeName":747,"repaymentType":787,"repaymentTypeName":788,"rateType":750,"rateTypeName":751,"rateMin":809,"rateMax":810,"rateAvg":817,"loanLimit":811,"earlyRepaymentFee":812,"delinquencyRate":813,"incidentalExpense":814},"0010016-20461501000001001-A-D-C",4.66,{"id":819,"disclosureMonth":736,"companyCode":805,"companyName":806,"productCode":820,"productName":821,"joinWay":745,"mortgageType":761,"mortgageTypeName":762,"repaymentType":787,"repaymentTypeName":788,"rateType":750,"rateTypeName":751,"rateMin":809,"rateMax":810,"rateAvg":822,"loanLimit":811,"earlyRepaymentFee":812,"delinquencyRate":813,"incidentalExpense":814},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":824,"disclosureMonth":736,"companyCode":805,"companyName":806,"productCode":820,"productName":821,"joinWay":745,"mortgageType":746,"mortgageTypeName":747,"repaymentType":787,"repaymentTypeName":788,"rateType":750,"rateTypeName":751,"rateMin":809,"rateMax":810,"rateAvg":825,"loanLimit":811,"earlyRepaymentFee":812,"delinquencyRate":813,"incidentalExpense":814},"0010016-20283701000001001-A-D-C",4.92,{"id":827,"disclosureMonth":736,"companyCode":783,"companyName":784,"productCode":828,"productName":829,"joinWay":745,"mortgageType":761,"mortgageTypeName":762,"repaymentType":787,"repaymentTypeName":788,"rateType":750,"rateTypeName":751,"rateMin":830,"rateMax":831,"rateAvg":832,"loanLimit":791,"earlyRepaymentFee":792,"delinquencyRate":793,"incidentalExpense":794},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":834,"disclosureMonth":736,"companyCode":835,"companyName":836,"productCode":837,"productName":838,"joinWay":839,"mortgageType":746,"mortgageTypeName":747,"repaymentType":748,"repaymentTypeName":749,"rateType":750,"rateTypeName":751,"rateMin":840,"rateMax":841,"rateAvg":9,"loanLimit":773,"earlyRepaymentFee":842,"delinquencyRate":843,"incidentalExpense":844},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":846,"disclosureMonth":736,"companyCode":847,"companyName":848,"productCode":849,"productName":850,"joinWay":851,"mortgageType":746,"mortgageTypeName":747,"repaymentType":787,"repaymentTypeName":788,"rateType":750,"rateTypeName":751,"rateMin":852,"rateMax":853,"rateAvg":854,"loanLimit":855,"earlyRepaymentFee":856,"delinquencyRate":857,"incidentalExpense":858},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":860,"disclosureMonth":736,"companyCode":861,"companyName":862,"productCode":863,"productName":864,"joinWay":865,"mortgageType":761,"mortgageTypeName":762,"repaymentType":787,"repaymentTypeName":788,"rateType":750,"rateTypeName":751,"rateMin":866,"rateMax":867,"rateAvg":868,"loanLimit":869,"earlyRepaymentFee":870,"delinquencyRate":871,"incidentalExpense":872},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":895,"disclosureMonth":736,"companyCode":883,"companyName":884,"productCode":885,"productName":886,"joinWay":887,"mortgageType":761,"mortgageTypeName":762,"repaymentType":748,"repaymentTypeName":749,"rateType":750,"rateTypeName":751,"rateMin":888,"rateMax":889,"rateAvg":9,"loanLimit":890,"earlyRepaymentFee":891,"delinquencyRate":892,"incidentalExpense":893},"0010030-1-E-S-C",{"id":897,"disclosureMonth":736,"companyCode":898,"companyName":899,"productCode":900,"productName":901,"joinWay":745,"mortgageType":746,"mortgageTypeName":747,"repaymentType":748,"repaymentTypeName":749,"rateType":750,"rateTypeName":751,"rateMin":802,"rateMax":902,"rateAvg":9,"loanLimit":773,"earlyRepaymentFee":903,"delinquencyRate":904,"incidentalExpense":905},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":907,"disclosureMonth":736,"companyCode":898,"companyName":899,"productCode":900,"productName":901,"joinWay":745,"mortgageType":761,"mortgageTypeName":762,"repaymentType":748,"repaymentTypeName":749,"rateType":750,"rateTypeName":751,"rateMin":802,"rateMax":902,"rateAvg":9,"loanLimit":773,"earlyRepaymentFee":903,"delinquencyRate":904,"incidentalExpense":905},"0010927-KB200300000002-E-S-C",{"id":909,"disclosureMonth":736,"companyCode":741,"companyName":742,"productCode":910,"productName":911,"joinWay":851,"mortgageType":746,"mortgageTypeName":747,"repaymentType":787,"repaymentTypeName":788,"rateType":750,"rateTypeName":751,"rateMin":912,"rateMax":913,"rateAvg":914,"loanLimit":915,"earlyRepaymentFee":756,"delinquencyRate":757,"incidentalExpense":916},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":918,"disclosureMonth":736,"companyCode":919,"companyName":920,"productCode":921,"productName":922,"joinWay":851,"mortgageType":746,"mortgageTypeName":747,"repaymentType":787,"repaymentTypeName":788,"rateType":750,"rateTypeName":751,"rateMin":923,"rateMax":924,"rateAvg":925,"loanLimit":926,"earlyRepaymentFee":927,"delinquencyRate":928,"incidentalExpense":929},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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